BVC:TIN Income Statement

Financials in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	10,547	12,322	8,310	3,824	4,262	556.96
Total Interest Expense	6,475	7,823	9,219	3,039	507.58	554.87
Net Interest Income	4,072	4,499	-909.39	785.25	3,755	2.09
Commissions and Fees	19,425	19,467	21,535	13,339	12,974	18,930
Gain (Loss) on Sale of Investments	10,536	11,851	18,464	16,520	7,228	1,157
Other Revenue	2,303	2,450	2,456	1,998	1,730	594.11
Revenue Before Loan Losses	36,335	38,266	41,545	32,641	25,686	20,683
Revenue	36,335	38,266	41,545	32,641	25,686	20,683
Revenue Growth (YoY)	-13.48%	-7.89%	27.28%	27.08%	24.19%	-15.38%
Salaries & Employee Benefits	15,764	15,693	15,566	12,067	10,399	10,647
Cost of Services Provided	2,715	2,719	2,585	2,501	2,321	2,094
Other Operating Expenses	2,767	2,922	3,116	2,484	2,493	3,680
Total Operating Expenses	22,472	22,523	22,249	17,835	16,089	17,464
Operating Income	13,863	15,744	19,296	14,806	9,597	3,219
Currency Exchange Gain (Loss)	118.85	-339.96	-84.91	-554.89	206.15	19.27
EBT Excluding Unusual Items	12,463	13,738	17,801	13,192	8,815	5,531
Gain (Loss) on Sale of Investments	-88.31	-102.57	-	-	-54.07	18.49
Pretax Income	13,980	15,242	19,016	14,069	8,668	6,295
Income Tax Expense	4,362	4,450	6,788	5,509	3,020	2,131
Net Income	9,619	10,792	12,228	8,560	5,647	4,164
Net Income to Common	9,619	10,792	12,228	8,560	5,647	4,164
Net Income Growth	-20.98%	-11.75%	42.85%	51.57%	35.64%	-38.43%
Shares Outstanding (Basic)	73	73	68	60	60	60
Shares Outstanding (Diluted)	73	73	68	60	60	60
Shares Change (YoY)	7.18%	7.18%	13.41%	-0.00%	0.00%	-5.15%
EPS (Basic)	132.20	148.33	180.14	143.01	94.35	69.56
EPS (Diluted)	132.20	148.33	180.14	143.01	94.35	69.56
EPS Growth	-26.27%	-17.66%	25.96%	51.57%	35.64%	-35.09%
Free Cash Flow	-78,861	-20,427	-59,416	49,334	4,398	-2,896
Free Cash Flow Per Share	-1083.89	-280.75	-875.26	824.23	73.48	-48.38
Operating Margin	38.15%	41.14%	46.45%	45.36%	37.36%	15.56%
Profit Margin	26.47%	28.20%	29.43%	26.22%	21.99%	20.13%
Free Cash Flow Margin	-217.04%	-53.38%	-143.01%	151.14%	17.12%	-14.00%
Effective Tax Rate	31.20%	29.20%	35.69%	39.16%	34.84%	33.86%
Revenue as Reported	44,538	47,695	51,979	36,557	26,445	21,257