BVL:POSITIC1 Income Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	2,043	1,832	1,765	1,437	1,324
Total Interest & Dividend Income	582.3	355.69	436.35	417.87	329.01
Gain (Loss) on Sale of Investments	-102.39	37.55	-26.77	-0.21	17.26
Other Revenue	26.52	19.14	19.14	30.6	25.38
Total Revenue	2,549	2,244	2,193	1,886	1,696
Revenue Growth (YoY)	13.60%	2.31%	16.33%	11.19%	19.46%
Policy Benefits	1,312	1,056	1,100	1,049	923.55
Policy Acquisition & Underwriting Costs	454.85	410.08	401.2	357.29	326.5
Amortization of Goodwill & Intangibles	13.07	10.74	9.9	10.19	10.03
Depreciation & Amortization	6.89	7.32	7.52	7.19	9
Selling, General & Administrative	89.7	100.82	140.12	142.01	135.06
Provision for Bad Debts	-0.05	-1.3	-	-	1.12
Other Operating Expenses	104.63	109.58	72.01	58.92	21.3
Total Operating Expenses	2,158	1,870	1,897	1,789	1,578
Operating Income	390.95	373.74	295.98	96.25	117.67
Interest Expense	-11.06	-13.26	-11.89	-9.2	-10.83
Earnings From Equity Investments	-5.46	7.7	-0.65	-	-
Currency Exchange Gain (Loss)	-16.28	2.78	4.84	7.7	6.8
Other Non Operating Income (Expenses)	-34.34	0.1	-6.52	1.63	0.6
EBT Excluding Unusual Items	323.81	371.07	281.75	96.38	114.24
Gain (Loss) on Sale of Assets	0.04	3.3	6.95	11.59	0.58
Asset Writedown	-0.01	-1.55	-13.68	0.04	0.25
Other Unusual Items	-	-	-	0.36	4.28
Pretax Income	323.84	372.82	275.02	108.37	119.34
Income Tax Expense	13.97	20.82	4.62	9.41	9.47
Earnings From Continuing Ops.	309.87	352	270.4	98.96	109.87
Minority Interest in Earnings	-126.13	-136.43	-120.26	-35.26	-36.62
Net Income	183.74	215.57	150.14	63.7	73.25
Net Income to Common	183.74	215.57	150.14	63.7	73.25
Net Income Growth	-14.77%	43.58%	135.69%	-13.03%	-13.68%
Shares Outstanding (Basic)	773	773	773	773	773
Shares Outstanding (Diluted)	773	773	773	773	773
EPS (Basic)	0.24	0.28	0.19	0.08	0.09
EPS (Diluted)	0.24	0.28	0.19	0.08	0.09
EPS Growth	-14.77%	43.58%	135.69%	-12.98%	-13.73%
Free Cash Flow	566.2	299.91	396.76	197.83	200.77
Free Cash Flow Per Share	0.73	0.39	0.51	0.26	0.26
Dividend Per Share	-	0.077	-	-	-
Operating Margin	15.33%	16.65%	13.49%	5.10%	6.94%
Profit Margin	7.21%	9.61%	6.84%	3.38%	4.32%
Free Cash Flow Margin	22.21%	13.36%	18.09%	10.49%	11.84%
EBITDA	402.56	385.89	306.86	106.96	130.25
EBITDA Margin	15.79%	17.20%	13.99%	5.67%	7.68%
D&A For EBITDA	11.61	12.15	10.87	10.71	12.58
EBIT	390.95	373.74	295.98	96.25	117.67
EBIT Margin	15.33%	16.65%	13.49%	5.10%	6.94%
Effective Tax Rate	4.31%	5.58%	1.68%	8.69%	7.94%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.