Peru · Delayed Price · Currency is PEN Creditex Statistics
Total Valuation
Creditex has a market cap or net worth of PEN 148.73 million. The enterprise value is 146.44 million.
| Market Cap | 148.73M |
| Enterprise Value | 146.44M |
Important Dates
The last earnings date was Friday, November 14, 2025.
| Earnings Date | Nov 14, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Creditex has 173.67 million shares outstanding.
| Current Share Class | 10.48M |
| Shares Outstanding | 173.67M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 14.35.
| PE Ratio | 14.35 |
| Forward PE | n/a |
| PS Ratio | 0.43 |
| PB Ratio | 0.37 |
| P/TBV Ratio | 0.37 |
| P/FCF Ratio | 47.26 |
| P/OCF Ratio | 19.90 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 5.45, with an EV/FCF ratio of 46.53.
| EV / Earnings | 14.13 |
| EV / Sales | 0.43 |
| EV / EBITDA | 5.45 |
| EV / EBIT | 10.53 |
| EV / FCF | 46.53 |
Financial Position
The company has a current ratio of 2.64, with a Debt / Equity ratio of 0.01.
| Current Ratio | 2.64 |
| Quick Ratio | 0.72 |
| Debt / Equity | 0.01 |
| Debt / EBITDA | 0.11 |
| Debt / FCF | 0.96 |
| Interest Coverage | 3.45 |
Financial Efficiency
Return on equity (ROE) is 2.63% and return on invested capital (ROIC) is 2.00%.
| Return on Equity (ROE) | 2.63% |
| Return on Assets (ROA) | 1.56% |
| Return on Invested Capital (ROIC) | 2.00% |
| Return on Capital Employed (ROCE) | 3.10% |
| Revenue Per Employee | 143,414 |
| Profits Per Employee | 4,336 |
| Employee Count | 2,419 |
| Asset Turnover | 0.62 |
| Inventory Turnover | 1.39 |
Taxes
In the past 12 months, Creditex has paid 3.07 million in taxes.
| Income Tax | 3.07M |
| Effective Tax Rate | 22.87% |
Stock Price Statistics
The stock price has decreased by -1.23% in the last 52 weeks. The beta is 0.22, so Creditex's price volatility has been lower than the market average.
| Beta (5Y) | 0.22 |
| 52-Week Price Change | -1.23% |
| 50-Day Moving Average | 0.80 |
| 200-Day Moving Average | 0.80 |
| Relative Strength Index (RSI) | 0.00 |
| Average Volume (20 Days) | n/a |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Creditex had revenue of PEN 342.76 million and earned 10.36 million in profits.
| Revenue | 342.76M |
| Gross Profit | 51.83M |
| Operating Income | 13.91M |
| Pretax Income | 13.43M |
| Net Income | 10.36M |
| EBITDA | 25.84M |
| EBIT | 13.91M |
| Earnings Per Share (EPS) | n/a |
Balance Sheet
The company has 5.31 million in cash and 3.02 million in debt, giving a net cash position of 2.29 million or 0.01 per share.
| Cash & Cash Equivalents | 5.31M |
| Total Debt | 3.02M |
| Net Cash | 2.29M |
| Net Cash Per Share | 0.01 |
| Equity (Book Value) | 399.37M |
| Book Value Per Share | n/a |
| Working Capital | 191.25M |
Cash Flow
In the last 12 months, operating cash flow was 7.47 million and capital expenditures -4.33 million, giving a free cash flow of 3.15 million.
| Operating Cash Flow | 7.47M |
| Capital Expenditures | -4.33M |
| Free Cash Flow | 3.15M |
| FCF Per Share | 0.02 |
Margins
Gross margin is 15.12%, with operating and profit margins of 4.06% and 3.02%.
| Gross Margin | 15.12% |
| Operating Margin | 4.06% |
| Pretax Margin | 3.92% |
| Profit Margin | 3.02% |
| EBITDA Margin | 7.54% |
| EBIT Margin | 4.06% |
| FCF Margin | 0.92% |
Dividends & Yields
Creditex does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 0.36% |
| Buyback Yield | n/a |
| Shareholder Yield | n/a |
| Earnings Yield | 6.97% |
| FCF Yield | 2.12% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on June 17, 2004. It was a forward split with a ratio of 1.01452.
| Last Split Date | Jun 17, 2004 |
| Split Type | Forward |
| Split Ratio | 1.01452 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |