Ecobank Côte d'Ivoire Income Statement

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	111,337	109,474	101,361	87,173	79,341
Interest Paid on Deposits	23,290	29,794	28,041	23,400	19,213
Net Interest Income	88,047	79,680	73,320	63,773	60,128
Net Interest Income Growth (YoY)	10.50%	8.67%	14.97%	6.06%	2.92%
Income From Trading Activities	7,086	7,209	4,879	10,002	10,259
Gain (Loss) on Sale of Assets	32	28	-60	1,173	-305
Gain (Loss) on Sale of Investments	5,147	3,912	1,752	1,670	2,509
Other Non-Interest Income	32,445	31,515	30,238	23,710	17,649
Total Non-Interest Income	44,710	42,664	36,809	36,555	30,112
Non-Interest Income Growth (YoY)	4.80%	15.91%	0.69%	21.40%	6.05%
Revenues Before Loan Losses	132,757	122,344	110,129	100,328	90,240
Provision for Loan Losses	1,799	2,935	5,933	5,782	11,974
Revenue	130,958	119,409	104,196	94,546	78,266
Revenue Growth (YoY)	9.67%	14.60%	10.21%	20.80%	2.96%
Occupancy Expenses	3,185	2,657	2,543	2,747	2,838
Selling, General & Administrative	53,746	52,320	47,332	42,258	39,808
Total Non-Interest Expense	56,931	54,977	49,875	45,005	42,646
EBT Excluding Unusual Items	74,027	64,432	54,321	49,541	35,620
Pretax Income	74,027	64,432	54,321	49,541	35,620
Income Tax Expense	10,545	6,955	6,250	4,943	1,316
Net Income	63,482	57,477	48,071	44,598	34,304
Net Income to Common	63,482	57,477	48,071	44,598	34,304
Net Income Growth	10.45%	19.57%	7.79%	30.01%	14.28%
Dividend Per Share	888.000	804.000	-	610.000	467.000
Dividend Growth	10.45%	-	-	30.62%	-
Effective Tax Rate	14.24%	10.79%	11.51%	9.98%	3.69%