BAC Holding International Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	715.92	664.91	553.47	435.15	448.27	310.84
Depreciation & Amortization	108.01	109.21	104.74	91.52	95.02	110.42
Other Amortization	36.41	36.41	27.66	23.95	22.41	17.15
Gain (Loss) on Sale of Assets	2.42	-4.63	-8.43	-8.25	-4.6	-2.92
Gain (Loss) on Sale of Investments	-22.01	-20.1	-21.19	-17.8	-64.65	-24.43
Provision for Credit Losses	589.44	512.2	385.56	346.31	346.98	454.57
Change in Other Net Operating Assets	-2,942	-3,247	-2,441	-1,962	-2,009	-1,103
Other Operating Activities	-99.44	-60.82	-96.19	11	-20.5	-174.57
Net Cash from Discontinued Operations	-	-	-	-	-12.28	167.69
Operating Cash Flow	-1,612	-2,009	-1,495	-1,081	-1,198	-244.18
Capital Expenditures	-90.77	-85.91	-98.16	-94.66	-70.45	-62.13
Sale of Property, Plant and Equipment	43.01	33.14	41.15	39.92	34.95	20.48
Cash Acquisitions	-	-	-	-	-	-309
Investment in Securities	17.08	-187.93	-205.55	-827.9	-600.66	-677.34
Purchase / Sale of Intangibles	-56.92	-46.54	-39.47	-31.46	-25.39	-29.75
Investing Cash Flow	-87.59	-287.24	-302.03	-914.1	-661.54	-1,058
Long-Term Debt Issued	-	2,646	2,156	2,517	2,154	2,354
Long-Term Debt Repaid	-	-1,880	-1,773	-1,726	-1,800	-2,114
Net Debt Issued (Repaid)	946.63	765.97	383.12	791.09	354.05	240.06
Repurchase of Common Stock	-	-	-	-0	-	-
Common Dividends Paid	-272.32	-247.72	-346.47	-	-861.09	-375.14
Net Increase (Decrease) in Deposit Accounts	1,896	2,174	1,736	1,134	1,815	3,687
Other Financing Activities	-201.35	-127.08	-80.86	-50.03	-179.57	-313.53
Financing Cash Flow	2,369	2,565	1,692	1,875	1,128	3,239
Foreign Exchange Rate Adjustments	41.37	60.11	292.79	127.52	-47.16	-104.36
Net Cash Flow	711.3	328.32	187.36	7.72	-778.47	1,833
Free Cash Flow	-1,702	-2,095	-1,593	-1,175	-1,268	-306.3
Free Cash Flow Margin	-61.65%	-80.72%	-69.21%	-59.36%	-70.97%	-18.99%
Free Cash Flow Per Share	-0.04	-0.05	-0.04	-0.03	-0.03	-0.01
Cash Interest Paid	1,248	1,108	868.83	605.48	610.32	661.71
Cash Income Tax Paid	231.36	177.4	256.57	197.11	142.56	134.62

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.