Caja Rural de Ahorro y Crédito Los Andes S.A. (BVL:CRANDEC1)

BVL:CRANDEC1 Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	39.09	29.95	46.83	26.28	29.59	25.39
Investment Securities	9.35	6.79	4.68	5.06	2.41	6.49
Total Investments	9.35	6.79	4.68	5.06	2.41	6.49
Gross Loans	649.32	609.07	561.21	521.38	457.78	403.96
Allowance for Loan Losses	-60.95	-55.81	-51.4	-53.96	-65.57	-77.86
Net Loans	588.37	553.26	509.81	467.43	392.2	326.09
Property, Plant & Equipment	10.06	10.83	11.14	9.23	8.79	11.79
Goodwill	2.27	2.27	2.27	2.27	2.27	2.27
Other Intangible Assets	7.39	6.68	2.75	0.74	0.38	0.89
Accrued Interest Receivable	-	9.29	8.2	11.57	8.43	11.33
Other Receivables	7	5.22	5.3	3.91	0.49	0.17
Restricted Cash	40.44	24.76	33.01	27.24	21.96	73.07
Other Current Assets	13.5	16.26	15.75	13.35	14.65	13.67
Long-Term Deferred Tax Assets	10.26	11.94	13.89	16.08	17.17	13.4
Other Real Estate Owned & Foreclosed	-	0.11	0.11	0.07	0.15	0.23
Other Long-Term Assets	-	1.17	1.2	0.97	0.3	0.19
Total Assets	727.72	678.53	654.95	584.21	498.79	484.98
Accounts Payable	3.53	3.84	-	1.5	1.92	1.7
Accrued Expenses	6.4	2.46	-	3.24	2.8	2.64
Interest Bearing Deposits	600.2	554.41	560.89	476.22	385.25	370.1
Non-Interest Bearing Deposits	0.24	0.76	0.5	0.34	0.19	0.2
Total Deposits	600.44	555.18	561.38	476.56	385.44	370.29
Current Portion of Long-Term Debt	-	4.46	6.37	12.92	8.09	21.59
Current Income Taxes Payable	-	-	-	0.76	0.71	0.62
Other Current Liabilities	0.77	0.23	-	1	1.36	0.21
Long-Term Debt	-	-	1.88	3.12	16.48	2.24
Long-Term Unearned Revenue	0.14	-	-	-	-	-
Other Long-Term Liabilities	3.36	3.29	8.21	9.03	8.42	2.45
Total Liabilities	614.63	569.46	577.85	508.13	425.23	401.75
Common Stock	110.23	73.82	73.82	73.82	73.82	73.82
Additional Paid-In Capital	34.18	70.59	34.18	34.18	34.18	34.18
Retained Earnings	-31.33	-35.34	-30.89	-31.91	-34.43	-24.76
Shareholders' Equity	113.08	109.07	77.1	76.08	73.57	83.23
Total Liabilities & Equity	727.72	678.53	654.95	584.21	498.79	484.98
Total Debt	-	4.46	8.26	16.03	24.57	23.84
Net Cash (Debt)	48.31	32.08	42.94	14.99	7.11	7.73
Net Cash Growth	11.32%	-25.29%	186.41%	110.96%	-8.01%	-89.65%
Net Cash Per Share	0.44	0.43	0.58	0.20	0.10	0.10
Filing Date Shares Outstanding	110.23	73.82	73.82	73.82	73.82	73.82
Total Common Shares Outstanding	110.23	73.82	73.82	73.82	73.82	73.82
Book Value Per Share	1.03	1.48	1.04	1.03	1.00	1.13
Tangible Book Value	103.43	100.12	72.08	73.07	70.91	80.07
Tangible Book Value Per Share	0.94	1.36	0.98	0.99	0.96	1.08

Source: S&P Global Market Intelligence. Banks template. Financial Sources.