BAC Holding International Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,051	935.81	931.71	768.9	741.72
Investment Securities	10,176	9,561	8,915	8,545	7,919
Trading Asset Securities	45.67	35.2	38.76	40.96	42.42
Total Investments	10,222	9,597	8,954	8,586	7,962
Gross Loans	28,290	26,328	23,355	20,693	18,664
Allowance for Loan Losses	-765.06	-752.44	-734.66	-692.94	-647.1
Other Adjustments to Gross Loans	-71.09	-70.18	-62.25	-53.09	-3.91
Net Loans	27,454	25,506	22,558	19,947	18,013
Property, Plant & Equipment	602.67	587.66	571.95	536	510.58
Goodwill	1,465	1,465	1,465	1,465	1,465
Other Intangible Assets	157.11	143.67	139.3	126.36	121.34
Investments in Real Estate	1.93	-	-	-	-
Accrued Interest Receivable	202.52	193.22	185.83	181.65	-
Other Receivables	485.87	442.92	594.66	378.28	253.86
Other Current Assets	82.38	99.36	175.57	130.63	62.2
Long-Term Deferred Tax Assets	52.43	51.42	51.35	65.39	62.81
Other Real Estate Owned & Foreclosed	39.99	45.71	-	-	-
Other Long-Term Assets	53.64	41.84	30.35	23.43	113.89
Total Assets	41,933	39,157	35,695	32,242	29,329
Accounts Payable	794.36	806.12	171.03	163.58	120.32
Accrued Expenses	-	-	26.81	88.83	79.23
Interest Bearing Deposits	18,854	18,074	16,132	14,285	13,522
Non-Interest Bearing Deposits	11,353	10,296	9,877	9,041	8,375
Total Deposits	30,207	28,369	26,009	23,326	21,897
Short-Term Borrowings	39.62	91.17	114.01	260.71	38.95
Current Portion of Long-Term Debt	-	-	-	-	358.98
Current Portion of Leases	33.97	33.19	33.9	34.61	34.65
Current Income Taxes Payable	32.68	33.9	33.08	65.16	48.29
Other Current Liabilities	5.08	23.27	486.3	350.55	265.58
Long-Term Debt	5,516	5,072	4,345	3,944	2,762
Long-Term Leases	78.88	83.26	85.61	103.95	122.53
Long-Term Unearned Revenue	-	-	23.94	19.3	19.27
Pension & Post-Retirement Benefits	-	-	88.7	74.03	66.15
Long-Term Deferred Tax Liabilities	107.95	95.32	96.33	64.43	95.58
Other Long-Term Liabilities	97.78	88.31	182.55	139.27	91.66
Total Liabilities	36,914	34,695	31,697	28,635	26,000
Common Stock	2,865	2,865	2,865	2,865	2,865
Retained Earnings	2,299	1,844	1,430	1,229	793.6
Treasury Stock	-0	-0	-0	-0	-
Comprehensive Income & Other	-146.28	-248.92	-297.66	-487.58	-331.05
Total Common Equity	5,018	4,461	3,997	3,607	3,328
Minority Interest	0.66	0.61	0.56	0.56	0.52
Shareholders' Equity	5,019	4,461	3,998	3,607	3,328
Total Liabilities & Equity	41,933	39,157	35,695	32,242	29,329
Total Debt	5,669	5,279	4,579	4,344	3,317
Net Cash (Debt)	659.5	405.06	796.37	862.18	1,851
Net Cash Growth	62.82%	-49.14%	-7.63%	-53.42%	0.43%
Net Cash Per Share	0.02	0.01	0.02	0.02	0.04
Filing Date Shares Outstanding	43,220	43,220	43,220	43,220	43,284
Total Common Shares Outstanding	43,220	43,220	43,220	43,220	43,284
Book Value Per Share	0.12	0.10	0.09	0.08	0.08
Tangible Book Value	3,396	2,852	2,393	2,015	1,742
Tangible Book Value Per Share	0.08	0.07	0.06	0.05	0.04

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.