Grupo Cibest Ratios and Metrics

Market cap in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jul '25 Jul 2, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	46,892,715	35,070,559	30,449,695	36,831,152	32,154,666	33,698,963	Upgrade
Market Cap Growth	33.00%	15.17%	-17.33%	14.54%	-4.58%	-21.87%	Upgrade
Last Close Price	45500.00	31741.27	24312.36	23998.27	20806.44	22625.92	Upgrade
PE Ratio	7.39	5.60	4.98	5.43	7.87	122.10	Upgrade
PS Ratio	2.08	1.58	1.46	1.81	2.13	4.06	Upgrade
PB Ratio	1.12	0.79	0.78	0.92	0.95	1.20	Upgrade
P/OCF Ratio	-	-	14.31	-	-	-	Upgrade
Debt / Equity Ratio	0.70	0.74	1.02	1.17	1.02	1.33	Upgrade
Return on Equity (ROE)	16.29%	15.22%	15.72%	18.93%	13.56%	1.11%	Upgrade
Return on Assets (ROA)	1.84%	1.78%	1.79%	2.18%	1.54%	0.13%	Upgrade
Earnings Yield	13.52%	17.87%	20.09%	18.42%	12.71%	0.82%	Upgrade
FCF Yield	-29.02%	-56.84%	-0.93%	-55.43%	-46.26%	-33.55%	Upgrade
Dividend Yield	15.76%	12.29%	14.54%	14.73%	14.99%	1.15%	Upgrade
Payout Ratio	53.59%	54.23%	53.92%	34.06%	11.43%	563.72%	Upgrade
Buyback Yield / Dilution	-	-	-0.00%	0.00%	-	-	Upgrade
Total Shareholder Return	15.76%	12.29%	14.54%	14.74%	14.99%	1.15%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.