Grupo Aval Acciones y Valores S.A. (BVC:GRUPOAVAL)
Colombia flag Colombia · Delayed Price · Currency is COP
702.00
-10.00 (-1.40%)
At close: Nov 6, 2026

BVC:GRUPOAVAL Financials Overview

Millions COP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
14,627,31313,390,84411,175,21911,714,12413,606,50413,118,805
Revenue Growth
21.35%19.83%-4.60%-13.91%3.72%17.19%
Net Income
1,779,4641,721,8721,015,087739,0032,482,8853,297,736
Earnings Per Share
74.9572.5242.7531.12107.29148.01
EPS Growth
14.55%69.63%37.36%-70.99%-27.51%40.36%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Holding
1,910,0131,842,0551,140,193822,6642,075,243-
Banking Services
11,454,96410,420,3568,739,2888,352,2659,721,853-
Eliminations
-2,886,661-2,647,936-1,822,692-1,725,494-3,102,936-3,915,773
Merchant Banking
2,530,1132,394,7751,787,7363,147,1104,344,6483,655,718
Pension and Severance Fund Management
-1,511,8751,388,7271,237,459645,3461,259,624
Total
14,734,68413,521,12511,233,25211,834,00413,684,15413,090,568

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
57,366,08634,296,79221,043,83121,059,15517,108,53525,317,141
Total Debt
73,460,63770,657,86773,857,36767,913,26673,877,94974,388,049
Net Cash (Debt)
-16,094,551-36,361,075-52,813,536-46,854,111-56,769,414-49,070,908
Net Cash Growth
------
Net Cash Per Share
-677.85-1531.41-2224.34-1973.35-2453.04-2202.36

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-16,164,284-17,435,258-13,562,362-9,346,671-19,450,879-1,014,547
Capital Expenditures
-609,112-629,543-650,448-615,189-547,736-691,719
Free Cash Flow
-16,773,396-18,064,801-14,212,810-9,961,860-19,998,615-1,706,266
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
12.16%12.86%9.08%6.31%18.25%25.14%
FCF Margin
-114.67%-134.90%-127.18%-85.04%-146.98%-13.01%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
31.80031.80027.60024.00043.20054.000
Dividend Per Share Growth
15.22%15.22%15.00%-44.44%-20.00%0%
Dividend Yield
4.53%4.18%6.18%5.07%7.96%5.12%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.3710.5010.4515.215.197.13
Forward PE
7.124.004.004.284.8710.74
PS Ratio
1.141.350.950.960.951.79