Financiera Oh! S.A. (BVL: FINOHC1)

Financiera Oh! Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	-76.42	-84.57	32.13	28.48	-67.62	70.33
Depreciation & Amortization	1.18	5.82	6.94	6.35	5.76	5.72
Other Amortization	10.28	4.98	4.21	3.98	4.22	4.04
Asset Writedown & Restructuring Costs	0.12	0.12	0.04	0.23	0.43	0.23
Provision for Credit Losses	408.08	423.9	275.66	161.81	359.74	256.26
Change in Accounts Payable	309.56	7.93	21.32	17.25	-10.54	35.13
Change in Other Net Operating Assets	-244.69	-278.68	-178.29	-530.7	185.58	-183.1
Other Operating Activities	-15.1	-28.53	-2.63	4.85	-23.73	-4.55
Operating Cash Flow	393	50.97	159.37	-307.74	453.83	184.07
Operating Cash Flow Growth	218.66%	-68.02%	-	-	146.55%	-
Capital Expenditures	2.04	-4	-2.13	-2.89	-1.6	-4.95
Sale (Purchase) of Intangibles	-17.01	-8.3	-7.33	-11.14	-3.67	-3.28
Investing Cash Flow	-14.98	-12.31	-9.46	-14.03	-5.27	-8.22
Long-Term Debt Issued	-	-	127.99	303.82	-	-
Long-Term Debt Repaid	-	-85.75	-199.86	-39.39	-346.33	-78.41
Net Debt Issued (Repaid)	-85.75	-85.75	-71.87	264.43	-346.33	-78.41
Issuance of Common Stock	100	30.01	-	-	-	-
Financing Cash Flow	-411.59	-55.74	-71.87	264.43	-346.33	-78.41
Net Cash Flow	-33.57	-17.08	78.04	-57.34	102.22	97.43
Free Cash Flow	395.04	46.97	157.24	-310.63	452.23	179.12
Free Cash Flow Growth	233.32%	-70.13%	-	-	152.47%	-
Free Cash Flow Margin	159.00%	19.09%	38.75%	-85.13%	235.82%	48.49%
Free Cash Flow Per Share	1.03	0.15	0.54	-0.97	1.46	0.56

Source: S&P Capital IQ. Financial Services template. Financial Sources.