BRVM:SIBC Balance Sheet

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	98,820	94,152	114,910	69,164	65,797
Investment Securities	424,922	386,578	330,943	388,249	298,224
Trading Asset Securities	-	3,995	37,609	-	-
Total Investments	424,922	390,573	368,552	388,249	298,224
Gross Loans	-	1,161,059	1,089,575	964,690	889,832
Allowance for Loan Losses	-	-59,423	-52,215	-	-
Net Loans	-	1,101,636	1,037,360	964,690	889,832
Property, Plant & Equipment	25,594	16,500	16,669	14,313	13,743
Other Intangible Assets	965	706	555	1,423	2,233
Loans Held for Sale	1,227,120	-	-	-	-
Accrued Interest Receivable	1,031	4,592	4,441	4,116	1,653
Other Receivables	61,521	55,224	38,096	35,026	27,469
Other Long-Term Assets	41,760	21,866	25,292	22,573	17,508
Total Assets	1,881,733	1,685,249	1,605,875	1,499,554	1,316,459
Accrued Expenses	-	-	-	-	12,293
Interest Bearing Deposits	1,503,441	1,398,752	1,294,418	1,271,199	1,099,658
Total Deposits	1,503,441	1,398,752	1,294,418	1,271,199	1,099,658
Current Portion of Long-Term Debt	-	5,530	-	-	-
Long-Term Debt	104,261	41,135	96,574	31,699	44,055
Pension & Post-Retirement Benefits	-	1,209	1,034	-	-
Other Long-Term Liabilities	69,266	51,487	49,447	48,267	29,654
Total Liabilities	1,676,968	1,498,113	1,441,473	1,351,165	1,185,660
Common Stock	20,000	20,000	10,000	10,000	10,000
Retained Earnings	55,623	50,234	43,513	40,090	34,031
Comprehensive Income & Other	129,142	116,902	110,889	98,299	86,768
Shareholders' Equity	204,765	187,136	164,402	148,389	130,799
Total Liabilities & Equity	1,881,733	1,685,249	1,605,875	1,499,554	1,316,459
Total Debt	104,261	46,665	96,574	31,699	44,055
Net Cash (Debt)	-5,441	51,482	55,945	37,465	21,742
Net Cash Growth	-	-7.98%	49.33%	72.32%	-
Net Cash Per Share	-	514.47	559.28	374.65	217.42
Filing Date Shares Outstanding	-	100	100	100	100
Total Common Shares Outstanding	-	100	100	100	100
Book Value Per Share	-	1871.36	1644.02	1483.89	1307.99
Tangible Book Value	203,800	186,430	163,847	146,966	128,566
Tangible Book Value Per Share	-	1864.30	1638.47	1469.66	1285.66

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.