The Hartford Insurance Group, Inc. (BST:HFF)
Germany flag Germany · Delayed Price · Currency is EUR
115.00
-2.00 (-1.71%)
At close: Mar 18, 2026

BST:HFF Statistics

Total Valuation

BST:HFF has a market cap or net worth of EUR 31.42 billion. The enterprise value is 35.53 billion.

Market Cap 31.42B
Enterprise Value 35.53B

Important Dates

The next estimated earnings date is Thursday, April 30, 2026.

Earnings Date Apr 30, 2026
Ex-Dividend Date Mar 2, 2026

Share Statistics

Current Share Class 275.86M
Shares Outstanding n/a
Shares Change (YoY) -4.05%
Shares Change (QoQ) -0.84%
Owned by Insiders (%) 0.39%
Owned by Institutions (%) 94.54%
Float 274.39M

Valuation Ratios

The trailing PE ratio is 9.67 and the forward PE ratio is 9.75.

PE Ratio 9.67
Forward PE 9.75
PS Ratio 1.30
PB Ratio 1.94
P/TBV Ratio 2.28
P/FCF Ratio 6.41
P/OCF Ratio 6.23
PEG Ratio n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.78, with an EV/FCF ratio of 7.25.

EV / Earnings 10.94
EV / Sales 1.44
EV / EBITDA 7.78
EV / EBIT 8.25
EV / FCF 7.25

Financial Position

The company has a current ratio of 1.84, with a Debt / Equity ratio of 0.24.

Current Ratio 1.84
Quick Ratio 1.08
Debt / Equity 0.24
Debt / EBITDA 0.86
Debt / FCF 0.79
Interest Coverage 24.00

Financial Efficiency

Return on equity (ROE) is 21.66% and return on invested capital (ROIC) is 17.27%.

Return on Equity (ROE) 21.66%
Return on Assets (ROA) 3.72%
Return on Invested Capital (ROIC) 17.27%
Return on Capital Employed (ROCE) 6.55%
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee 1.26M
Profits Per Employee 169,231
Employee Count 19,200
Asset Turnover 0.34
Inventory Turnover n/a

Taxes

In the past 12 months, BST:HFF has paid 786.97 million in taxes.

Income Tax 786.97M
Effective Tax Rate 19.41%

Stock Price Statistics

The stock price has increased by +7.48% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change +7.48%
50-Day Moving Average 116.16
200-Day Moving Average 84.19
Relative Strength Index (RSI) 40.09
Average Volume (20 Days) 64

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 4.57

Income Statement

In the last 12 months, BST:HFF had revenue of EUR 24.17 billion and earned 3.25 billion in profits. Earnings per share was 11.34.

Revenue 24.17B
Gross Profit 9.05B
Operating Income 4.23B
Pretax Income 4.05B
Net Income 3.25B
EBITDA 4.46B
EBIT 4.23B
Earnings Per Share (EPS) 11.34

Balance Sheet

The company has 3.82 billion in cash and 3.87 billion in debt, with a net cash position of -3.76 billion.

Cash & Cash Equivalents 3.82B
Total Debt 3.87B
Net Cash -3.76B
Net Cash Per Share n/a
Equity (Book Value) 16.16B
Book Value Per Share 57.34
Working Capital 7.24B

Cash Flow

In the last 12 months, operating cash flow was 5.04 billion and capital expenditures -143.94 million, giving a free cash flow of 4.90 billion.

Operating Cash Flow 5.04B
Capital Expenditures -143.94M
Free Cash Flow 4.90B
FCF Per Share n/a

Margins

Gross margin is 37.43%, with operating and profit margins of 17.50% and 13.52%.

Gross Margin 37.43%
Operating Margin 17.50%
Pretax Margin 16.77%
Profit Margin 13.52%
EBITDA Margin 18.44%
EBIT Margin 17.50%
FCF Margin 20.27%

Dividends & Yields

This stock pays an annual dividend of 1.93, which amounts to a dividend yield of 1.68%.

Dividend Per Share 1.93
Dividend Yield 1.68%
Dividend Growth (YoY) 4.16%
Years of Dividend Growth 16
Payout Ratio 15.98%
Buyback Yield 4.05%
Shareholder Yield 5.73%
Earnings Yield 10.34%
FCF Yield 15.59%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5