BSM:SCBB Income Statement

Financials in millions BWP. Fiscal year is January - December.

Millions BWP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,191	1,108	1,138	919.29	743.82
Interest Paid on Deposits	437.54	241.62	332.32	336.14	299.01
Net Interest Income	753.52	866.22	805.79	583.15	444.81
Net Interest Income Growth (YoY)	-13.01%	7.50%	38.18%	31.10%	-4.19%
Income From Trading Activities	39.43	9.63	10.85	81.73	72.08
Gain (Loss) on Sale of Assets	0.05	0.43	-	-	-
Other Non-Interest Income	157.83	189.18	224.65	236.19	222.26
Total Non-Interest Income	197.31	199.24	235.5	317.91	294.34
Non-Interest Income Growth (YoY)	-0.97%	-15.40%	-25.92%	8.01%	1.85%
Revenues Before Loan Losses	950.83	1,065	1,041	901.06	739.15
Provision for Loan Losses	42.03	-35.03	-25.33	42.99	2.72
Revenue	908.81	1,100	1,067	858.08	736.43
Revenue Growth (YoY)	-17.42%	3.18%	24.30%	16.52%	3.44%
Salaries and Employee Benefits	242.26	253.08	249.92	222.81	236.31
Occupancy Expenses	33.32	38.17	37.58	40.66	41.43
Selling, General & Administrative	279.51	316	371.92	331.7	358.71
Total Non-Interest Expense	555.09	607.25	659.42	595.17	636.45
EBT Excluding Unusual Items	353.72	493.24	407.2	262.9	99.98
Asset Writedown	-9.83	-10.46	-	-	-
Other Unusual Items	-	-	-	1.88	-
Pretax Income	342.19	477.68	402.71	253.08	76.97
Income Tax Expense	81.19	131.18	95.34	51.25	16.66
Net Income	261	346.5	307.37	201.83	60.31
Preferred Dividends & Other Adjustments	30.72	31.66	30.3	30.3	30.3
Net Income to Common	230.28	314.84	277.07	171.53	30.01
Net Income Growth	-24.68%	12.73%	52.30%	234.64%	21.29%
Basic Shares Outstanding	296	296	296	296	296
Diluted Shares Outstanding	296	296	296	296	296
EPS (Basic)	0.78	1.06	0.94	0.58	0.10
EPS (Diluted)	0.78	1.06	0.94	0.58	0.10
EPS Growth	-26.86%	13.63%	61.53%	471.55%	-39.64%
Dividend Per Share	-	1.055	1.030	0.682	0.204
Dividend Growth	-	2.46%	51.03%	234.31%	27.42%
Effective Tax Rate	23.73%	27.46%	23.67%	20.25%	21.64%