Bank Of Africa Senegal (BRVM:BOAS)

Bank Of Africa Senegal Income Statement

Financials in millions XOF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	50,216	49,353	48,923	46,627	39,947	36,655
Total Interest Income	50,216	49,353	48,923	46,627	39,947	36,655
Interest Paid on Deposits	19,140	18,648	19,253	18,050	14,542	13,521
Total Interest Expense	19,140	18,648	19,253	18,050	14,542	13,521
Net Interest Income	31,076	30,705	29,670	28,577	25,405	23,134
Net Interest Income Growth (YoY)	3.79%	3.49%	3.82%	12.49%	9.82%	21.97%
Income From Trading Activities	-	-	-	2	-	8
Gain (Loss) on Sale of Assets	424	417	215	1,023	1	143
Gain (Loss) on Sale of Investments	1,902	1,382	53	-261	34	318
Other Non-Interest Income	19,750	19,839	19,943	17,108	15,064	12,266
Total Non-Interest Income	22,076	21,638	20,211	17,872	15,099	12,735
Non-Interest Income Growth (YoY)	9.23%	7.06%	13.09%	18.37%	18.56%	15.06%
Revenues Before Loan Losses	53,152	52,343	49,881	46,449	40,504	35,869
Provision for Loan Losses	4,334	4,346	4,429	4,070	6,081	6,617
Revenue	48,818	47,997	45,452	42,379	34,423	29,252
Revenue Growth (YoY)	6.77%	5.60%	7.25%	23.11%	17.68%	10.22%
Occupancy Expenses	2,576	2,690	2,876	2,750	2,443	2,348
Other Non-Interest Expense	20,530	20,167	19,688	20,702	16,260	15,829
Total Non-Interest Expense	23,106	22,857	22,564	23,452	18,703	18,177
EBT Excluding Unusual Items	25,712	25,140	22,888	18,927	15,720	11,075
Pretax Income	25,712	25,140	22,888	18,927	15,720	11,075
Income Tax Expense	3,296	3,235	2,904	1,905	139	5
Net Income	22,416	21,905	19,984	17,022	15,581	11,070
Net Income to Common	22,416	21,905	19,984	17,022	15,581	11,070
Net Income Growth	9.74%	9.61%	17.40%	9.25%	40.75%	44.39%
Basic Shares Outstanding	36	36	36	36	36	-
Diluted Shares Outstanding	36	36	36	36	36	-
EPS (Basic)	622.67	608.47	555.11	472.83	432.81	-
EPS (Diluted)	622.67	608.47	555.11	472.83	432.81	-
EPS Growth	-	9.61%	17.40%	9.25%	-	-
Dividend Per Share	-	-	389.000	222.222	138.889	-
Dividend Growth	-	-	75.05%	60.00%	-	-
Effective Tax Rate	12.82%	12.87%	12.69%	10.06%	0.88%	0.04%

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jun 9, 2026

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