Banco Pichincha Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	169.33	1,185	1,351	1,098	866.69	1,699
Investment Securities	813.31	752.43	1,097	1,003	564.86	499.3
Trading Asset Securities	-	-	-	-	-	3.09
Total Investments	813.31	752.43	1,097	1,003	564.86	502.38
Gross Loans	7,095	7,316	8,380	8,741	9,340	8,918
Allowance for Loan Losses	-546.58	-674.7	-761.1	-756.26	-665.05	-666.67
Net Loans	6,549	6,641	7,619	7,985	8,675	8,252
Property, Plant & Equipment	75.64	77.04	74.68	81.6	103.35	106.8
Other Intangible Assets	41.58	42.21	41.58	37.28	40.06	44.43
Accrued Interest Receivable	-	46.84	60.42	83.66	109.87	96.31
Other Receivables	137.31	18.08	8.94	69.56	19.03	63.53
Restricted Cash	1,917	789.37	330.14	133.34	408.1	341.61
Other Current Assets	-	119.68	139.59	179.31	228.1	160.79
Long-Term Deferred Tax Assets	105.2	111.45	116.13	106.77	102.89	111.43
Other Real Estate Owned & Foreclosed	6.45	6.75	2.93	23.34	37.45	17.98
Other Long-Term Assets	47.01	28.87	30.06	49.14	31.63	33.13
Total Assets	9,861	9,830	10,881	10,859	11,200	11,446
Accounts Payable	40.52	16.64	14.04	17.99	28.99	77.9
Accrued Expenses	-	25.59	28.11	17.13	19.41	34.78
Interest Bearing Deposits	7,163	7,125	7,973	7,769	7,709	7,641
Non-Interest Bearing Deposits	-	4.86	10.45	-	-	-
Total Deposits	7,163	7,130	7,984	7,769	7,709	7,641
Short-Term Borrowings	-	-	11.32	122.08	393.01	826.81
Current Portion of Long-Term Debt	-	218.53	55.08	129.53	399.16	187.47
Current Income Taxes Payable	-	2.83	3.7	3.46	-	7.11
Accrued Interest Payable	-	31.96	56.22	127.58	72.92	27.72
Other Current Liabilities	-	26.85	36.22	44.7	44.38	77.89
Long-Term Debt	1,236	1,018	1,413	1,381	1,454	1,518
Long-Term Unearned Revenue	-	-	-	-	-	7.98
Other Long-Term Liabilities	175.11	124.84	141.59	115.57	136.12	134.21
Total Liabilities	8,615	8,595	9,743	9,728	10,257	10,541
Common Stock	1,349	1,349	1,297	1,213	1,027	940.56
Additional Paid-In Capital	-	-	-	-	-	32.5
Retained Earnings	-102.9	-113.99	-158.86	-85.3	-84.06	-92.04
Comprehensive Income & Other	0.21	0.21	0.36	2.87	0.24	-0.48
Total Common Equity	1,246	1,235	1,138	1,131	943.08	880.54
Minority Interest	-	-	-	-	-	24.51
Shareholders' Equity	1,246	1,235	1,138	1,131	943.08	905.06
Total Liabilities & Equity	9,861	9,830	10,881	10,859	11,200	11,446
Total Debt	1,236	1,236	1,479	1,633	2,246	2,532
Net Cash (Debt)	-1,066	-51.16	-128.3	-535.02	-1,380	-829.79
Net Cash Per Share	-0.79	-0.04	-0.10	-0.45	-1.35	-0.94
Filing Date Shares Outstanding	1,349	1,269	1,216	1,133	946.35	860.01
Total Common Shares Outstanding	1,349	1,269	1,216	1,133	946.35	860.01
Book Value Per Share	0.92	0.97	0.94	1.00	1.00	1.02
Tangible Book Value	1,205	1,193	1,097	1,094	903.03	836.11
Tangible Book Value Per Share	0.89	0.94	0.90	0.97	0.95	0.97

Source: S&P Global Market Intelligence. Banks template. Financial Sources.