Creditex S.A.A. (BVL:CRETEXI1)

Creditex Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	4.25	3.05	6.99	3.39	9.14	11.3
Cash & Short-Term Investments	4.25	3.05	6.99	3.39	9.14	11.3
Cash Growth	-9.54%	-56.38%	106.19%	-62.88%	-19.15%	-3.47%
Accounts Receivable	67.45	55.92	70.19	56.12	63.01	58.35
Other Receivables	15.21	18.54	12.58	9.77	8.78	7.37
Receivables	83.32	75.23	83.45	67.15	73.03	66.86
Inventory	199.75	218.29	182.85	233.52	265.2	172.93
Other Current Assets	4.3	2.5	5.23	2.93	3.35	2.46
Total Current Assets	291.62	299.07	278.52	306.99	350.71	253.56
Property, Plant & Equipment	221.13	216.47	214.59	223.37	225.18	221.69
Long-Term Investments	38.41	35.78	33.76	34.36	38.81	38.41
Other Intangible Assets	0.73	0.87	1.14	1.36	1.66	1.97
Other Long-Term Assets	5.43	5.47	1.68	1.76	1.85	1.93
Total Assets	557.32	557.66	529.69	567.85	618.21	517.55

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	13.84	20.03	16.27	11.23	31.82	14.74
Accrued Expenses	13.36	9.06	8.7	10.26	20.58	14.51
Short-Term Debt	75.22	69.12	36.41	73.7	48.66	25.33
Current Portion of Long-Term Debt	-	-	17.08	6.75	16.08	4.9
Current Portion of Leases	6.98	6.02	6.42	6.54	4.47	2.07
Current Income Taxes Payable	1.12	1.36	2.76	2.82	6.49	5.08
Current Unearned Revenue	2.13	3.32	2.64	2.59	7.78	5.71
Other Current Liabilities	3.78	4.53	4.31	5.84	5.27	5.27
Total Current Liabilities	116.43	113.44	94.59	119.73	141.13	77.62
Long-Term Debt	-	-	-	0.11	0.36	2.63
Long-Term Leases	10.78	8.25	2.71	7.94	7.86	0.88
Long-Term Unearned Revenue	-	-	-	-	-	0.02
Long-Term Deferred Tax Liabilities	45.87	44.26	43.17	44.23	47.42	51.79
Other Long-Term Liabilities	0.01	0.02	-	-	-	-
Total Liabilities	173.09	165.96	140.46	172.01	196.77	132.94

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	173.67	173.67	173.67	173.67	173.67	173.67
Additional Paid-In Capital	0.05	0.05	0.05	0.05	0.05	0.05
Retained Earnings	160.81	170.26	169.2	175.45	201.1	167.9
Comprehensive Income & Other	49.69	47.73	46.31	46.68	46.62	42.98
Shareholders' Equity	384.22	391.71	389.22	395.84	421.44	384.61
Total Liabilities & Equity	557.32	557.66	529.69	567.85	618.21	517.55

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	92.98	83.39	62.61	95.04	77.42	35.82
Net Cash (Debt)	-88.73	-80.34	-55.62	-91.65	-68.28	-24.52
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.51	-0.46	-0.32	-0.53	-0.39	-0.14
Filing Date Shares Outstanding	173.67	173.67	173.67	173.67	173.67	173.67
Total Common Shares Outstanding	173.67	173.67	173.67	173.67	173.67	173.67
Working Capital	175.19	185.63	183.94	187.26	209.58	175.93
Book Value Per Share	2.21	2.26	2.24	2.28	2.43	2.21
Tangible Book Value	383.49	390.83	388.09	394.48	419.78	382.64
Tangible Book Value Per Share	2.21	2.25	2.23	2.27	2.42	2.20
Land	108.23	108.23	112.1	112.1	-	-
Buildings	182.93	182.09	181.65	181.29	-	-
Machinery	426.09	423.8	433.46	435.07	-	-
Construction In Progress	10.92	5.08	1.21	1.06	-	-

Data Source: S&P Global Market Intelligence Last updated: Aug 17, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 5, 2026

Data Sources Report a data error