BUL:CCB Cash Flow Statement

Financials in millions BGN. Fiscal year is January - December.

Millions BGN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	97.75	96.76	86.28	38.65	27	21.73	Upgrade
Depreciation & Amortization	23.19	22.93	22.08	22.27	26.93	27.09	Upgrade
Gain (Loss) on Sale of Assets	-1.94	-1.67	-9.08	-5.88	-8.03	-13.49	Upgrade
Gain (Loss) on Sale of Investments	1.62	2.57	2.47	-0.09	2.36	-0.92	Upgrade
Total Asset Writedown	-2.68	-2.04	-3.7	-0.41	-0.53	-2.93	Upgrade
Provision for Credit Losses	7.65	6.36	6.76	2.8	4.46	6.97	Upgrade
Change in Trading Asset Securities	-179.65	-254.3	-26.37	503.91	-169.02	-170.89	Upgrade
Change in Other Net Operating Assets	-283.23	-282.9	-51.33	-192.27	-335.81	-202.84	Upgrade
Other Operating Activities	-0.29	0.07	0.52	11.27	0.09	-0.99	Upgrade
Operating Cash Flow	-337.59	-412.23	27.62	380.24	-452.54	-336.27	Upgrade
Operating Cash Flow Growth	-	-	-92.74%	-	-	-	Upgrade
Capital Expenditures	-4.95	-5.55	-7.44	-4.23	-6.96	-3.53	Upgrade
Sale of Property, Plant and Equipment	3.18	2.22	0.59	0.41	0.62	2.87	Upgrade
Investment in Securities	-299.17	-369.54	-207.42	-795.16	-224.35	-106.26	Upgrade
Investing Cash Flow	-300.94	-372.87	-214.27	-798.98	-230.68	-106.93	Upgrade
Long-Term Debt Repaid	-	-13.54	-13.71	-12.81	-13.42	-11.92	Upgrade
Net Debt Issued (Repaid)	-13.62	-13.54	-13.71	-12.81	-13.42	-11.92	Upgrade
Net Increase (Decrease) in Deposit Accounts	785.19	806.62	304.38	362.38	742.48	526.22	Upgrade
Other Financing Activities	-0.92	-0.92	-0.91	-0.91	-0.72	-0.92	Upgrade
Financing Cash Flow	770.65	792.16	289.76	348.66	728.34	513.38	Upgrade
Net Cash Flow	132.12	7.07	103.11	-70.08	45.05	70.18	Upgrade
Free Cash Flow	-342.54	-417.78	20.18	376.01	-459.5	-339.8	Upgrade
Free Cash Flow Growth	-	-	-94.63%	-	-	-	Upgrade
Free Cash Flow Margin	-118.11%	-145.64%	7.76%	188.87%	-260.50%	-200.94%	Upgrade
Free Cash Flow Per Share	-2.54	-3.09	0.15	2.92	-3.57	-2.50	Upgrade
Cash Interest Paid	0.92	0.92	0.91	0.91	0.72	0.92	Upgrade
Cash Income Tax Paid	10.99	10.99	9.52	2.14	2.02	3.56	Upgrade

Updated Feb 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.