Caja Rural de Ahorro y Crédito Los Andes S.A. (BVL: CRANDEC1)
Peru
· Delayed Price · Currency is PEN 1.320
0.00 (0.00%)
At close: Sep 12, 2024
CRANDEC1 Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 163.6 | 158.09 | 133.77 | 99.7 | 109.18 | 135.27 | Upgrade
|
| Interest Income on Investments | 0.24 | - | - | - | - | 1.26 | Upgrade
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| Total Interest Income | 163.84 | 158.09 | 133.77 | 99.7 | 109.18 | 136.53 | Upgrade
|
| Interest Paid on Deposits | 41.35 | 38.65 | 25.01 | 18.43 | 22.74 | 25.41 | Upgrade
|
| Interest Paid on Borrowings | -0.05 | - | - | - | - | 0.32 | Upgrade
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| Total Interest Expense | 41.3 | 38.65 | 25.01 | 18.43 | 22.74 | 25.74 | Upgrade
|
| Net Interest Income | 122.54 | 119.44 | 108.76 | 81.28 | 86.44 | 110.79 | Upgrade
|
| Net Interest Income Growth (YoY) | 9.29% | 9.82% | 33.82% | -5.97% | -21.98% | 10.48% | Upgrade
|
| Trust Income | - | - | - | - | - | 0.01 | Upgrade
|
| Gain (Loss) on Sale of Assets | 1.66 | 1.66 | 1.11 | 0.36 | 0.18 | - | Upgrade
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| Gain (Loss) on Sale of Investments | - | - | - | - | -0.76 | 0 | Upgrade
|
| Other Non-Interest Income | 3.22 | 2.71 | 0.82 | -0.9 | -2.09 | 0.95 | Upgrade
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| Total Non-Interest Income | 4.88 | 4.36 | 1.93 | -0.54 | -2.67 | 0.97 | Upgrade
|
| Non-Interest Income Growth (YoY) | 89.61% | 125.91% | - | - | - | -37.95% | Upgrade
|
| Revenues Before Loan Losses | 127.41 | 123.8 | 110.69 | 80.74 | 83.76 | 111.76 | Upgrade
|
| Provision for Loan Losses | 38.09 | 38.65 | 26.96 | 17.5 | 46.84 | 46.25 | Upgrade
|
| Revenue | 89.32 | 85.15 | 83.73 | 63.24 | 36.93 | 65.51 | Upgrade
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| Revenue Growth (YoY) | 8.29% | 1.69% | 32.41% | 71.24% | -43.63% | -21.57% | Upgrade
|
| Salaries and Employee Benefits | 1.96 | - | - | - | - | 47.12 | Upgrade
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| Occupancy Expenses | 2.4 | 2.38 | 2.34 | 3.24 | 3.89 | 3.69 | Upgrade
|
| Federal Deposit Insurance | 0.12 | - | - | - | - | 2.41 | Upgrade
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| Selling, General & Administrative | 74.57 | 74.05 | 75.14 | 67.68 | 60.97 | 23.48 | Upgrade
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| Other Non-Interest Expense | 5.78 | 5.55 | 2.78 | 5.32 | -0.85 | 1.09 | Upgrade
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| Total Non-Interest Expense | 84.77 | 81.9 | 80.14 | 76.23 | 64 | 77.93 | Upgrade
|
| EBT Excluding Unusual Items | 4.55 | 3.25 | 3.6 | -12.99 | -27.07 | -12.42 | Upgrade
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| Legal Settlements | -0.15 | -0.09 | -0.17 | -0.42 | -0.01 | -0.35 | Upgrade
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| Pretax Income | 4.4 | 3.17 | 3.61 | -13.41 | -27.08 | -12.77 | Upgrade
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| Income Tax Expense | 2.51 | 2.14 | 1.1 | -3.74 | -7.56 | -3.27 | Upgrade
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| Net Income | 1.89 | 1.02 | 2.51 | -9.67 | -19.52 | -9.5 | Upgrade
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| Net Income to Common | 1.89 | 1.02 | 2.51 | -9.67 | -19.52 | -9.5 | Upgrade
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| Net Income Growth | 0.96% | -59.39% | - | - | - | - | Upgrade
|
| Basic Shares Outstanding | 74 | 74 | 74 | 74 | 74 | 56 | Upgrade
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| Diluted Shares Outstanding | 74 | 74 | 74 | 74 | 74 | 56 | Upgrade
|
| Shares Change (YoY) | - | - | - | - | 32.68% | - | Upgrade
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| EPS (Basic) | 0.03 | 0.01 | 0.03 | -0.13 | -0.26 | -0.17 | Upgrade
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| EPS (Diluted) | 0.03 | 0.01 | 0.03 | -0.13 | -0.26 | -0.17 | Upgrade
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| EPS Growth | 0.96% | -59.39% | - | - | - | - | Upgrade
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| Effective Tax Rate | 57.03% | 67.74% | 30.34% | - | - | - | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.