Caja Rural de Ahorro y Crédito Los Andes S.A. (BVL:CRANDEC1)
Peru
· Delayed Price · Currency is PEN 1.320
0.00 (0.00%)
At close: May 12, 2025
BVL:CRANDEC1 Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 175.15 | 172.36 | 158.09 | 133.77 | 99.7 | 109.18 | Upgrade
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| Interest Income on Investments | -0.13 | - | - | - | - | - | Upgrade
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| Total Interest Income | 175.02 | 172.36 | 158.09 | 133.77 | 99.7 | 109.18 | Upgrade
|
| Interest Paid on Deposits | 39.79 | 42.04 | 38.65 | 25.01 | 18.43 | 22.74 | Upgrade
|
| Interest Paid on Borrowings | -0.09 | - | - | - | - | - | Upgrade
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| Total Interest Expense | 39.7 | 42.04 | 38.65 | 25.01 | 18.43 | 22.74 | Upgrade
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| Net Interest Income | 135.32 | 130.33 | 119.44 | 108.76 | 81.28 | 86.44 | Upgrade
|
| Net Interest Income Growth (YoY) | 13.30% | 9.12% | 9.82% | 33.82% | -5.97% | -21.98% | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.62 | 0.62 | 1.66 | 1.11 | 0.36 | 0.18 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.16 | -0.12 | - | - | - | -0.76 | Upgrade
|
| Other Non-Interest Income | 3.59 | 3.67 | 2.71 | 0.82 | -0.9 | -2.09 | Upgrade
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| Total Non-Interest Income | 4.05 | 4.17 | 4.36 | 1.93 | -0.54 | -2.67 | Upgrade
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| Non-Interest Income Growth (YoY) | -7.16% | -4.43% | 125.91% | - | - | - | Upgrade
|
| Revenues Before Loan Losses | 139.37 | 134.5 | 123.8 | 110.69 | 80.74 | 83.76 | Upgrade
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| Provision for Loan Losses | 49.81 | 47.47 | 38.65 | 26.96 | 17.5 | 46.84 | Upgrade
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| Revenue | 89.56 | 87.03 | 85.15 | 83.73 | 63.24 | 36.93 | Upgrade
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| Revenue Growth (YoY) | 5.17% | 2.20% | 1.69% | 32.41% | 71.24% | -43.63% | Upgrade
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| Salaries and Employee Benefits | 1.1 | - | - | - | - | - | Upgrade
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| Occupancy Expenses | 2.45 | 2.33 | 2.38 | 2.34 | 3.24 | 3.89 | Upgrade
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| Federal Deposit Insurance | 0.03 | - | - | - | - | - | Upgrade
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| Selling, General & Administrative | 82.5 | 82.99 | 74.05 | 75.14 | 67.68 | 60.97 | Upgrade
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| Other Non-Interest Expense | 5.67 | 4.09 | 5.55 | 2.78 | 5.32 | -0.85 | Upgrade
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| Total Non-Interest Expense | 91.75 | 89.43 | 81.9 | 80.14 | 76.23 | 64 | Upgrade
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| EBT Excluding Unusual Items | -2.19 | -2.41 | 3.25 | 3.6 | -12.99 | -27.07 | Upgrade
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| Legal Settlements | -0.24 | -0.16 | -0.09 | -0.17 | -0.42 | -0.01 | Upgrade
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| Pretax Income | -2.37 | -2.5 | 3.17 | 3.61 | -13.41 | -27.08 | Upgrade
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| Income Tax Expense | 1.99 | 1.96 | 2.14 | 1.1 | -3.74 | -7.56 | Upgrade
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| Net Income | -4.36 | -4.45 | 1.02 | 2.51 | -9.67 | -19.52 | Upgrade
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| Net Income to Common | -4.36 | -4.45 | 1.02 | 2.51 | -9.67 | -19.52 | Upgrade
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| Net Income Growth | - | - | -59.39% | - | - | - | Upgrade
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| Basic Shares Outstanding | 74 | 74 | 74 | 74 | 74 | 74 | Upgrade
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| Diluted Shares Outstanding | 74 | 74 | 74 | 74 | 74 | 74 | Upgrade
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| Shares Change (YoY) | - | - | - | - | - | 32.68% | Upgrade
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| EPS (Basic) | -0.06 | -0.06 | 0.01 | 0.03 | -0.13 | -0.26 | Upgrade
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| EPS (Diluted) | -0.06 | -0.06 | 0.01 | 0.03 | -0.13 | -0.26 | Upgrade
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| EPS Growth | - | - | -59.39% | - | - | - | Upgrade
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| Effective Tax Rate | - | - | 67.74% | 30.34% | - | - | Upgrade
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.