BSM:SCBB Income Statement

Financials in millions BWP. Fiscal year is January - December.

Millions BWP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	1,113	1,108	1,138	919.29	743.82	745.15
Interest Paid on Deposits	261.51	241.62	332.32	336.14	299.01	280.89
Net Interest Income	851.35	866.22	805.79	583.15	444.81	464.26
Net Interest Income Growth (YoY)	-1.21%	7.50%	38.18%	31.10%	-4.19%	6.57%
Income From Trading Activities	-27.71	9.63	10.85	81.73	72.08	88.38
Gain (Loss) on Sale of Assets	0.43	0.43	-	-	-	-
Other Non-Interest Income	176.53	189.18	224.65	236.19	222.26	200.63
Total Non-Interest Income	149.24	199.24	235.5	317.91	294.34	289
Non-Interest Income Growth (YoY)	-27.09%	-15.40%	-25.92%	8.01%	1.85%	0.37%
Revenues Before Loan Losses	1,001	1,065	1,041	901.06	739.15	753.27
Provision for Loan Losses	48.87	-35.03	-25.33	42.99	2.72	41.31
Revenue	951.73	1,100	1,067	858.08	736.43	711.96
Revenue Growth (YoY)	-12.57%	3.18%	24.30%	16.52%	3.44%	2.97%
Salaries and Employee Benefits	244.9	253.08	249.92	222.81	236.31	229.19
Occupancy Expenses	36.98	38.17	37.58	40.66	41.43	45.48
Selling, General & Administrative	291.21	316	371.92	331.7	358.71	360.06
Total Non-Interest Expense	573.08	607.25	659.42	595.17	636.45	634.73
EBT Excluding Unusual Items	378.64	493.24	407.2	262.9	99.98	77.23
Asset Writedown	-10.46	-10.46	-	-	-	-
Other Unusual Items	-	-	-	1.88	-	48.05
Pretax Income	363.09	477.68	402.71	253.08	76.97	102.12
Income Tax Expense	83.14	131.18	95.34	51.25	16.66	52.4
Net Income	279.95	346.5	307.37	201.83	60.31	49.72
Preferred Dividends & Other Adjustments	31.66	31.66	30.3	30.3	30.3	-
Net Income to Common	248.29	314.84	277.07	171.53	30.01	49.72
Net Income Growth	-3.84%	12.73%	52.30%	234.64%	21.29%	-9.34%
Basic Shares Outstanding	-	296	296	296	296	296
Diluted Shares Outstanding	-	296	296	296	296	296
EPS (Basic)	-	1.06	0.94	0.58	0.10	0.17
EPS (Diluted)	-	1.06	0.94	0.58	0.10	0.17
EPS Growth	-	13.63%	61.53%	471.55%	-39.64%	-9.34%
Dividend Per Share	-	1.055	1.030	0.682	0.204	0.160
Dividend Growth	-	2.45%	51.03%	234.31%	27.42%	-12.89%
Effective Tax Rate	22.90%	27.46%	23.67%	20.25%	21.64%	51.31%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.