Peru · Delayed Price · Currency is PEN Creditex Statistics
Total Valuation
Creditex has a market cap or net worth of PEN 148.73 million. The enterprise value is 223.50 million.
| Market Cap | 148.73M |
| Enterprise Value | 223.50M |
Important Dates
The next estimated earnings date is Friday, November 14, 2025.
| Earnings Date | Nov 14, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Creditex has 173.67 million shares outstanding.
| Current Share Class | 10.48M |
| Shares Outstanding | 173.67M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 15.27M |
Valuation Ratios
The trailing PE ratio is 13.52.
| PE Ratio | 13.52 |
| Forward PE | n/a |
| PS Ratio | 0.41 |
| PB Ratio | 0.37 |
| P/TBV Ratio | 0.38 |
| P/FCF Ratio | 5.89 |
| P/OCF Ratio | 5.08 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.32, with an EV/FCF ratio of 8.85.
| EV / Earnings | 21.75 |
| EV / Sales | 0.62 |
| EV / EBITDA | 8.32 |
| EV / EBIT | 14.74 |
| EV / FCF | 8.85 |
Financial Position
The company has a current ratio of 2.62, with a Debt / Equity ratio of 0.20.
| Current Ratio | 2.62 |
| Quick Ratio | 0.76 |
| Debt / Equity | 0.20 |
| Debt / EBITDA | 2.96 |
| Debt / FCF | 3.15 |
| Interest Coverage | 3.46 |
Financial Efficiency
Return on equity (ROE) is 2.63% and return on invested capital (ROIC) is 1.96%.
| Return on Equity (ROE) | 2.63% |
| Return on Assets (ROA) | 1.67% |
| Return on Invested Capital (ROIC) | 1.96% |
| Return on Capital Employed (ROCE) | 3.43% |
| Revenue Per Employee | 150,949 |
| Profits Per Employee | 4,299 |
| Employee Count | 2,419 |
| Asset Turnover | 0.64 |
| Inventory Turnover | 1.41 |
Taxes
In the past 12 months, Creditex has paid 3.70 million in taxes.
| Income Tax | 3.70M |
| Effective Tax Rate | 26.49% |
Stock Price Statistics
The stock price has decreased by -1.23% in the last 52 weeks. The beta is 0.21, so Creditex's price volatility has been lower than the market average.
| Beta (5Y) | 0.21 |
| 52-Week Price Change | -1.23% |
| 50-Day Moving Average | 0.80 |
| 200-Day Moving Average | 0.81 |
| Relative Strength Index (RSI) | 0.00 |
| Average Volume (20 Days) | n/a |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Creditex had revenue of PEN 360.77 million and earned 10.28 million in profits. Earnings per share was 0.06.
| Revenue | 360.77M |
| Gross Profit | 52.79M |
| Operating Income | 15.17M |
| Pretax Income | 13.98M |
| Net Income | 10.28M |
| EBITDA | 25.56M |
| EBIT | 15.17M |
| Earnings Per Share (EPS) | 0.06 |
Balance Sheet
The company has 4.69 million in cash and 79.46 million in debt, giving a net cash position of -74.77 million or -0.43 per share.
| Cash & Cash Equivalents | 4.69M |
| Total Debt | 79.46M |
| Net Cash | -74.77M |
| Net Cash Per Share | -0.43 |
| Equity (Book Value) | 396.96M |
| Book Value Per Share | 2.29 |
| Working Capital | 192.28M |
Cash Flow
In the last 12 months, operating cash flow was 29.27 million and capital expenditures -4.01 million, giving a free cash flow of 25.25 million.
| Operating Cash Flow | 29.27M |
| Capital Expenditures | -4.01M |
| Free Cash Flow | 25.25M |
| FCF Per Share | 0.15 |
Margins
Gross margin is 14.63%, with operating and profit margins of 4.20% and 2.85%.
| Gross Margin | 14.63% |
| Operating Margin | 4.20% |
| Pretax Margin | 3.87% |
| Profit Margin | 2.85% |
| EBITDA Margin | 7.09% |
| EBIT Margin | 4.20% |
| FCF Margin | 7.00% |
Dividends & Yields
Creditex does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 0.62% |
| Buyback Yield | n/a |
| Shareholder Yield | n/a |
| Earnings Yield | 6.91% |
| FCF Yield | 16.98% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 17, 2004. It was a forward split with a ratio of 1.01452.
| Last Split Date | Jun 17, 2004 |
| Split Type | Forward |
| Split Ratio | 1.01452 |
Scores
Creditex has an Altman Z-Score of 2.04 and a Piotroski F-Score of 7. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.04 |
| Piotroski F-Score | 7 |