Bread Financial Holdings, Inc. (BST:LID)

Bread Financial Holdings Statistics

Total Valuation

BST:LID has a market cap or net worth of EUR 2.67 billion.

Market Cap	2.67B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, April 22, 2026.

Earnings Date	Apr 22, 2026
Ex-Dividend Date	Feb 27, 2026

Share Statistics

Current Share Class	43.12M
Shares Outstanding	n/a
Shares Change (YoY)	-5.56%
Shares Change (QoQ)	-3.16%
Owned by Insiders (%)	1.40%
Owned by Institutions (%)	109.39%
Float	42.49M

Valuation Ratios

The trailing PE ratio is 6.04 and the forward PE ratio is 7.07.

PE Ratio	6.04
Forward PE	7.07
PS Ratio	1.20
PB Ratio	0.94
P/TBV Ratio	1.20
P/FCF Ratio	n/a
P/OCF Ratio	1.50
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.34%.

Return on Equity (ROE)	16.34%
Return on Assets (ROA)	2.29%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	369,496
Profits Per Employee	73,530
Employee Count	6,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BST:LID has paid 80.06 million in taxes.

Income Tax	80.06M
Effective Tax Rate	15.28%

Stock Price Statistics

The stock price has increased by +41.64% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+41.64%
50-Day Moving Average	62.28
200-Day Moving Average	74.48
Relative Strength Index (RSI)	48.06
Average Volume (20 Days)	48

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.75

Income Statement

In the last 12 months, BST:LID had revenue of EUR 2.22 billion and earned 441.18 million in profits. Earnings per share was 9.28.

Revenue	2.22B
Gross Profit	2.22B
Operating Income	586.82M
Pretax Income	523.80M
Net Income	441.18M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	9.28

Balance Sheet

The company has 3.07 billion in cash and 3.74 billion in debt, with a net cash position of -671.99 million.

Cash & Cash Equivalents	3.07B
Total Debt	3.74B
Net Cash	-671.99M
Net Cash Per Share	n/a
Equity (Book Value)	2.83B
Book Value Per Share	64.25
Working Capital	-10.27B

Cash Flow

Operating Cash Flow	1.78B
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	26.47%
Pretax Margin	23.63%
Profit Margin	19.90%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.76, which amounts to a dividend yield of 1.23%.

Dividend Per Share	0.76
Dividend Yield	1.23%
Dividend Growth (YoY)	-2.87%
Years of Dividend Growth	n/a
Payout Ratio	8.11%
Buyback Yield	5.56%
Shareholder Yield	6.79%
Earnings Yield	16.54%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4