Banco Davivienda Income Statement

Financials in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	19,242,754	17,612,722	18,331,627	20,265,755	15,336,781	10,229,594
Interest Income on Investments	1,955,668	1,794,489	1,785,974	2,096,073	550,906	380,599
Total Interest Income	21,198,422	19,407,211	20,117,601	22,361,828	15,887,687	10,610,193
Interest Paid on Deposits	8,565,579	8,083,206	8,654,799	9,534,573	4,557,455	1,663,141
Interest Paid on Borrowings	2,453,559	2,270,224	2,759,707	3,504,898	2,452,716	1,442,477
Total Interest Expense	11,019,138	10,353,430	11,414,506	13,039,471	7,010,171	3,105,618
Net Interest Income	10,179,284	9,053,781	8,703,095	9,322,357	8,877,516	7,504,575
Net Interest Income Growth	14.41%	4.03%	-6.64%	5.01%	18.30%	-1.07%
Gain (Loss) on Sale of Assets	-68,095	-36,791	-19,373	-10,747	-14,405	-22,801
Gain (Loss) on Sale of Equity Investments	141,667	127,692	-50,459	-139,063	-57,561	1,338
Other Non-Interest Income	2,579,965	2,405,951	2,169,217	2,089,028	1,839,079	1,628,503
Total Non-Interest Income	2,653,537	2,496,852	2,099,385	1,939,218	1,767,113	1,607,040
Non-Interest Income Growth	19.79%	18.93%	8.26%	9.74%	9.96%	29.11%
Revenues Before Loan Losses	12,832,821	11,550,633	10,802,480	11,261,575	10,644,629	9,111,615
Provision for Loan Losses	3,149,096	3,306,743	5,195,503	5,917,197	3,445,542	3,301,033
Revenue	9,683,725	8,243,890	5,606,977	5,344,378	7,199,087	5,810,582
Revenue Growth	32.47%	47.03%	4.91%	-25.76%	23.90%	25.47%
Salaries and Employee Benefits	2,933,690	2,695,965	2,496,776	2,312,497	2,046,446	1,793,954
Occupancy Expenses	504,597	482,139	447,386	377,322	345,286	308,468
Selling, General & Administrative	3,898,713	3,404,169	2,754,593	2,719,400	2,466,445	2,134,651
Other Non-Interest Expense	-374,144	-559,187	-28,258	928,962	21,342	-199,519
Total Non-Interest Expense	6,962,856	6,023,086	5,670,497	6,338,181	4,879,519	4,037,554
EBT Excluding Unusual Items	2,720,869	2,220,804	-63,520	-993,803	2,319,568	1,773,028
Pretax Income	2,720,869	2,220,804	-63,520	-993,803	2,319,568	1,773,028
Income Tax Expense	885,195	606,196	26,135	-621,471	703,623	511,864
Earnings From Continuing Operations	1,835,674	1,614,608	-89,655	-372,332	1,615,945	1,261,164
Minority Interest in Earnings	-100,047	-92,553	-26,320	-23,368	-22,803	-21,961
Net Income	1,735,627	1,522,055	-115,975	-395,700	1,593,142	1,239,203
Net Income to Common	1,735,627	1,522,055	-115,975	-395,700	1,593,142	1,239,203
Net Income Growth	78.26%	-	-	-	28.56%	213.84%
Basic Shares Outstanding	488	488	488	452	452	452
Diluted Shares Outstanding	488	488	488	452	452	452
Shares Change	-0.03%	-	7.97%	-	-	-
EPS (Basic)	3559.19	3121.07	-237.81	-876.08	3527.22	2743.60
EPS (Diluted)	3559.19	3121.07	-237.81	-876.08	3527.22	2743.60
EPS Growth	78.31%	-	-	-	28.56%	213.84%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	-	-	1010.000	1072.000
Dividend Growth	-	-	-	-	-5.78%	-
Effective Tax Rate	32.53%	27.30%	-	-	30.33%	28.87%