BRVM:SIBC Balance Sheet

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	162,816	94,152	114,910	69,164	65,797	46,562
Investment Securities	404,091	386,578	330,943	388,249	298,224	269,992
Trading Asset Securities	-	3,995	37,609	-	-	3,624
Total Investments	404,091	390,573	368,552	388,249	298,224	273,616
Gross Loans	1,044,662	1,161,059	1,089,575	964,690	889,832	899,635
Allowance for Loan Losses	-	-59,423	-52,215	-	-	-44,777
Net Loans	1,044,662	1,101,636	1,037,360	964,690	889,832	854,858
Property, Plant & Equipment	19,293	16,500	16,669	14,313	13,743	13,292
Other Intangible Assets	785	706	555	1,423	2,233	3,235
Accrued Interest Receivable	2,665	4,592	4,441	4,116	1,653	-
Other Receivables	83,169	55,224	38,096	35,026	27,469	9,964
Other Long-Term Assets	10,868	21,866	25,292	22,573	17,508	22,763
Total Assets	1,728,349	1,685,249	1,605,875	1,499,554	1,316,459	1,224,290
Accrued Expenses	-	-	-	-	12,293	12,868
Interest Bearing Deposits	1,409,315	1,398,752	1,294,418	1,271,199	1,099,658	965,945
Total Deposits	1,409,315	1,398,752	1,294,418	1,271,199	1,099,658	965,945
Current Portion of Long-Term Debt	-	5,530	-	-	-	-
Long-Term Debt	50,416	41,135	96,574	31,699	44,055	93,141
Pension & Post-Retirement Benefits	-	1,209	1,034	-	-	828
Other Long-Term Liabilities	90,062	51,487	49,447	48,267	29,654	34,741
Total Liabilities	1,549,793	1,498,113	1,441,473	1,351,165	1,185,660	1,107,523
Common Stock	20,000	20,000	10,000	10,000	10,000	10,000
Retained Earnings	29,414	50,234	43,513	40,090	34,031	30,261
Comprehensive Income & Other	129,142	116,902	110,889	98,299	86,768	76,506
Shareholders' Equity	178,556	187,136	164,402	148,389	130,799	116,767
Total Liabilities & Equity	1,728,349	1,685,249	1,605,875	1,499,554	1,316,459	1,224,290
Total Debt	50,416	46,665	96,574	31,699	44,055	93,141
Net Cash (Debt)	112,400	51,482	55,945	37,465	21,742	-42,955
Net Cash Growth	-	-7.98%	49.33%	72.32%	-	-
Net Cash Per Share	1124.00	514.47	559.28	374.65	217.42	-429.39
Filing Date Shares Outstanding	100	100	100	100	100	100
Total Common Shares Outstanding	100	100	100	100	100	100
Book Value Per Share	1785.56	1871.36	1644.02	1483.89	1307.99	1167.67
Tangible Book Value	177,771	186,430	163,847	146,966	128,566	113,532
Tangible Book Value Per Share	1777.71	1864.30	1638.47	1469.66	1285.66	1135.32

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.