BAC Holding International Corp. (BVC:BHI)

BAC Holding International Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	2,912	2,732	2,306	1,881	1,692	1,769
Interest Income on Investments	359.57	366.91	327.1	209.52	175.46	158.02
Total Interest Income	3,271	3,099	2,633	2,090	1,868	1,927
Interest Paid on Deposits	869.93	790.64	613.54	459.28	470.39	511
Interest Paid on Borrowings	365.23	350.48	301.27	179.15	136.9	156.93
Total Interest Expense	1,235	1,141	914.81	638.43	607.29	667.93
Net Interest Income	2,036	1,958	1,718	1,452	1,260	1,259
Net Interest Income Growth (YoY)	10.59%	13.96%	18.35%	15.21%	0.08%	-3.01%
Gain (Loss) on Sale of Assets	-	-	-	-0.85	-0.23	4.19
Gain (Loss) on Sale of Investments	-5.54	-1.77	13.96	5.18	-4.44	-15.6
Other Non-Interest Income	1,220	1,156	956.76	869.91	878.46	819.64
Total Non-Interest Income	1,214	1,154	970.72	874.23	873.8	808.22
Non-Interest Income Growth (YoY)	11.17%	18.91%	11.04%	0.05%	8.11%	-4.02%
Revenues Before Loan Losses	3,250	3,113	2,689	2,326	2,134	2,068
Provision for Loan Losses	580.06	516.84	386.74	346.31	346.98	454.57
Revenue	2,670	2,596	2,302	1,980	1,787	1,613
Revenue Growth (YoY)	8.42%	12.74%	16.29%	10.79%	10.80%	-8.29%
Salaries and Employee Benefits	726.17	711.9	651.88	543.18	501.77	519.54
Occupancy Expenses	153.51	145.63	132.39	115.48	117.43	127.57
Selling, General & Administrative	319.93	270.99	247.71	226.55	188.83	148.43
Other Non-Interest Expense	580.93	580.93	519.13	453.24	399.57	380.26
Total Non-Interest Expense	1,781	1,709	1,551	1,338	1,208	1,176
EBT Excluding Unusual Items	889.89	886.31	751.29	641.47	579.51	437.16
Pretax Income	889.89	886.31	751.29	641.47	579.51	437.16
Income Tax Expense	224.39	221.33	197.74	206.26	148.52	131.77
Earnings From Continuing Operations	665.5	664.98	553.54	435.21	430.99	305.39
Earnings From Discontinued Operations	-	-	-	-	17.33	5.51
Minority Interest in Earnings	-0.07	-0.07	-0.07	-0.06	-0.05	-0.06
Net Income	665.43	664.91	553.47	435.15	448.27	310.84
Net Income to Common	665.43	664.91	553.47	435.15	448.27	310.84
Net Income Growth	4.97%	20.13%	27.19%	-2.93%	44.21%	-22.66%
Basic Shares Outstanding	43,220	43,220	43,220	43,220	43,284	43,284
Diluted Shares Outstanding	43,394	43,334	43,403	43,531	43,284	43,284
Shares Change (YoY)	-0.31%	-0.16%	-0.29%	0.57%	-	55791.24%
EPS (Basic)	0.02	0.02	0.01	0.01	0.01	0.01
EPS (Diluted)	0.01	0.01	0.01	0.01	0.01	0.01
EPS Growth	5.48%	21.33%	27.12%	-7.63%	-11.06%	-99.86%
Dividend Per Share	-	-	0.002	0.008	-	-
Dividend Growth	-	-	-76.17%	-	-	-
Effective Tax Rate	25.22%	24.97%	26.32%	32.15%	25.63%	30.14%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.