BBS Bank Income Statement

Financials in millions BWP. Fiscal year is January - December.

Millions BWP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	556.04	479.69	369.41	288.84	252.48
Interest Paid on Deposits	412.02	269.63	246.42	185.22	162.74
Net Interest Income	144.02	210.06	122.99	103.63	89.74
Net Interest Income Growth	-31.44%	70.80%	18.69%	15.47%	-17.07%
Gain (Loss) on Sale of Assets	-	11.46	-	-	-
Other Non-Interest Income	38.19	39.03	49.18	25.46	22.86
Total Non-Interest Income	38.19	50.49	49.18	25.46	22.86
Non-Interest Income Growth	-24.37%	2.66%	93.18%	11.37%	-3.16%
Revenues Before Loan Losses	182.21	260.55	172.17	129.08	112.6
Provision for Loan Losses	77.52	19.1	6.06	-6.98	-18.9
Revenue	104.68	241.46	166.11	136.06	131.5
Revenue Growth	-56.65%	45.36%	22.09%	3.47%	-5.23%
Salaries and Employee Benefits	100.25	93.05	101.12	82.56	74.39
Occupancy Expenses	15.82	14.8	12.52	12.56	17.13
Selling, General & Administrative	13.55	11.68	10.43	10.11	11.51
Other Non-Interest Expense	89.49	69.12	66.97	49.59	53.81
Total Non-Interest Expense	219.11	188.65	191.04	154.82	156.85
EBT Excluding Unusual Items	-114.43	52.81	-24.92	-18.77	-25.35
Asset Writedown	-19.26	-7.86	-3.29	-2.82	-
Pretax Income	-133.69	44.94	-28.21	-21.59	-25.35
Income Tax Expense	-20.41	6.87	-6.86	0.31	-
Net Income	-113.28	38.07	-21.35	-21.9	-25.35
Net Income to Common	-113.28	38.07	-21.35	-21.9	-25.35
Net Income Growth	-	-	-	-	-
Basic Shares Outstanding	487	487	487	487	487
Diluted Shares Outstanding	487	487	487	487	487
Shares Change	-	-	-	-	-
EPS (Basic)	-0.23	0.08	-0.04	-0.04	-0.05
EPS (Diluted)	-0.23	0.08	-0.04	-0.04	-0.05
EPS Growth	-	-	-	-	-

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	-	15.29%	-	-	-