BVL:CRANDEC1 Income Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	189.69	186.9	172.36	158.09	133.77	99.7
Interest Income on Investments	-0.03	-	-	-	-	-
Total Interest Income	189.67	186.9	172.36	158.09	133.77	99.7
Interest Paid on Deposits	34.35	34.9	42.04	38.65	25.01	18.43
Interest Paid on Borrowings	-0.07	-	-	-	-	-
Total Interest Expense	34.28	34.9	42.04	38.65	25.01	18.43
Net Interest Income	155.39	152	130.33	119.44	108.76	81.28
Net Interest Income Growth (YoY)	19.23%	16.63%	9.12%	9.82%	33.82%	-5.97%
Gain (Loss) on Sale of Assets	0.36	0.36	0.62	1.66	1.11	0.36
Gain (Loss) on Sale of Investments	-0.11	-0.11	-0.12	-	-	-
Other Non-Interest Income	3.06	1.99	3.67	2.71	0.82	-0.9
Total Non-Interest Income	3.31	2.24	4.17	4.36	1.93	-0.54
Non-Interest Income Growth (YoY)	-20.64%	-46.20%	-4.43%	125.91%	-	-
Revenues Before Loan Losses	158.69	154.24	134.5	123.8	110.69	80.74
Provision for Loan Losses	38.82	40.15	47.47	38.65	26.96	17.5
Revenue	119.88	114.09	87.03	85.15	83.73	63.24
Revenue Growth (YoY)	37.74%	31.09%	2.20%	1.69%	32.41%	71.24%
Salaries and Employee Benefits	2.19	-	-	-	-	-
Occupancy Expenses	3.35	3.28	2.33	2.38	2.34	3.24
Federal Deposit Insurance	0.51	-	-	-	-	-
Selling, General & Administrative	94.26	92.5	82.99	74.05	75.14	67.68
Other Non-Interest Expense	8.4	8.42	4.09	5.55	2.78	5.32
Total Non-Interest Expense	108.68	104.18	89.43	81.9	80.14	76.23
EBT Excluding Unusual Items	11.2	9.91	-2.41	3.25	3.6	-12.99
Legal Settlements	-0.11	-0.15	-0.16	-0.09	-0.17	-0.42
Pretax Income	11.09	9.76	-2.5	3.17	3.61	-13.41
Income Tax Expense	8.14	7.74	1.96	2.14	1.1	-3.74
Net Income	2.95	2.01	-4.45	1.02	2.51	-9.67
Net Income to Common	2.95	2.01	-4.45	1.02	2.51	-9.67
Net Income Growth	-	-	-	-59.39%	-	-
Basic Shares Outstanding	-	110	74	74	74	74
Diluted Shares Outstanding	-	110	74	74	74	74
Shares Change (YoY)	-	49.33%	-	-	-	-
EPS (Basic)	-	0.02	-0.06	0.01	0.03	-0.13
EPS (Diluted)	-	0.02	-0.06	0.01	0.03	-0.13
EPS Growth	-	-	-	-59.39%	-	-
Effective Tax Rate	73.36%	79.36%	-	67.74%	30.34%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.