Banco Pichincha Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	55.06	-58.61	0.63	5.06	-97.77
Depreciation & Amortization	8.43	7.82	7.21	7.08	8.72
Other Amortization	9.13	11.25	8.78	8.16	9.91
Gain (Loss) on Sale of Assets	-	-	-35.89	-0.4	-
Gain (Loss) on Sale of Investments	-	-	-0.02	0.09	-0.62
Total Asset Writedown	4.73	-9.29	9.44	6.04	2.78
Provision for Credit Losses	-	-	508.92	430.42	556.38
Change in Trading Asset Securities	-	-	-324.94	147.41	-
Change in Accounts Payable	-65.51	-119.65	-211.97	-426.6	-153.87
Change in Other Net Operating Assets	-19.3	-36.18	25.86	-1,298	-846.86
Other Operating Activities	433.49	630.51	-4.97	3.3	-41.35
Operating Cash Flow	426.02	425.86	-16.95	-1,117	-562.67
Operating Cash Flow Growth	0.04%	-	-	-	-
Capital Expenditures	-35.06	-30.7	-6.83	-4.46	-4.1
Sale of Property, Plant and Equipment	4.63	0.01	-	0.7	-
Investment in Securities	-	-	-	-	-5.88
Divestitures	-	-	-	27.82	-
Purchase / Sale of Intangibles	-	-	-14.58	-24.87	-27.32
Other Investing Activities	52.42	83.75	0.26	0.55	0.27
Investing Cash Flow	22	53.06	24.64	-0.26	-37.02
Long-Term Debt Issued	22.89	36.35	35.89	36.72	77.39
Long-Term Debt Repaid	-177.45	-64.39	-68.84	-51.79	-89.39
Net Debt Issued (Repaid)	-154.57	-28.05	-32.95	-15.07	-12
Issuance of Common Stock	-	-	186.32	53.84	46.5
Net Increase (Decrease) in Deposit Accounts	-	-	-	285.52	355.28
Financing Cash Flow	-154.57	-28.05	153.37	324.29	389.77
Foreign Exchange Rate Adjustments	-	-	-114.58	130.81	-51.84
Net Cash Flow	293.45	450.87	46.48	-662.3	-261.76
Free Cash Flow	390.96	395.16	-23.78	-1,122	-566.77
Free Cash Flow Growth	-1.06%	-	-	-	-
Free Cash Flow Margin	129.38%	322.93%	-6.36%	-272.05%	-190.93%
Free Cash Flow Per Share	0.29	0.31	-0.02	-1.09	-0.64
Cash Income Tax Paid	-14.22	-14.34	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.