Creditex Statistics

Total Valuation

Creditex has a market cap or net worth of PEN 122.72 million. The enterprise value is 178.34 million.

Market Cap	122.72M
Enterprise Value	178.34M

Important Dates

The next estimated earnings date is Thursday, May 15, 2025.

Earnings Date	May 15, 2025
Ex-Dividend Date	n/a

Share Statistics

Creditex has 173.67 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	173.67M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	15.27M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.35
PB Ratio	0.32
P/TBV Ratio	0.32
P/FCF Ratio	3.22
P/OCF Ratio	3.02
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 16.14, with an EV/FCF ratio of 4.68.

EV / Earnings	-28.54
EV / Sales	0.51
EV / EBITDA	16.14
EV / EBIT	n/a
EV / FCF	4.68

Financial Position

The company has a current ratio of 2.94, with a Debt / Equity ratio of 0.16.

Current Ratio	2.94
Quick Ratio	0.95
Debt / Equity	0.16
Debt / EBITDA	5.67
Debt / FCF	1.64
Interest Coverage	-0.34

Financial Efficiency

Return on equity (ROE) is -1.59% and return on invested capital (ROIC) is -0.26%.

Return on Equity (ROE)	-1.59%
Return on Assets (ROA)	-0.22%
Return on Invested Capital (ROIC)	-0.26%
Return on Capital Employed (ROCE)	-0.45%
Revenue Per Employee	144,434
Profits Per Employee	-2,583
Employee Count	1,484
Asset Turnover	0.64
Inventory Turnover	1.51

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -3.57% in the last 52 weeks. The beta is 0.19, so Creditex's price volatility has been lower than the market average.

Beta (5Y)	0.19
52-Week Price Change	-3.57%
50-Day Moving Average	0.81
200-Day Moving Average	n/a
Relative Strength Index (RSI)	52.25
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Creditex had revenue of PEN 349.39 million and -6.25 million in losses. Loss per share was -0.04.

Revenue	349.39M
Gross Profit	35.01M
Operating Income	-1.94M
Pretax Income	-6.85M
Net Income	-6.25M
EBITDA	10.02M
EBIT	-1.94M
Loss Per Share	-0.04

Full Income Statement

Balance Sheet

The company has 6.99 million in cash and 62.61 million in debt, giving a net cash position of -55.62 million or -0.32 per share.

Cash & Cash Equivalents	6.99M
Total Debt	62.61M
Net Cash	-55.62M
Net Cash Per Share	-0.32
Equity (Book Value)	389.22M
Book Value Per Share	2.24
Working Capital	183.94M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 40.67 million and capital expenditures -2.58 million, giving a free cash flow of 38.09 million.

Operating Cash Flow	40.67M
Capital Expenditures	-2.58M
Free Cash Flow	38.09M
FCF Per Share	0.22

Full Cash Flow Statement

Margins

Gross margin is 10.02%, with operating and profit margins of -0.55% and -1.79%.

Gross Margin	10.02%
Operating Margin	-0.55%
Pretax Margin	-1.96%
Profit Margin	-1.79%
EBITDA Margin	2.87%
EBIT Margin	-0.55%
FCF Margin	10.90%

Dividends & Yields

Creditex does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-5.09%
FCF Yield	31.04%

Dividend Details

Stock Splits

The last stock split was on June 17, 2004. It was a forward split with a ratio of 1.01452.

Last Split Date	Jun 17, 2004
Split Type	Forward
Split Ratio	1.01452

Scores

Creditex has an Altman Z-Score of 2.04. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.04
Piotroski F-Score	n/a