Banco Pichincha S.A. (BVL: BPICHC1)

Banco Pichincha Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,198	1,098	866.69	1,699	1,909	1,048
Investment Securities	1,117	1,003	564.86	499.3	481.29	521.1
Trading Asset Securities	-	-	-	3.09	16.21	-
Total Investments	1,117	1,003	564.86	502.38	497.5	521.1
Gross Loans	8,331	8,742	9,340	8,918	8,564	7,708
Allowance for Loan Losses	-754.01	-756.26	-665.05	-666.67	-684.66	-420.67
Net Loans	7,577	7,986	8,675	8,252	7,879	7,287
Property, Plant & Equipment	76.94	81.6	103.35	106.8	112.24	117.77
Other Intangible Assets	38.09	37.28	40.06	44.43	37.51	25.05
Accrued Interest Receivable	73.58	93.96	109.87	96.31	126.72	79.2
Other Receivables	23.82	67.64	19.03	63.53	55.86	33.16
Restricted Cash	657.98	133.34	408.1	341.61	278.85	296.17
Other Current Assets	131.01	169.94	228.1	160.79	132.54	104.3
Long-Term Deferred Tax Assets	102.23	106.77	102.89	111.43	76.11	50.47
Other Real Estate Owned & Foreclosed	10.88	23.34	37.45	17.98	12.43	17.12
Other Long-Term Assets	32.52	49.14	31.63	33.13	43.76	45.2
Total Assets	11,055	10,859	11,200	11,446	11,173	9,634
Accounts Payable	19.6	209.31	28.99	77.9	80.87	59.3
Accrued Expenses	20.37	3.88	19.41	34.78	14.01	12.7
Interest Bearing Deposits	8,103	7,769	7,709	7,641	7,358	6,762
Total Deposits	8,103	7,769	7,709	7,641	7,358	6,762
Short-Term Borrowings	30.03	-	393.01	826.81	871.15	-
Current Portion of Long-Term Debt	55.71	129.53	399.16	187.47	339.47	326.57
Current Income Taxes Payable	-	-	-	7.11	4.23	-
Accrued Interest Payable	65.19	127.58	72.92	27.72	62	85.66
Other Current Liabilities	107.97	-	44.38	77.89	96.12	45.02
Long-Term Debt	1,418	1,381	1,454	1,518	1,296	1,397
Long-Term Unearned Revenue	-	-	-	7.98	-	-
Other Long-Term Liabilities	65.72	107.74	136.12	134.21	84.37	40.95
Total Liabilities	9,886	9,728	10,257	10,541	10,206	8,729
Common Stock	1,297	1,213	1,027	940.56	817.2	795.88
Additional Paid-In Capital	-	-	-	32.5	123.36	-
Retained Earnings	-127.62	-85.3	-84.06	-92.04	4.95	115.05
Comprehensive Income & Other	-0.34	2.87	0.24	-0.48	-2.74	-5.57
Total Common Equity	1,169	1,131	943.08	880.54	942.77	905.36
Minority Interest	-	-	-	24.51	24.73	-
Shareholders' Equity	1,169	1,131	943.08	905.06	967.51	905.36
Total Liabilities & Equity	11,055	10,859	11,200	11,446	11,173	9,634
Total Debt	1,504	1,511	2,246	2,532	2,506	1,723
Net Cash (Debt)	-305.89	-412.94	-1,380	-829.79	-581.35	-675.53
Net Cash Per Share	-0.24	-0.35	-1.35	-0.94	-0.68	-0.95
Filing Date Shares Outstanding	1,216	1,133	946.35	860.01	860.02	736.66
Total Common Shares Outstanding	1,216	1,133	946.35	860.01	860.02	736.66
Book Value Per Share	0.96	1.00	1.00	1.02	1.10	1.23
Tangible Book Value	1,131	1,094	903.03	836.11	905.26	880.32
Tangible Book Value Per Share	0.93	0.97	0.95	0.97	1.05	1.20

Source: S&P Capital IQ. Banks template. Financial Sources.