Financiera Oh! S.A. (BVL:FINOHC1)

Sage Therapeutics Income Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	474.56	482.03	530.57	526.75	368.09	437.2
Total Interest Expense	84.24	100.64	116.64	86.01	51.87	77.52
Net Interest Income	390.32	381.39	413.93	440.74	316.22	359.68
Commissions and Fees	212.65	211.68	218.9	201.55	163.23	158.68
Other Revenue	-0.43	-0.18	1.03	1.47	-1.85	0.82
Revenue Before Loan Losses	602.53	592.89	633.85	643.76	477.61	519.18
Provision for Loan Losses	225.44	293.32	387.84	238.01	112.71	327.41
Revenue	377.09	299.57	246.01	405.75	364.9	191.77
Revenue Growth (YoY)	77.32%	21.77%	-39.37%	11.19%	90.28%	-48.08%
Cost of Services Provided	296.45	298.59	328.11	339.05	293.23	249.25
Other Operating Expenses	5.18	5.89	5.57	6.86	4.98	5.34
Total Operating Expenses	324.91	316.88	344.48	357.06	308.54	264.57
Operating Income	52.18	-17.32	-98.46	48.69	56.36	-72.79
Currency Exchange Gain (Loss)	0.79	0.93	0.14	0.19	0.2	0.19
EBT Excluding Unusual Items	40.89	-33.2	-104.18	54.9	55.62	-78.7
Pretax Income	40.64	-33.2	-104.18	54.9	50.35	-85.7
Income Tax Expense	15.3	-0.95	-19.61	22.77	21.87	-18.08
Net Income	25.34	-32.25	-84.57	32.13	28.48	-67.62
Net Income to Common	25.34	-32.25	-84.57	32.13	28.48	-67.62
Net Income Growth	-	-	-	12.83%	-	-
Shares Outstanding (Basic)	418	407	323	294	320	310
Shares Outstanding (Diluted)	418	407	323	294	320	310
Shares Change (YoY)	16.01%	26.25%	9.85%	-8.33%	3.36%	-3.91%
EPS (Basic)	0.06	-0.08	-0.26	0.11	0.09	-0.22
EPS (Diluted)	0.06	-0.08	-0.26	0.11	0.09	-0.22
EPS Growth	-	-	-	23.08%	-	-
Free Cash Flow	49.16	259.11	46.97	157.24	-310.63	452.23
Free Cash Flow Per Share	0.12	0.64	0.15	0.54	-0.97	1.46
Operating Margin	13.84%	-5.78%	-40.02%	12.00%	15.45%	-37.96%
Profit Margin	6.72%	-10.76%	-34.38%	7.92%	7.80%	-35.26%
Free Cash Flow Margin	13.04%	86.50%	19.09%	38.75%	-85.13%	235.82%
Effective Tax Rate	37.65%	-	-	41.48%	43.45%	-

Updated Jan 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.