Financiera Oh! S.A. (BVL:FINOHC1)

Financiera Oh! Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	25.34	-32.25	-84.57	32.13	28.48	-67.62
Depreciation & Amortization	2.71	4.77	5.82	6.94	6.35	5.76
Other Amortization	13.25	7.64	4.98	4.21	3.98	4.22
Asset Writedown & Restructuring Costs	0.04	0.04	0.12	0.04	0.23	0.43
Provision for Credit Losses	279.04	342.24	423.9	275.66	161.81	359.74
Change in Accounts Payable	-60.08	-15.27	7.93	21.32	17.25	-10.54
Change in Other Net Operating Assets	-218.71	-36.91	-278.68	-178.29	-530.7	185.58
Other Operating Activities	8.77	-6.33	-28.53	-2.63	4.85	-23.73
Operating Cash Flow	50.35	263.92	50.97	159.37	-307.74	453.83
Operating Cash Flow Growth	-82.18%	417.79%	-68.02%	-	-	146.55%
Capital Expenditures	-1.2	-4.8	-4	-2.13	-2.89	-1.6
Sale (Purchase) of Intangibles	-25.41	-12.96	-8.3	-7.33	-11.14	-3.67
Investing Cash Flow	-26.61	-17.76	-12.31	-9.46	-14.03	-5.27
Long-Term Debt Issued	-	85	-	127.99	303.82	-
Long-Term Debt Repaid	-	-487.66	-85.75	-199.86	-39.39	-346.33
Net Debt Issued (Repaid)	-402.66	-402.66	-85.75	-71.87	264.43	-346.33
Issuance of Common Stock	190	69.99	30.01	-	-	-
Financing Cash Flow	-119.9	-332.66	-55.74	-71.87	264.43	-346.33
Net Cash Flow	-96.16	-86.51	-17.08	78.04	-57.34	102.22
Free Cash Flow	49.16	259.11	46.97	157.24	-310.63	452.23
Free Cash Flow Growth	-82.25%	451.71%	-70.13%	-	-	152.47%
Free Cash Flow Margin	13.04%	86.50%	19.09%	38.75%	-85.13%	235.82%
Free Cash Flow Per Share	0.12	0.64	0.15	0.54	-0.97	1.46

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.