Banco Bilbao Vizcaya Argentaria Colombia S.A. (BVC:BBVACOL)

BVC:BBVACOL Income Statement

Financials in millions COP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	9,195,865	9,717,422	9,727,722	6,884,123	4,646,921	5,053,726
Total Interest Income	9,195,865	9,717,422	9,727,722	6,884,123	4,646,921	5,053,726
Interest Paid on Deposits	5,306,139	5,974,392	6,483,201	3,052,454	1,296,605	1,791,929
Interest Paid on Borrowings	497,190	575,435	562,822	251,446	85,606	105,681
Total Interest Expense	5,803,329	6,549,827	7,046,023	3,303,900	1,382,211	1,897,610
Net Interest Income	3,392,536	3,167,595	2,681,699	3,580,223	3,264,710	3,156,116
Net Interest Income Growth (YoY)	17.03%	18.12%	-25.10%	9.66%	3.44%	1.24%
Gain (Loss) on Sale of Assets	34,662	-25,560	-16,574	-38,805	-29,501	-30,794
Gain (Loss) on Sale of Investments	74,771	68,712	6,661	76,103	138,183	272,941
Other Non-Interest Income	2,326,707	2,084,326	1,877,192	420,289	77,259	624,697
Total Non-Interest Income	2,436,140	2,127,478	1,867,279	457,587	185,941	866,844
Non-Interest Income Growth (YoY)	73.59%	13.94%	308.07%	146.09%	-78.55%	140.64%
Revenues Before Loan Losses	5,828,676	5,295,073	4,548,978	4,037,810	3,450,651	4,022,960
Provision for Loan Losses	2,107,272	2,740,183	1,655,414	1,446,561	1,183,984	1,501,441
Revenue	3,721,404	2,554,890	2,893,564	2,591,249	2,266,667	2,521,519
Revenue Growth (YoY)	121.30%	-11.70%	11.67%	14.32%	-10.11%	-0.13%
Salaries and Employee Benefits	292,869	1,035,527	930,107	-	-	-
Occupancy Expenses	-156,511	95,188	89,708	-	-	-
Amortization of Goodwill & Intangibles	66,550	66,550	56,162	-	-	-
Selling, General & Administrative	158,828	200,687	167,466	137,710	26,912	24,258
Other Non-Interest Expense	2,960,794	1,451,552	1,190,806	908,654	904,594	1,793,731
Total Non-Interest Expense	3,314,129	2,855,003	2,436,556	1,012,396	930,626	1,816,391
EBT Excluding Unusual Items	407,275	-300,113	457,008	1,578,853	1,336,041	705,128
Asset Writedown	1,052	1,485	5,975	1,532	-83	-1,397
Other Unusual Items	-23,591	-31,476	-46,785	-	-	-
Pretax Income	384,736	-330,104	416,198	1,580,385	1,335,958	703,731
Income Tax Expense	215,009	-41,516	169,770	552,719	444,159	240,141
Earnings From Continuing Operations	169,727	-288,588	246,428	1,027,666	891,799	463,590
Minority Interest in Earnings	-3,919	-3,652	-2,572	-1,391	-1,559	-2,185
Net Income	165,808	-292,240	243,856	1,026,275	890,240	461,405
Net Income to Common	165,808	-292,240	243,856	1,026,275	890,240	461,405
Net Income Growth	-	-	-76.24%	15.28%	92.94%	-36.60%
Basic Shares Outstanding	19,489	17,789	14,388	14,388	14,388	14,388
Diluted Shares Outstanding	19,489	17,789	14,388	14,388	14,388	14,388
Shares Change (YoY)	27.89%	23.64%	-	-	-	-
EPS (Basic)	8.51	-16.43	16.95	71.33	61.88	32.07
EPS (Diluted)	8.51	-16.43	16.95	71.00	61.88	32.07
EPS Growth	-	-	-76.13%	14.75%	92.94%	-36.60%
Dividend Per Share	-	-	-	32.440	31.000	16.320
Dividend Growth	-	-	-	4.64%	89.95%	-34.62%
Effective Tax Rate	55.88%	-	40.79%	34.97%	33.25%	34.12%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.