Financiera Oh! S.A. (BVL:FINOHC1)

Financiera Oh! Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-32.25	-84.57	32.13	28.48	-67.62
Depreciation & Amortization	4.77	5.82	6.94	6.35	5.76
Other Amortization	7.64	4.98	4.21	3.98	4.22
Asset Writedown & Restructuring Costs	0.04	0.12	0.04	0.23	0.43
Provision for Credit Losses	342.24	423.9	275.66	161.81	359.74
Change in Accounts Payable	-15.27	7.93	21.32	17.25	-10.54
Change in Other Net Operating Assets	-36.91	-278.68	-178.29	-530.7	185.58
Other Operating Activities	-6.33	-28.53	-2.63	4.85	-23.73
Operating Cash Flow	263.92	50.97	159.37	-307.74	453.83
Operating Cash Flow Growth	417.79%	-68.02%	-	-	146.55%
Capital Expenditures	-4.8	-4	-2.13	-2.89	-1.6
Sale (Purchase) of Intangibles	-12.96	-8.3	-7.33	-11.14	-3.67
Investing Cash Flow	-17.76	-12.31	-9.46	-14.03	-5.27
Long-Term Debt Issued	85	-	127.99	303.82	-
Long-Term Debt Repaid	-487.66	-85.75	-199.86	-39.39	-346.33
Net Debt Issued (Repaid)	-402.66	-85.75	-71.87	264.43	-346.33
Issuance of Common Stock	69.99	30.01	-	-	-
Financing Cash Flow	-332.66	-55.74	-71.87	264.43	-346.33
Net Cash Flow	-86.51	-17.08	78.04	-57.34	102.22
Free Cash Flow	259.11	46.97	157.24	-310.63	452.23
Free Cash Flow Growth	451.71%	-70.13%	-	-	152.47%
Free Cash Flow Margin	86.50%	19.09%	38.75%	-85.13%	235.82%
Free Cash Flow Per Share	0.64	0.15	0.54	-0.97	1.46

Updated Jan 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.