Banco Pichincha S.A. (BVL:BPICHC1)

Banco Pichincha Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,466	1,351	1,098	866.69	1,699	1,909
Investment Securities	1,059	1,097	1,003	564.86	499.3	481.29
Trading Asset Securities	-	-	-	-	3.09	16.21
Total Investments	1,059	1,097	1,003	564.86	502.38	497.5
Gross Loans	7,998	8,380	8,741	9,340	8,918	8,564
Allowance for Loan Losses	-781.98	-761.1	-756.26	-665.05	-666.67	-684.66
Net Loans	7,202	7,619	7,985	8,675	8,252	7,879
Property, Plant & Equipment	73.61	74.68	81.6	103.35	106.8	112.24
Other Intangible Assets	41.16	41.58	37.28	40.06	44.43	37.51
Accrued Interest Receivable	76.64	60.42	83.66	109.87	96.31	126.72
Other Receivables	13.28	8.63	69.56	19.03	63.53	55.86
Restricted Cash	310.61	330.14	133.34	408.1	341.61	278.85
Other Current Assets	131.24	139.9	179.31	228.1	160.79	132.54
Long-Term Deferred Tax Assets	111.84	116.13	106.77	102.89	111.43	76.11
Other Real Estate Owned & Foreclosed	7.01	2.93	23.34	37.45	17.98	12.43
Other Long-Term Assets	19.18	30.07	49.14	31.63	33.13	43.76
Total Assets	10,521	10,881	10,859	11,200	11,446	11,173
Accounts Payable	15.21	14.04	17.99	28.99	77.9	80.87
Accrued Expenses	24.63	28.11	17.13	19.41	34.78	14.01
Interest Bearing Deposits	7,706	7,984	7,769	7,709	7,641	7,358
Total Deposits	7,706	7,984	7,769	7,709	7,641	7,358
Short-Term Borrowings	5.76	11.39	122.08	393.01	826.81	871.15
Current Portion of Long-Term Debt	95.61	108.05	129.53	399.16	187.47	339.47
Current Income Taxes Payable	3.2	3.7	3.46	-	7.11	4.23
Accrued Interest Payable	46.15	56.22	127.58	72.92	27.72	62
Other Current Liabilities	37.4	36.15	44.7	44.38	77.89	96.12
Long-Term Debt	1,322	1,360	1,381	1,454	1,518	1,296
Long-Term Unearned Revenue	-	-	-	-	7.98	-
Other Long-Term Liabilities	118.53	141.59	115.57	136.12	134.21	84.37
Total Liabilities	9,375	9,743	9,728	10,257	10,541	10,206
Common Stock	1,297	1,297	1,213	1,027	940.56	817.2
Additional Paid-In Capital	-	-	-	-	32.5	123.36
Retained Earnings	-150.85	-158.86	-85.3	-84.06	-92.04	4.95
Comprehensive Income & Other	0.25	0.36	2.87	0.24	-0.48	-2.74
Total Common Equity	1,146	1,138	1,131	943.08	880.54	942.77
Minority Interest	-	-	-	-	24.51	24.73
Shareholders' Equity	1,146	1,138	1,131	943.08	905.06	967.51
Total Liabilities & Equity	10,521	10,881	10,859	11,200	11,446	11,173
Total Debt	1,424	1,479	1,633	2,246	2,532	2,506
Net Cash (Debt)	42.53	-128.37	-535.02	-1,380	-829.79	-581.35
Net Cash Per Share	0.03	-0.10	-0.45	-1.35	-0.94	-0.68
Filing Date Shares Outstanding	1,216	1,216	1,133	946.35	860.01	860.02
Total Common Shares Outstanding	1,216	1,216	1,133	946.35	860.01	860.02
Book Value Per Share	0.94	0.94	1.00	1.00	1.02	1.10
Tangible Book Value	1,105	1,097	1,094	903.03	836.11	905.26
Tangible Book Value Per Share	0.91	0.90	0.97	0.95	0.97	1.05

Source: S&P Global Market Intelligence. Banks template. Financial Sources.