Financiera Credinka Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	43.6	43.41	36.08	85.13	107.48	172.02
Long-Term Investments	-	-	-	12.91	0.02	0.09
Loans & Lease Receivables	9.19	9.62	11.87	356.89	556.11	744.58
Other Receivables	5.05	4.3	7.14	7.99	14.49	15.7
Property, Plant & Equipment	0.36	-	-	51.8	68.79	75.13
Other Intangible Assets	9.97	10.66	14.65	20.25	17.92	15.53
Restricted Cash	-	-	-	-	11.4	4.32
Other Current Assets	-	0.9	0.9	4.92	4.13	6.52
Long-Term Deferred Tax Assets	8.31	8.31	5.9	70.7	54.18	39.59
Other Long-Term Assets	6.75	7.87	16.47	38.17	31.78	8.18
Total Assets	83.22	85.08	93.02	648.76	866.3	1,082
Interest Bearing Deposits	0.06	0.03	0.03	451.21	546.97	667.08
Non-Interest Bearing Deposits	-	-	-	0.06	0.14	0.33
Total Deposits	0.06	0.03	0.03	451.27	547.11	667.42
Accounts Payable	163.61	120.88	109.77	2.37	2.06	2.9
Accrued Expenses	-	-	-	14.53	14.55	18.04
Current Portion of Long-Term Debt	-	-	-	5.57	40.15	116.69
Long-Term Debt	66.83	66.54	65.49	92.88	96.24	65.55
Long-Term Unearned Revenue	-	-	-	1.36	1.34	0.28
Current Income Taxes Payable	-	-	-	0.62	2.23	0.83
Other Current Liabilities	-	-	-	3.27	30.59	43.2
Pension & Post-Retirement Benefits	-	-	-	41.2	61.24	65.4
Other Long-Term Liabilities	0.99	0.39	0.41	0.37	0.26	0.09
Total Liabilities	231.49	187.84	175.7	613.43	795.77	980.41
Common Stock	49.75	49.75	49.75	166.12	162.61	157.37
Additional Paid-In Capital	-	-	-	4.85	4.85	4.85
Retained Earnings	-189.7	-144.18	-124.1	-135.66	-96.95	-60.97
Comprehensive Income & Other	-8.32	-8.32	-8.32	0.03	0.02	-
Shareholders' Equity	-148.27	-102.75	-82.68	35.33	70.53	101.24
Total Liabilities & Equity	83.22	85.08	93.02	648.76	866.3	1,082
Total Debt	66.83	66.54	65.49	98.44	136.39	182.24
Net Cash (Debt)	-23.23	-23.13	-29.4	-13.32	-28.91	-10.22
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-	-	-	-0.08	-0.18	-0.06
Filing Date Shares Outstanding	-	-	-	166.12	162.61	157.37
Total Common Shares Outstanding	-	-	-	166.12	162.61	157.37
Working Capital	-105.84	-62.66	-53.81	-22.69	56.93	94.05
Book Value Per Share	-	-	-	0.21	0.43	0.64
Tangible Book Value	-158.24	-113.41	-97.33	15.08	52.61	85.71
Tangible Book Value Per Share	-	-	-	0.09	0.32	0.54