Pacífico Compañía de Seguros y Reaseguros (BVL:PACIFIC1)
Peru flag Peru · Delayed Price · Currency is PEN
41.30
0.00 (0.00%)
At close: Nov 9, 2026

BVL:PACIFIC1 Financials Overview

Millions PEN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
7,8656,8994,9664,5693,9233,717
Revenue Growth
26.48%38.91%8.68%16.46%5.56%11.43%
Operating Income
1,189966.83954.27842.31631.49-2.77
Net Income
867.05626.37812.33695.31526.21-130.36
Earnings Per Share
5.924.275.544.753.59-0.89
EPS Growth
31.63%-22.89%16.83%32.14%--

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
General Segments and Accidents - Theft and Robbery
262241.2191.65160.27132.44117.44
General Segments and Accidents - Vehicles
353.76368.27364.73335.35334.17329.94
General Segments and Accidents - Personal Accidents
97.5393.42102.197.0287.789.52
General Segments and Accidents - Transport
49.6956.2456.3951.6725.3643.85
General Segments and Accidents - Fire and Associated Hazards
91.1100.4499.4101.5189.581.21
General Segments and Accidents - Civil Liability
24.827.5129.4827.8225.121.34
General Segments and Accidents - Technical Segments
23.525.0822.1824.539.7224.17
General Segments and Accidents - Mandatory Traffic Accident Insurance (SOAT)
53.9555.2839.9227.2812.1625.46
General Segments and Accidents - Dishonesty
9.099.1311.5811.028.6510.55
General Segments and Accidents - Maritime Insurance - Hull
12.9114.1713.4612.4951.9913.87
General Segments and Accidents - Burglary
8.458.086.938.226.387.98
General Segments and Accidents - Aviation
2.483.34.571.531.61.47
General Segments and Accidents - Other Items
19.9317.9712.8411.1214.1312.82
Life - Life Insurance - Credit
1,088981.48855.34713.15602.03545.38
Life - Life Group
121.87145.91123.87113.02131.98100.05
Life - Mandatory Life Insurance
217.0991.2492.5590.16584.8663.09
Life - Pension Insurance
46.8236.66547.95516.45353.43384.96
Life - Hazardous Work Supplementary Insurance
96.58102.33117.07100.0921.5524.77
Life - Individual Life Insurance
342.87380.99377.93395.188.23331.44
Life - Annuities
223.71234.45226.35250.7777.45164.74
Health Insurance Segments - Health Plans - EPS
-1,212----
Health Insurance Segments - Complementary Work Risk Insurance- HEALTH
-76.2----
Health Insurance Segments - Potestative - EPS
-25.84----
Health Insurance Segments - Medical Assistance
-593.94570.27---
Total
5,4514,9013,8673,6043,2272,911

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
526.76729.79245.03320.2615.62840.82
Total Debt
629.37621.77414.07407.99419.54538.83
Net Cash (Debt)
-102.61108.03-169.04-87.79196.08301.99
Net Cash Growth
-----35.07%-30.21%
Net Cash Per Share
-0.700.74-1.15-0.601.342.06

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2,5852,1181,5251,1201,295760.01
Capital Expenditures
-232-263.66-102.48-34.56-165.44-75.49
Free Cash Flow
2,3531,8541,4231,0851,129684.52
Free Cash Flow Growth
31.80%30.32%31.10%-3.90%64.95%-37.89%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
15.12%14.02%19.21%18.43%16.10%-0.07%
Pretax Margin
14.73%12.84%17.35%16.27%13.88%-3.22%
Profit Margin
11.03%9.08%16.36%15.22%13.41%-3.51%
FCF Margin
29.92%26.87%28.65%23.75%28.78%18.42%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
1.640--3.0760.724
Dividend Per Share Growth
10.95%--324.96%-
Dividend Yield
3.97%--12.19%2.79%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.989.664.005.327.23-
P/FCF Ratio
2.573.262.283.413.375.56
PS Ratio
0.770.880.650.810.971.02