Standard Chartered Bank Botswana Limited (BSM:SCBB)

BSM:SCBB Income Statement

Financials in millions BWP. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,108	1,138	919.29	743.82	745.15
Interest Paid on Deposits	241.62	332.32	336.14	299.01	280.89
Net Interest Income	866.22	805.79	583.15	444.81	464.26
Net Interest Income Growth (YoY)	7.50%	38.18%	31.10%	-4.19%	6.57%
Income From Trading Activities	9.63	10.85	81.73	72.08	88.38
Other Non-Interest Income	189.61	224.65	236.19	222.26	200.63
Total Non-Interest Income	199.24	235.5	317.91	294.34	289
Non-Interest Income Growth (YoY)	-15.40%	-25.92%	8.01%	1.85%	0.37%
Revenues Before Loan Losses	1,065	1,041	901.06	739.15	753.27
Provision for Loan Losses	-35.03	-25.33	42.99	2.72	41.31
Revenue	1,100	1,067	858.08	736.43	711.96
Revenue Growth (YoY)	3.18%	24.30%	16.52%	3.44%	2.97%
Salaries and Employee Benefits	258.18	249.92	222.81	236.31	229.19
Occupancy Expenses	38.17	37.58	40.66	41.43	45.48
Selling, General & Administrative	316	371.92	331.7	358.71	360.06
Total Non-Interest Expense	612.34	659.42	595.17	636.45	634.73
EBT Excluding Unusual Items	488.15	407.2	262.9	99.98	77.23
Asset Writedown	-10.46	-	-	-	-
Other Unusual Items	-	-	1.88	-	48.05
Pretax Income	477.68	402.71	253.08	76.97	102.12
Income Tax Expense	131.18	95.34	51.25	16.66	52.4
Net Income	346.5	307.37	201.83	60.31	49.72
Preferred Dividends & Other Adjustments	-	30.3	30.3	30.3	-
Net Income to Common	346.5	277.07	171.53	30.01	49.72
Net Income Growth	12.73%	52.30%	234.64%	21.29%	-9.34%
Basic Shares Outstanding	326	296	296	296	296
Diluted Shares Outstanding	326	296	296	296	296
Shares Change (YoY)	10.06%	-	-	-	-
EPS (Basic)	1.06	0.94	0.58	0.10	0.17
EPS (Diluted)	1.06	0.94	0.58	0.10	0.17
EPS Growth	13.63%	61.53%	471.55%	-39.64%	-9.34%
Dividend Per Share	1.055	1.030	0.682	0.204	0.160
Dividend Growth	2.45%	51.03%	234.31%	27.42%	-12.89%
Effective Tax Rate	27.46%	23.67%	20.25%	21.64%	51.31%

Updated Sep 17, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.