Paragon 28 Cash Flow Statement

Financials in millions BGN. Fiscal year is January - December.

Millions BGN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	97.75	96.76	86.28	38.65	27	21.73
Depreciation & Amortization	23.19	22.93	22.08	22.27	26.93	27.09
Gain (Loss) on Sale of Assets	-1.94	-1.67	-9.08	-5.88	-8.03	-13.49
Gain (Loss) on Sale of Investments	1.62	2.57	2.47	-0.09	2.36	-0.92
Total Asset Writedown	-2.68	-2.04	-3.7	-0.41	-0.53	-2.93
Provision for Credit Losses	7.65	6.36	6.76	2.8	4.46	6.97
Change in Trading Asset Securities	-179.65	-254.3	-26.37	503.91	-169.02	-170.89
Change in Other Net Operating Assets	-283.23	-282.9	-51.33	-192.27	-335.81	-202.84
Other Operating Activities	-0.29	0.07	0.52	11.27	0.09	-0.99
Operating Cash Flow	-337.59	-412.23	27.62	380.24	-452.54	-336.27
Operating Cash Flow Growth	-	-	-92.74%	-	-	-
Capital Expenditures	-4.95	-5.55	-7.44	-4.23	-6.96	-3.53
Sale of Property, Plant and Equipment	3.18	2.22	0.59	0.41	0.62	2.87
Investment in Securities	-299.17	-369.54	-207.42	-795.16	-224.35	-106.26
Investing Cash Flow	-300.94	-372.87	-214.27	-798.98	-230.68	-106.93
Long-Term Debt Repaid	-	-13.54	-13.71	-12.81	-13.42	-11.92
Net Debt Issued (Repaid)	-13.62	-13.54	-13.71	-12.81	-13.42	-11.92
Net Increase (Decrease) in Deposit Accounts	785.19	806.62	304.38	362.38	742.48	526.22
Other Financing Activities	-0.92	-0.92	-0.91	-0.91	-0.72	-0.92
Financing Cash Flow	770.65	792.16	289.76	348.66	728.34	513.38
Net Cash Flow	132.12	7.07	103.11	-70.08	45.05	70.18
Free Cash Flow	-342.54	-417.78	20.18	376.01	-459.5	-339.8
Free Cash Flow Growth	-	-	-94.63%	-	-	-
Free Cash Flow Margin	-118.11%	-145.64%	7.76%	188.87%	-260.50%	-200.94%
Free Cash Flow Per Share	-2.54	-3.09	0.15	2.92	-3.57	-2.50
Cash Interest Paid	0.92	0.92	0.91	0.91	0.72	0.92
Cash Income Tax Paid	10.99	10.99	9.52	2.14	2.02	3.56

Updated Feb 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.