BVC:BBVACOL Income Statement

Financials in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest Income on Loans	9,486,291	9,717,422	9,727,722	6,884,123	4,646,921	5,053,726	Upgrade
Total Interest Income	9,486,291	9,717,422	9,727,722	6,884,123	4,646,921	5,053,726	Upgrade
Interest Paid on Deposits	5,653,610	5,974,392	6,483,201	3,052,454	1,296,605	1,791,929	Upgrade
Interest Paid on Borrowings	547,565	575,435	562,822	251,446	85,606	105,681	Upgrade
Total Interest Expense	6,201,175	6,549,827	7,046,023	3,303,900	1,382,211	1,897,610	Upgrade
Net Interest Income	3,285,116	3,167,595	2,681,699	3,580,223	3,264,710	3,156,116	Upgrade
Net Interest Income Growth (YoY)	20.17%	18.12%	-25.10%	9.66%	3.44%	1.24%	Upgrade
Gain (Loss) on Sale of Assets	7,754	-25,560	-16,574	-38,805	-29,501	-30,794	Upgrade
Gain (Loss) on Sale of Investments	70,558	68,712	6,661	76,103	138,183	272,941	Upgrade
Other Non-Interest Income	2,211,423	2,084,326	1,877,192	420,289	77,259	624,697	Upgrade
Total Non-Interest Income	2,289,735	2,127,478	1,867,279	457,587	185,941	866,844	Upgrade
Non-Interest Income Growth (YoY)	35.27%	13.94%	308.07%	146.09%	-78.55%	140.64%	Upgrade
Revenues Before Loan Losses	5,574,851	5,295,073	4,548,978	4,037,810	3,450,651	4,022,960	Upgrade
Provision for Loan Losses	2,636,299	2,740,183	1,655,414	1,446,561	1,183,984	1,501,441	Upgrade
Revenue	2,938,552	2,554,890	2,893,564	2,591,249	2,266,667	2,521,519	Upgrade
Revenue Growth (YoY)	18.46%	-11.70%	11.67%	14.32%	-10.11%	-0.13%	Upgrade
Salaries and Employee Benefits	1,007,451	1,035,527	930,107	-	-	-	Upgrade
Occupancy Expenses	97,922	95,188	89,708	-	-	-	Upgrade
Amortization of Goodwill & Intangibles	66,550	66,550	56,162	-	-	-	Upgrade
Selling, General & Administrative	198,690	200,687	167,466	137,710	26,912	24,258	Upgrade
Other Non-Interest Expense	1,613,896	1,451,552	1,190,806	908,654	904,594	1,793,731	Upgrade
Total Non-Interest Expense	2,984,828	2,855,003	2,436,556	1,012,396	930,626	1,816,391	Upgrade
EBT Excluding Unusual Items	-46,276	-300,113	457,008	1,578,853	1,336,041	705,128	Upgrade
Asset Writedown	836	1,485	5,975	1,532	-83	-1,397	Upgrade
Other Unusual Items	-31,476	-31,476	-46,785	-	-	-	Upgrade
Pretax Income	-76,916	-330,104	416,198	1,580,385	1,335,958	703,731	Upgrade
Income Tax Expense	45,014	-41,516	169,770	552,719	444,159	240,141	Upgrade
Earnings From Continuing Operations	-121,930	-288,588	246,428	1,027,666	891,799	463,590	Upgrade
Minority Interest in Earnings	-3,997	-3,652	-2,572	-1,391	-1,559	-2,185	Upgrade
Net Income	-125,927	-292,240	243,856	1,026,275	890,240	461,405	Upgrade
Net Income to Common	-125,927	-292,240	243,856	1,026,275	890,240	461,405	Upgrade
Net Income Growth	-	-	-76.24%	15.28%	92.94%	-36.60%	Upgrade
Basic Shares Outstanding	18,639	17,789	14,388	14,388	14,388	14,388	Upgrade
Diluted Shares Outstanding	18,639	17,789	14,388	14,388	14,388	14,388	Upgrade
Shares Change (YoY)	32.86%	23.64%	-	-	-	-	Upgrade
EPS (Basic)	-6.76	-16.43	16.95	71.33	61.88	32.07	Upgrade
EPS (Diluted)	-6.76	-16.43	16.95	71.00	61.88	32.07	Upgrade
EPS Growth	-	-	-76.13%	14.75%	92.94%	-36.60%	Upgrade
Dividend Per Share	-	-	-	32.440	31.000	16.320	Upgrade
Dividend Growth	-	-	-	4.64%	89.95%	-34.62%	Upgrade
Effective Tax Rate	-	-	40.79%	34.97%	33.25%	34.12%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.