Bank Of Africa Senegal Income Statement

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest Income on Loans	-	48,923	46,627	39,947	36,655	32,319	Upgrade
Total Interest Income	-	48,923	46,627	39,947	36,655	32,319	Upgrade
Interest Paid on Deposits	-	19,253	18,050	14,542	13,521	13,352	Upgrade
Total Interest Expense	-	19,253	18,050	14,542	13,521	13,352	Upgrade
Net Interest Income	29,942	29,670	28,577	25,405	23,134	18,967	Upgrade
Net Interest Income Growth (YoY)	0.65%	3.82%	12.49%	9.82%	21.97%	7.41%	Upgrade
Income From Trading Activities	-	-	2	-	8	2	Upgrade
Gain (Loss) on Sale of Assets	215	215	1,023	1	143	40	Upgrade
Gain (Loss) on Sale of Investments	53	53	-261	34	318	729	Upgrade
Other Non-Interest Income	19,943	19,943	17,108	15,064	12,266	10,297	Upgrade
Total Non-Interest Income	20,211	20,211	17,872	15,099	12,735	11,068	Upgrade
Non-Interest Income Growth (YoY)	13.09%	13.09%	18.37%	18.56%	15.06%	-10.65%	Upgrade
Revenues Before Loan Losses	50,153	49,881	46,449	40,504	35,869	30,035	Upgrade
Provision for Loan Losses	4,429	4,429	4,070	6,081	6,617	3,496	Upgrade
Revenue	45,724	45,452	42,379	34,423	29,252	26,539	Upgrade
Revenue Growth (YoY)	4.99%	7.25%	23.11%	17.68%	10.22%	-4.54%	Upgrade
Occupancy Expenses	2,876	2,876	2,750	2,443	2,348	2,256	Upgrade
Other Non-Interest Expense	19,448	19,688	20,702	16,260	15,829	16,611	Upgrade
Total Non-Interest Expense	22,324	22,564	23,452	18,703	18,177	18,867	Upgrade
EBT Excluding Unusual Items	23,400	22,888	18,927	15,720	11,075	7,672	Upgrade
Pretax Income	23,400	22,888	18,927	15,720	11,075	7,672	Upgrade
Income Tax Expense	2,973	2,904	1,905	139	5	5	Upgrade
Net Income	20,427	19,984	17,022	15,581	11,070	7,667	Upgrade
Net Income to Common	20,427	19,984	17,022	15,581	11,070	7,667	Upgrade
Net Income Growth	14.97%	17.40%	9.25%	40.75%	44.39%	-15.89%	Upgrade
Basic Shares Outstanding	36	36	36	36	-	36	Upgrade
Diluted Shares Outstanding	36	36	36	36	-	36	Upgrade
Shares Change (YoY)	-	-	-	-	-	0.06%	Upgrade
EPS (Basic)	567.42	555.11	472.83	432.81	-	212.97	Upgrade
EPS (Diluted)	567.42	555.11	472.83	432.81	-	212.97	Upgrade
EPS Growth	-	17.40%	9.25%	-	-	-15.93%	Upgrade
Dividend Per Share	-	389.000	222.222	138.889	-	119.267	Upgrade
Dividend Growth	-	75.05%	60.00%	-	-	-0.06%	Upgrade
Effective Tax Rate	12.71%	12.69%	10.06%	0.88%	0.04%	0.07%	Upgrade

Updated Nov 13, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.