Caja Rural de Ahorro y Crédito Los Andes S.A. (BVL:CRANDEC1)

BVL:CRANDEC1 Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	29.95	46.83	26.28	29.59	25.39
Investment Securities	6.79	4.68	5.06	2.41	6.49
Total Investments	6.79	4.68	5.06	2.41	6.49
Gross Loans	609.07	561.21	521.38	457.78	403.96
Allowance for Loan Losses	-55.81	-51.4	-53.96	-65.57	-77.86
Net Loans	553.26	509.81	467.43	392.2	326.09
Property, Plant & Equipment	10.83	11.14	9.23	8.79	11.79
Goodwill	2.27	2.27	2.27	2.27	2.27
Other Intangible Assets	6.68	2.75	0.74	0.38	0.89
Accrued Interest Receivable	9.29	8.2	11.57	8.43	11.33
Other Receivables	5.22	5.3	3.91	0.49	0.17
Restricted Cash	24.76	33.01	27.24	21.96	73.07
Other Current Assets	16.26	15.75	13.35	14.65	13.67
Long-Term Deferred Tax Assets	11.94	13.89	16.08	17.17	13.4
Other Real Estate Owned & Foreclosed	0.11	0.11	0.07	0.15	0.23
Other Long-Term Assets	1.17	1.2	0.97	0.3	0.19
Total Assets	678.53	654.95	584.21	498.79	484.98
Accounts Payable	3.84	-	1.5	1.92	1.7
Accrued Expenses	2.46	-	3.24	2.8	2.64
Interest Bearing Deposits	554.41	560.89	476.22	385.25	370.1
Non-Interest Bearing Deposits	0.76	0.5	0.34	0.19	0.2
Total Deposits	555.18	561.38	476.56	385.44	370.29
Current Portion of Long-Term Debt	4.46	6.37	12.92	8.09	21.59
Current Income Taxes Payable	-	-	0.76	0.71	0.62
Other Current Liabilities	0.23	-	1	1.36	0.21
Long-Term Debt	-	1.88	3.12	16.48	2.24
Other Long-Term Liabilities	3.29	8.21	9.03	8.42	2.45
Total Liabilities	569.46	577.85	508.13	425.23	401.75
Common Stock	73.82	73.82	73.82	73.82	73.82
Additional Paid-In Capital	70.59	34.18	34.18	34.18	34.18
Retained Earnings	-35.34	-30.89	-31.91	-34.43	-24.76
Shareholders' Equity	109.07	77.1	76.08	73.57	83.23
Total Liabilities & Equity	678.53	654.95	584.21	498.79	484.98
Total Debt	4.46	8.26	16.03	24.57	23.84
Net Cash (Debt)	32.08	42.94	14.99	7.11	7.73
Net Cash Growth	-25.29%	186.41%	110.96%	-8.01%	-89.65%
Net Cash Per Share	0.43	0.58	0.20	0.10	0.10
Filing Date Shares Outstanding	73.82	73.82	73.82	73.82	73.82
Total Common Shares Outstanding	73.82	73.82	73.82	73.82	73.82
Book Value Per Share	1.48	1.04	1.03	1.00	1.13
Tangible Book Value	100.12	72.08	73.07	70.91	80.07
Tangible Book Value Per Share	1.36	0.98	0.99	0.96	1.08

Source: S&P Global Market Intelligence. Banks template. Financial Sources.