Banco Pichincha Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,185	1,351	1,098	866.69	1,699
Investment Securities	752.43	1,097	1,003	564.86	499.3
Trading Asset Securities	-	-	-	-	3.09
Total Investments	752.43	1,097	1,003	564.86	502.38
Gross Loans	7,316	8,380	8,741	9,340	8,918
Allowance for Loan Losses	-674.7	-761.1	-756.26	-665.05	-666.67
Net Loans	6,641	7,619	7,985	8,675	8,252
Property, Plant & Equipment	77.04	74.68	81.6	103.35	106.8
Other Intangible Assets	42.21	41.58	37.28	40.06	44.43
Accrued Interest Receivable	46.84	60.42	83.66	109.87	96.31
Other Receivables	18.08	8.94	69.56	19.03	63.53
Restricted Cash	789.37	330.14	133.34	408.1	341.61
Other Current Assets	119.68	139.59	179.31	228.1	160.79
Long-Term Deferred Tax Assets	111.65	116.38	106.77	102.89	111.43
Other Real Estate Owned & Foreclosed	6.75	2.93	23.34	37.45	17.98
Other Long-Term Assets	28.87	30.06	49.14	31.63	33.13
Total Assets	9,830	10,881	10,859	11,200	11,446
Accounts Payable	16.64	14.04	17.99	28.99	77.9
Accrued Expenses	25.59	28.11	17.13	19.41	34.78
Interest Bearing Deposits	7,130	7,984	7,769	7,709	7,641
Total Deposits	7,130	7,984	7,769	7,709	7,641
Short-Term Borrowings	0.08	11.39	122.08	393.01	826.81
Current Portion of Long-Term Debt	158.37	108.05	129.53	399.16	187.47
Current Income Taxes Payable	2.83	3.7	3.46	-	7.11
Accrued Interest Payable	31.96	56.22	127.58	72.92	27.72
Other Current Liabilities	26.77	36.15	44.7	44.38	77.89
Long-Term Debt	1,078	1,360	1,381	1,454	1,518
Long-Term Unearned Revenue	-	-	-	-	7.98
Long-Term Deferred Tax Liabilities	0.2	0.24	-	-	-
Other Long-Term Liabilities	124.84	141.59	115.57	136.12	134.21
Total Liabilities	8,595	9,743	9,728	10,257	10,541
Common Stock	1,349	1,297	1,213	1,027	940.56
Additional Paid-In Capital	-	-	-	-	32.5
Retained Earnings	-113.99	-158.86	-85.3	-84.06	-92.04
Comprehensive Income & Other	0.21	0.36	2.87	0.24	-0.48
Total Common Equity	1,235	1,138	1,131	943.08	880.54
Minority Interest	-	-	-	-	24.51
Shareholders' Equity	1,235	1,138	1,131	943.08	905.06
Total Liabilities & Equity	9,830	10,881	10,859	11,200	11,446
Total Debt	1,236	1,479	1,633	2,246	2,532
Net Cash (Debt)	-51.24	-128.37	-535.02	-1,380	-829.79
Net Cash Per Share	-0.04	-0.10	-0.45	-1.35	-0.94
Filing Date Shares Outstanding	1,269	1,216	1,133	946.35	860.01
Total Common Shares Outstanding	1,269	1,216	1,133	946.35	860.01
Book Value Per Share	0.97	0.94	1.00	1.00	1.02
Tangible Book Value	1,193	1,097	1,094	903.03	836.11
Tangible Book Value Per Share	0.94	0.90	0.97	0.95	0.97

Source: S&P Global Market Intelligence. Banks template. Financial Sources.