InFinance XP S.A. (BVL:FINOHC1)

InFinance XP Statistics

Total Valuation

InFinance XP has a market cap or net worth of PEN 503.69 million.

Market Cap	503.69M
Enterprise Value	n/a

Important Dates

Earnings Date	n/a
Ex-Dividend Date	n/a

Share Statistics

InFinance XP has 445.74 million shares outstanding. The number of shares has increased by 4.78% in one year.

Current Share Class	445.74M
Shares Outstanding	445.74M
Shares Change (YoY)	+4.78%
Shares Change (QoQ)	+2.83%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	2.37%
Float	33.76M

Valuation Ratios

The trailing PE ratio is 19.54.

PE Ratio	19.54
Forward PE	n/a
PS Ratio	1.22
PB Ratio	1.35
P/TBV Ratio	1.56
P/FCF Ratio	6.03
P/OCF Ratio	5.71
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.19, with a Debt / Equity ratio of 1.03.

Current Ratio	1.19
Quick Ratio	1.09
Debt / Equity	1.03
Debt / EBITDA	n/a
Debt / FCF	4.60
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.05% and return on invested capital (ROIC) is 3.82%.

Return on Equity (ROE)	7.05%
Return on Assets (ROA)	1.13%
Return on Invested Capital (ROIC)	3.82%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.10%
Revenue Per Employee	329,536
Profits Per Employee	19,723
Employee Count	1,331
Asset Turnover	0.19
Inventory Turnover	n/a

Taxes

In the past 12 months, InFinance XP has paid 14.59 million in taxes.

Income Tax	14.59M
Effective Tax Rate	37.17%

Stock Price Statistics

The stock price has decreased by -27.10% in the last 52 weeks. The beta is 0.22, so InFinance XP's price volatility has been lower than the market average.

Beta (5Y)	0.22
52-Week Price Change	-27.10%
50-Day Moving Average	1.13
200-Day Moving Average	1.41
Relative Strength Index (RSI)	n/a
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, InFinance XP had revenue of PEN 412.25 million and earned 24.67 million in profits. Earnings per share was 0.06.

Revenue	412.25M
Gross Profit	375.61M
Operating Income	45.07M
Pretax Income	39.27M
Net Income	24.67M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.06

Balance Sheet

The company has 377.29 million in cash and 383.81 million in debt, with a net cash position of -6.52 million or -0.01 per share.

Cash & Cash Equivalents	377.29M
Total Debt	383.81M
Net Cash	-6.52M
Net Cash Per Share	-0.01
Equity (Book Value)	374.00M
Book Value Per Share	0.84
Working Capital	370.44M

Cash Flow

In the last 12 months, operating cash flow was 88.28 million and capital expenditures -4.77 million, giving a free cash flow of 83.51 million.

Operating Cash Flow	88.28M
Capital Expenditures	-4.77M
Depreciation & Amortization	3.85M
Net Borrowing	58.08M
Free Cash Flow	83.51M
FCF Per Share	0.19

Margins

Gross margin is 91.11%, with operating and profit margins of 10.93% and 5.99%.

Gross Margin	91.11%
Operating Margin	10.93%
Pretax Margin	9.53%
Profit Margin	5.99%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	20.26%

Dividends & Yields

InFinance XP does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-4.78%
Shareholder Yield	-4.78%
Earnings Yield	4.90%
FCF Yield	16.58%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5