Creditex S.A.A. (BVL:CRETEXI1)
Peru flag Peru · Delayed Price · Currency is PEN
0.8000
0.00 (0.00%)
At close: Aug 28, 2025

Creditex Statistics

Total Valuation

Creditex has a market cap or net worth of PEN 148.73 million. The enterprise value is 223.02 million.

Market Cap148.73M
Enterprise Value 223.02M

Important Dates

The last earnings date was Friday, August 15, 2025.

Earnings Date Aug 15, 2025
Ex-Dividend Date n/a

Share Statistics

Creditex has 173.67 million shares outstanding.

Current Share Class 10.48M
Shares Outstanding 173.67M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float 15.27M

Valuation Ratios

The trailing PE ratio is 13.56.

PE Ratio 13.56
Forward PE n/a
PS Ratio 0.41
PB Ratio 0.37
P/TBV Ratio 0.38
P/FCF Ratio 5.89
P/OCF Ratio 5.08
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.07, with an EV/FCF ratio of 8.83.

EV / Earnings 21.71
EV / Sales 0.62
EV / EBITDA 8.07
EV / EBIT 14.64
EV / FCF 8.83

Financial Position

The company has a current ratio of 2.62, with a Debt / Equity ratio of 0.20.

Current Ratio 2.62
Quick Ratio 0.79
Debt / Equity 0.20
Debt / EBITDA 2.86
Debt / FCF 3.13
Interest Coverage 3.44

Financial Efficiency

Return on equity (ROE) is 2.63% and return on invested capital (ROIC) is 1.97%.

Return on Equity (ROE) 2.63%
Return on Assets (ROA) 1.68%
Return on Invested Capital (ROIC) 1.97%
Return on Capital Employed (ROCE) 3.44%
Revenue Per Employee 150,990
Profits Per Employee 4,299
Employee Count2,419
Asset Turnover 0.64
Inventory Turnover 1.41

Taxes

In the past 12 months, Creditex has paid 3.70 million in taxes.

Income Tax 3.70M
Effective Tax Rate 26.49%

Stock Price Statistics

The stock price has decreased by -1.23% in the last 52 weeks. The beta is 0.21, so Creditex's price volatility has been lower than the market average.

Beta (5Y) 0.21
52-Week Price Change -1.23%
50-Day Moving Average 0.80
200-Day Moving Average 0.81
Relative Strength Index (RSI) 0.00
Average Volume (20 Days) n/a

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, Creditex had revenue of PEN 360.87 million and earned 10.28 million in profits. Earnings per share was 0.06.

Revenue360.87M
Gross Profit 52.88M
Operating Income 15.23M
Pretax Income 13.98M
Net Income 10.28M
EBITDA 26.60M
EBIT 15.23M
Earnings Per Share (EPS) 0.06
Full Income Statement

Balance Sheet

The company has 4.69 million in cash and 78.99 million in debt, giving a net cash position of -74.30 million or -0.43 per share.

Cash & Cash Equivalents 4.69M
Total Debt 78.99M
Net Cash -74.30M
Net Cash Per Share -0.43
Equity (Book Value) 396.96M
Book Value Per Share 2.29
Working Capital 192.28M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 29.27 million and capital expenditures -4.01 million, giving a free cash flow of 25.25 million.

Operating Cash Flow 29.27M
Capital Expenditures -4.01M
Free Cash Flow 25.25M
FCF Per Share 0.15
Full Cash Flow Statement

Margins

Gross margin is 14.65%, with operating and profit margins of 4.22% and 2.85%.

Gross Margin 14.65%
Operating Margin 4.22%
Pretax Margin 3.87%
Profit Margin 2.85%
EBITDA Margin 7.37%
EBIT Margin 4.22%
FCF Margin 7.00%

Dividends & Yields

Creditex does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 0.62%
Buyback Yield n/a
Shareholder Yield n/a
Earnings Yield 6.91%
FCF Yield 16.98%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 17, 2004. It was a forward split with a ratio of 1.01452.

Last Split Date Jun 17, 2004
Split Type Forward
Split Ratio 1.01452

Scores

Altman Z-Score n/a
Piotroski F-Score 7