BVC:GRUPOSURA Income Statement

Financials in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	14,734,343	14,613,397	15,526,992	23,180,982	20,795,149	17,615,643
Total Interest & Dividend Income	4,780,640	4,550,947	3,186,845	2,872,726	1,776,167	1,248,030
Gain (Loss) on Sale of Investments	1,516,235	1,346,799	1,489,358	1,793,851	-76,110	667,385
Other Revenue	8,145,064	7,980,665	11,598,648	7,463,326	6,690,588	5,271,989
Total Revenue	29,176,282	28,491,808	31,801,843	35,310,885	29,185,794	24,803,047
Revenue Growth (YoY)	-6.52%	-10.41%	-9.94%	20.99%	17.67%	20.15%
Policy Benefits	11,705,826	11,436,487	11,821,979	18,394,190	15,965,757	12,910,679
Policy Acquisition & Underwriting Costs	1,978,014	1,864,658	1,716,145	3,749,745	1,281,692	2,891,597
Depreciation & Amortization	572,391	570,383	543,834	598,406	541,133	543,424
Selling, General & Administrative	5,634,694	5,441,916	5,513,567	5,135,720	4,912,502	3,705,140
Other Operating Expenses	2,299,752	2,241,988	5,091,260	481,213	738,402	375,593
Total Operating Expenses	24,687,202	24,045,421	27,153,541	30,749,734	25,475,019	22,220,400
Operating Income	4,489,080	4,446,387	4,648,302	4,561,151	3,710,775	2,582,647
Interest Expense	-1,371,881	-1,348,764	-1,452,007	-1,127,641	-986,102	-742,628
Currency Exchange Gain (Loss)	-30,664	66,423	-251,329	119,722	-33,526	151,677
Other Non Operating Income (Expenses)	-22,561	-100,673	67,054	-38,283	37,171	-1,723
EBT Excluding Unusual Items	3,063,974	3,063,373	3,012,020	3,514,949	2,728,318	1,989,973
Impairment of Goodwill	-1,658	-1,658	-	-	-	-
Gain (Loss) on Sale of Assets	435,217	435,217	4,791,587	-	-	-
Asset Writedown	-70,067	-70,067	-205,242	-	-	-
Other Unusual Items	-4,224	-4,224	-24,025	-	-7,137	-
Pretax Income	3,423,242	3,422,641	7,574,340	3,514,949	2,721,181	1,989,973
Income Tax Expense	1,186,494	1,174,215	1,178,583	1,540,340	392,783	470,049
Earnings From Continuing Ops.	2,236,748	2,248,426	6,395,757	1,974,609	2,328,398	1,519,924
Earnings From Discontinued Ops.	15,905	7,749	6,249	-39,632	16,943	4,668
Net Income to Company	2,252,653	2,256,175	6,402,006	1,934,977	2,345,341	1,524,592
Minority Interest in Earnings	-421,918	-415,057	-328,028	-395,395	-270,345	-116,032
Net Income	1,830,735	1,841,118	6,073,978	1,539,582	2,074,996	1,408,560
Net Income to Common	1,830,735	1,841,118	6,073,978	1,539,582	2,074,996	1,408,560
Net Income Growth	8.77%	-69.69%	294.52%	-25.80%	47.31%	525.68%
Shares Outstanding (Basic)	-	328	395	579	579	579
Shares Outstanding (Diluted)	-	328	395	579	579	579
Shares Change (YoY)	-	-17.06%	-31.78%	-	-	-0.47%
EPS (Basic)	-	5618.20	15372.15	2657.99	3582.34	2431.78
EPS (Diluted)	-	5618.20	15372.15	2657.99	3582.34	2431.78
EPS Growth	-	-63.45%	478.34%	-25.80%	47.31%	528.65%
Free Cash Flow	3,341,877	3,945,365	4,762,907	1,268,626	8,491,384	1,758,819
Free Cash Flow Per Share	-	12039.35	12054.07	2190.20	14659.81	3036.48
Dividend Per Share	2000.000	2000.000	1500.000	1400.000	1280.000	784.000
Dividend Growth	33.33%	33.33%	7.14%	9.38%	63.27%	29.93%
Operating Margin	15.39%	15.61%	14.62%	12.92%	12.71%	10.41%
Profit Margin	6.28%	6.46%	19.10%	4.36%	7.11%	5.68%
Free Cash Flow Margin	11.45%	13.85%	14.98%	3.59%	29.09%	7.09%
EBITDA	4,761,243	4,716,542	4,911,365	5,159,557	3,990,873	3,126,071
EBITDA Margin	16.32%	16.55%	15.44%	14.61%	13.67%	12.60%
D&A For EBITDA	272,163	270,155	263,063	598,406	280,098	543,424
EBIT	4,489,080	4,446,387	4,648,302	4,561,151	3,710,775	2,582,647
EBIT Margin	15.39%	15.61%	14.62%	12.92%	12.71%	10.41%
Effective Tax Rate	34.66%	34.31%	15.56%	43.82%	14.43%	23.62%
Revenue as Reported	29,391,193	28,706,719	36,326,664	35,310,885	29,185,794	24,803,047

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.