Standard Chartered Bank Botswana Limited (BSM: SCBB)

SCBB Income Statement

Financials in millions BWP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	1,130	1,138	919.29	743.82	745.15	762.05
Interest Paid on Deposits	268.53	332.32	336.14	299.01	280.89	326.39
Net Interest Income	861.79	805.79	583.15	444.81	464.26	435.66
Net Interest Income Growth (YoY)	20.15%	38.18%	31.10%	-4.19%	6.57%	-1.02%
Income From Trading Activities	-3.11	10.85	81.73	72.08	88.38	85.01
Other Non-Interest Income	207.82	224.65	236.19	222.26	200.63	202.93
Total Non-Interest Income	204.71	235.5	317.91	294.34	289	287.94
Non-Interest Income Growth (YoY)	-32.64%	-25.92%	8.01%	1.85%	0.37%	0.48%
Revenues Before Loan Losses	1,066	1,041	901.06	739.15	753.27	723.6
Provision for Loan Losses	-22.03	-25.33	42.99	2.72	41.31	32.19
Revenue	1,089	1,067	858.08	736.43	711.96	691.41
Revenue Growth (YoY)	4.72%	24.30%	16.52%	3.44%	2.97%	-4.85%
Salaries and Employee Benefits	263.7	249.92	222.81	236.31	229.19	225.12
Occupancy Expenses	37.69	37.58	40.66	41.43	45.48	38.7
Selling, General & Administrative	366.22	371.92	331.7	358.71	360.06	358.01
Total Non-Interest Expense	667.61	659.42	595.17	636.45	634.73	621.83
EBT Excluding Unusual Items	420.9	407.2	262.9	99.98	77.23	69.58
Other Unusual Items	-	-	1.88	-	48.05	-
Pretax Income	416.42	402.71	253.08	76.97	102.12	69.58
Income Tax Expense	125.3	95.34	51.25	16.66	52.4	14.73
Net Income	291.12	307.37	201.83	60.31	49.72	54.85
Preferred Dividends & Other Adjustments	30.3	30.3	30.3	30.3	-	-
Net Income to Common	260.82	277.07	171.53	30.01	49.72	54.85
Net Income Growth	-13.05%	52.29%	234.64%	21.29%	-9.34%	107.66%
Basic Shares Outstanding	-	296	296	296	296	296
Diluted Shares Outstanding	-	296	296	296	296	296
Shares Change (YoY)	-	-	-	-	-	-0.84%
EPS (Basic)	-	0.94	0.58	0.10	0.17	0.19
EPS (Diluted)	-	0.94	0.58	0.10	0.17	0.19
EPS Growth	-	61.53%	471.55%	-39.64%	-9.34%	109.42%
Dividend Per Share	1.030	1.030	0.682	0.204	0.160	0.184
Dividend Growth	51.03%	51.03%	234.31%	27.42%	-12.89%	130.04%
Effective Tax Rate	30.09%	23.68%	20.25%	21.64%	51.31%	21.18%

Source: S&P Capital IQ. Banks template. Financial Sources.