Caja Rural de Ahorro y Crédito Los Andes S.A. (BVL: CRANDEC1)

CRANDEC1 Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Mar 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	1.89	1.02	2.51	-9.67	-19.52	-9.5
Depreciation & Amortization	3.87	4.12	2.34	3.24	3.89	2.15
Gain (Loss) on Sale of Assets	0.03	0.03	0.5	1.01	0.35	-
Provision for Credit Losses	38.65	38.65	26.96	17.5	46.84	-
Change in Trading Asset Securities	-2.96	-	-	-	2.09	-2.94
Change in Accounts Payable	1.2	-	-	-	-	-6.73
Change in Other Net Operating Assets	-11.66	-11.16	12.63	-80.73	-37.56	19.08
Other Operating Activities	1.52	2.16	-31.39	-3.36	-6.78	29.71
Operating Cash Flow	32.55	34.82	13.56	-72.01	-10.69	31.77
Operating Cash Flow Growth	1.37%	156.78%	-	-	-	-
Capital Expenditures	-4.18	-4.22	-3.62	-0.84	-0.79	-3.74
Sale of Property, Plant and Equipment	2.46	2.46	0.57	1.37	0.04	-
Other Investing Activities	-0.01	-	-	-	-	-0.18
Investing Cash Flow	-1.73	-1.76	-3.05	0.53	-0.75	-3.92
Long-Term Debt Issued	-	-	-	24.57	23.84	-
Net Debt Issued (Repaid)	-	-	-	24.57	23.84	-
Other Financing Activities	6.66	-6.74	-8.54	-	-	7.02
Financing Cash Flow	6.66	-6.74	-8.54	24.57	23.84	7.02
Net Cash Flow	37.48	26.32	1.97	-46.91	12.39	34.87
Free Cash Flow	28.37	30.6	9.95	-72.85	-11.48	28.03
Free Cash Flow Growth	1.92%	207.72%	-	-	-	-
Free Cash Flow Margin	31.76%	35.94%	11.88%	-115.21%	-31.08%	42.79%
Free Cash Flow Per Share	0.38	0.41	0.13	-0.99	-0.16	0.50

Source: S&P Capital IQ. Banks template. Financial Sources.