Central Cooperative Bank AD (BUL:CCB)

BUL:CCB Income Statement

Financials in millions BGN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	243.93	242.02	201.13	147.16	130.3	135.8
Interest Paid on Deposits	10.65	10.17	7.37	11.41	16.05	17.37
Net Interest Income	233.28	231.86	193.77	135.75	114.25	118.43
Net Interest Income Growth (YoY)	20.39%	19.66%	42.74%	18.82%	-3.53%	-6.15%
Gain (Loss) on Sale of Investments	6.38	4.25	11.67	4.2	8.15	14.56
Other Non-Interest Income	59.98	60.31	64.18	61.93	60.81	42.31
Total Non-Interest Income	66.36	64.56	75.85	66.14	68.96	56.86
Non-Interest Income Growth (YoY)	-12.50%	-14.87%	14.68%	-4.10%	21.28%	-15.50%
Revenues Before Loan Losses	299.65	296.42	269.61	201.88	183.21	175.29
Provision for Loan Losses	9.64	9.57	9.61	2.79	6.82	6.19
Revenue	290.01	286.86	260	199.09	176.39	169.11
Revenue Growth (YoY)	11.54%	10.33%	30.59%	12.87%	4.30%	-8.85%
Other Non-Interest Expense	181.97	179.92	164.32	156.8	146.94	144.87
Total Non-Interest Expense	181.97	179.92	164.32	156.8	146.94	144.87
EBT Excluding Unusual Items	108.04	106.94	95.68	42.29	29.45	24.24
Asset Writedown	-0	-0	-0.1	-0.01	-0.01	-0.01
Pretax Income	108.04	106.93	95.58	42.29	29.45	24.24
Income Tax Expense	10.15	10.03	9.14	3.6	2.45	2.43
Earnings From Continuing Operations	97.89	96.9	86.45	38.69	27	21.81
Minority Interest in Earnings	-0.14	-0.14	-0.17	-0.04	0.01	-0.07
Net Income	97.75	96.76	86.28	38.65	27	21.73
Net Income to Common	97.75	96.76	86.28	38.65	27	21.73
Net Income Growth	13.30%	12.15%	123.22%	43.14%	24.26%	-37.09%
Basic Shares Outstanding	127	127	127	129	129	128
Diluted Shares Outstanding	135	135	135	129	129	136
Shares Change (YoY)	-0.29%	-	4.80%	0.19%	-5.33%	-5.64%
EPS (Basic)	0.77	0.76	0.68	0.30	0.21	0.17
EPS (Diluted)	0.73	0.72	0.64	0.30	0.21	0.16
EPS Growth	13.77%	12.30%	114.72%	42.86%	31.25%	-33.33%
Effective Tax Rate	9.39%	9.38%	9.56%	8.51%	8.32%	10.03%

Updated Feb 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.