BVL:BBVA Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	58,837	51,145	75,416	79,756	67,799
Securities and Investments	58,809	59,002	62,206	65,374	120,842
Trading Assets	123,185	108,948	141,041	110,672	246,986
Other Earning Assets	12,278	11,383	9,692	7,800	14,356
Gross Loans	568,893	502,401	451,733	414,422	745,353
Net Loans	568,893	502,401	451,733	414,422	745,353
Net Property, Plant & Equipment	9,481	9,758	9,253	8,737	14,405
Accrued Interest and Accounts Receivable	483	1,093	1,385	1,743	1,810
Other Intangible Assets	2,140	1,790	1,568	1,449	1,379
Goodwill	715	700	795	707	818
Long-Term Investments	1,192	1,180	1,187	1,099	2,070
Other Non-Earning Assets	28,546	30,527	24,142	20,332	36,628
Total Assets	859,576	772,402	775,558	712,092	662,885
Total Deposits	502,501	447,646	413,487	394,404	349,761
Short-Term Interbank Borrowing and Repurchase Agreements	53,997	49,074	60,348	65,258	67,185
Trading Liabilities	73,993	63,887	97,992	64,994	654,428
Long-Term Debt	129,150	111,829	103,597	85,307	89,150
Other Liabilities	59,189	59,565	60,736	64,120	65,420
Total Liabilities	797,778	712,388	720,293	661,575	614,125
Common Stock	5,594	5,648	5,722	2,955	6,534
Treasury Stock	-299	-66	-34	-29	-647
Additional Paid-in Capital	18,509	19,224	19,809	20,919	23,659
Accumulated Other Comprehensive Income	-	-	-	-	-16,476
Retained Earnings	55,423	52,707	47,335	40,692	32,248
Total Common Shareholders' Equity	79,227	77,513	72,832	64,537	45,318
Minority Interest	4,441	4,359	3,564	-	4,853
Shareholders' Equity	61,798	60,014	55,265	50,517	48,760
Total Liabilities & Equity	859,576	772,402	775,558	712,092	662,885
Total Debt	129,150	111,829	103,597	85,307	89,150
Net Cash (Debt)	-129,150	-111,829	-103,597	-85,307	-89,150
Net Cash Per Share	-22.47	-19.38	-17.40	-13.78	-
Book Value	79,227	77,513	72,832	64,537	45,318
Book Value Per Share	13.78	13.44	12.23	10.43	-
Tangible Book Value	76,372	75,023	70,469	62,381	43,121
Tangible Book Value Per Share	13.29	13.00	11.84	10.08	-

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.