Bank Of Africa Senegal Income Statement

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Jun '24 Jun 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Interest Income on Loans	-	46,627	39,947	36,655	32,319	30,522	Upgrade
Total Interest Income	-	46,627	39,947	36,655	32,319	30,522	Upgrade
Interest Paid on Deposits	-	18,050	14,542	13,521	13,352	12,863	Upgrade
Total Interest Expense	-	18,050	14,542	13,521	13,352	12,863	Upgrade
Net Interest Income	29,413	28,577	25,405	23,134	18,967	17,659	Upgrade
Net Interest Income Growth (YoY)	7.79%	12.49%	9.82%	21.97%	7.41%	19.13%	Upgrade
Income From Trading Activities	2	2	-	8	2	-	Upgrade
Gain (Loss) on Sale of Assets	1,023	1,023	1	143	40	-56	Upgrade
Gain (Loss) on Sale of Investments	-261	-261	34	318	729	1,255	Upgrade
Other Non-Interest Income	17,108	17,108	15,064	12,266	10,297	11,188	Upgrade
Total Non-Interest Income	17,872	17,872	15,099	12,735	11,068	12,387	Upgrade
Non-Interest Income Growth (YoY)	18.37%	18.37%	18.56%	15.06%	-10.65%	20.95%	Upgrade
Revenues Before Loan Losses	47,285	46,449	40,504	35,869	30,035	30,046	Upgrade
Provision for Loan Losses	4,070	4,070	6,081	6,617	3,496	2,244	Upgrade
Revenue	43,215	42,379	34,423	29,252	26,539	27,802	Upgrade
Revenue Growth (YoY)	19.03%	23.11%	17.68%	10.22%	-4.54%	9.55%	Upgrade
Occupancy Expenses	2,750	2,750	2,443	2,348	2,256	1,905	Upgrade
Other Non-Interest Expense	20,419	20,702	16,260	15,829	16,611	15,832	Upgrade
Total Non-Interest Expense	23,169	23,452	18,703	18,177	18,867	17,737	Upgrade
EBT Excluding Unusual Items	20,046	18,927	15,720	11,075	7,672	10,065	Upgrade
Pretax Income	20,046	18,927	15,720	11,075	7,672	10,065	Upgrade
Income Tax Expense	2,152	1,905	139	5	5	950	Upgrade
Net Income	17,894	17,022	15,581	11,070	7,667	9,115	Upgrade
Net Income to Common	17,894	17,022	15,581	11,070	7,667	9,115	Upgrade
Net Income Growth	9.60%	9.25%	40.75%	44.39%	-15.89%	7.12%	Upgrade
Basic Shares Outstanding	-	36	36	-	36	36	Upgrade
Diluted Shares Outstanding	-	36	36	-	36	36	Upgrade
Shares Change (YoY)	-	-	-	-	0.05%	0.07%	Upgrade
EPS (Basic)	-	472.83	432.81	-	212.97	253.33	Upgrade
EPS (Diluted)	-	472.83	432.81	-	212.97	253.33	Upgrade
EPS Growth	-	9.25%	-	-	-15.93%	7.04%	Upgrade
Dividend Per Share	-	222.222	138.889	-	119.267	119.333	Upgrade
Dividend Growth	-	60.00%	-	-	-0.06%	0.56%	Upgrade
Effective Tax Rate	10.74%	10.06%	0.88%	0.05%	0.07%	9.44%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.