Grupo Cibest Ratios and Metrics

Market cap in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 13, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	74,796,950	35,070,559	30,449,695	36,831,152	32,154,666	33,698,963
Market Cap Growth	113.53%	15.17%	-17.33%	14.54%	-4.58%	-21.87%
Last Close Price	70420.00	31739.45	24310.97	23996.89	20805.24	22624.62
PE Ratio	10.20	5.60	4.98	5.43	7.87	122.10
PS Ratio	3.03	1.58	1.46	1.81	2.13	4.06
PB Ratio	1.72	0.79	0.78	0.92	0.95	1.20
P/OCF Ratio	-	-	14.31	-	-	-
Debt / Equity Ratio	0.76	0.74	1.02	1.17	1.02	1.33
Net Debt / Equity Ratio	-0.45	-0.42	-0.18	0.21	0.05	0.11
Net Debt / FCF Ratio	1.44	0.94	25.27	-0.42	-0.11	-0.27
Return on Equity (ROE)	17.42%	15.22%	15.72%	18.93%	13.56%	1.11%
Return on Assets (ROA)	2.05%	1.78%	1.79%	2.18%	1.54%	0.13%
Earnings Yield	9.81%	17.87%	20.09%	18.42%	12.71%	0.82%
FCF Yield	-18.19%	-56.84%	-0.93%	-55.43%	-46.26%	-33.55%
Dividend Yield	6.42%	12.29%	14.54%	14.74%	15.00%	1.15%
Payout Ratio	82.41%	54.23%	53.92%	34.06%	11.43%	563.72%
Buyback Yield / Dilution	0.75%	-	-0.00%	0.00%	-	-
Total Shareholder Return	7.18%	12.29%	14.54%	14.74%	15.00%	1.15%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.