BAC Holding International Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2017 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2017 - 2019
Net Income	715.92	664.91	553.47	435.15	448.27	310.84	Upgrade
Depreciation & Amortization	108.01	109.21	104.74	91.52	95.02	110.42	Upgrade
Other Amortization	36.41	36.41	27.66	23.95	22.41	17.15	Upgrade
Gain (Loss) on Sale of Assets	2.42	-4.63	-8.43	-8.25	-4.6	-2.92	Upgrade
Gain (Loss) on Sale of Investments	-22.01	-20.1	-21.19	-17.8	-64.65	-24.43	Upgrade
Provision for Credit Losses	589.44	512.2	385.56	346.31	346.98	454.57	Upgrade
Change in Other Net Operating Assets	-2,942	-3,247	-2,441	-1,962	-2,009	-1,103	Upgrade
Other Operating Activities	-99.44	-60.82	-96.19	11	-20.5	-174.57	Upgrade
Net Cash from Discontinued Operations	-	-	-	-	-12.28	167.69	Upgrade
Operating Cash Flow	-1,612	-2,009	-1,495	-1,081	-1,198	-244.18	Upgrade
Capital Expenditures	-90.77	-85.91	-98.16	-94.66	-70.45	-62.13	Upgrade
Sale of Property, Plant and Equipment	43.01	33.14	41.15	39.92	34.95	20.48	Upgrade
Cash Acquisitions	-	-	-	-	-	-309	Upgrade
Investment in Securities	17.08	-187.93	-205.55	-827.9	-600.66	-677.34	Upgrade
Purchase / Sale of Intangibles	-56.92	-46.54	-39.47	-31.46	-25.39	-29.75	Upgrade
Investing Cash Flow	-87.59	-287.24	-302.03	-914.1	-661.54	-1,058	Upgrade
Long-Term Debt Issued	-	2,646	2,156	2,517	2,154	2,354	Upgrade
Long-Term Debt Repaid	-	-1,880	-1,773	-1,726	-1,800	-2,114	Upgrade
Net Debt Issued (Repaid)	946.63	765.97	383.12	791.09	354.05	240.06	Upgrade
Repurchase of Common Stock	-	-	-	-0	-	-	Upgrade
Common Dividends Paid	-272.32	-247.72	-346.47	-	-861.09	-375.14	Upgrade
Net Increase (Decrease) in Deposit Accounts	1,896	2,174	1,736	1,134	1,815	3,687	Upgrade
Other Financing Activities	-201.35	-127.08	-80.86	-50.03	-179.57	-313.53	Upgrade
Financing Cash Flow	2,369	2,565	1,692	1,875	1,128	3,239	Upgrade
Foreign Exchange Rate Adjustments	41.37	60.11	292.79	127.52	-47.16	-104.36	Upgrade
Net Cash Flow	711.3	328.32	187.36	7.72	-778.47	1,833	Upgrade
Free Cash Flow	-1,702	-2,095	-1,593	-1,175	-1,268	-306.3	Upgrade
Free Cash Flow Margin	-61.65%	-80.72%	-69.21%	-59.36%	-70.97%	-18.99%	Upgrade
Free Cash Flow Per Share	-0.04	-0.05	-0.04	-0.03	-0.03	-0.01	Upgrade
Cash Interest Paid	1,248	1,108	868.83	605.48	610.32	661.71	Upgrade
Cash Income Tax Paid	231.36	177.4	256.57	197.11	142.56	134.62	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.