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La Positiva Seguros y Reaseguros S.A. (BVL:POSITIC1)
Peru flag Peru · Delayed Price · Currency is PEN
0.7820
0.00 (0.00%)
At close: Jul 31, 2026

BVL:POSITIC1 Financials Overview

Millions PEN. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
-2,5492,3672,1931,8861,696
Revenue Growth
-7.71%7.91%16.33%11.19%19.46%
Operating Income
-390.85496.52295.9896.25117.67
Net Income
-183.74215.57150.1463.773.25
Earnings Per Share
-0.220.250.180.070.09
EPS Growth
--14.77%43.58%135.69%-13.03%-13.68%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
General Risks - Mandatory Traffic Accident Insurance
270.21247.77201.17192.29193.72
General Risks - Vehicles
223.92212.16204.9169.96177.24
General Risks - Civil Liability
50.3542.9636.1469.4528.18
General Risks - Dishonesty
13.6316.5715.9829.936.35
General Risks - Fire and Similar Items
50.6281.2171.9120.3459.71
General Risks - Transport
18.2317.3416.2415.1520.08
General Risks - Theft and Robbery
39.2237.1838.2622.4415.83
General Risks - Agricultural
28.8424.2316.6317.2711.75
General Risks - Sureties (Bonds)
19.5217.4919.8638.4717.75
General Risks - Technical Segments
34.6429.3725.813.8230.1
General Risks - Other
29.8720.0519.5321.4617.7
Life Insurance - Payment Protection Insurance
162.09131.57140.73126.3798.08
Life Insurance - Pension
270.81135.21201.59198.85116.03
Life Insurance - Life Annuity
67.9861.68112.23117.9948.99
Life Insurance - Hazardous Work Supplemental Insurance
253.98294.87275.4272.81152.61
Life Insurance - Life
126.5457.41109.1636.8866.72
Life Insurance - Short-Term - Burial
38.5639.3737.5513.1930.57
Life Insurance - Life Group
2.2362.95-104.35.6515.4
Life Insurance - Annuity
37.4223.6754.9538.01-1.16
Health Risks - Hazardous Work Supplementary Insurance
10894.7988.2577.0660.56
Health Risks - Personal Accident
16.9615.1814.7312.350.79
Health Risks - Medical Assistance
119.59121.0130.1735.1103.38
Health risks - Health care plans
59.7947.73137.892.5323.77
Total
2,0431,8321,7651,4371,324

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
272.1319.4200.69173.14222.22412.26
Total Debt
85.3711.950.760.960.22
Net Cash (Debt)
186.73318.4198.74172.38221.26412.04
Net Cash Growth
-16.09%60.21%15.29%-22.09%-46.30%-13.47%
Net Cash Per Share
0.220.370.230.200.260.48

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-570.27307.1403.11209.13206.35
Capital Expenditures
--4.07-7.6-6.35-11.3-5.58
Free Cash Flow
-566.2299.5396.76197.83200.77
Free Cash Flow Growth
-89.05%-24.51%100.55%-1.46%-29.62%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
-15.33%20.98%13.49%5.10%6.94%
Pretax Margin
-12.70%15.75%12.54%5.75%7.04%
Profit Margin
-7.21%9.11%6.84%3.38%4.32%
FCF Margin
-22.21%12.65%18.09%10.49%11.84%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024
Period EndingAug '26 Dec '25 Dec '24
Dividend Per Share
0.070-0.070
Dividend Per Share Growth
20.98%--
Dividend Yield
8.93%-16.75%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
-3.282.152.495.584.84
P/FCF Ratio
0.811.071.550.941.801.77
PS Ratio
-0.240.200.170.190.21