La Positiva Seguros y Reaseguros S.A. (BVL:POSITIC1)

BVL:POSITIC1 Statistics

Total Valuation

BVL:POSITIC1 has a market cap or net worth of PEN 602.94 million. The enterprise value is 831.21 million.

Market Cap	602.94M
Enterprise Value	831.21M

Important Dates

The last earnings date was Thursday, February 5, 2026.

Earnings Date	Feb 5, 2026
Ex-Dividend Date	n/a

Share Statistics

BVL:POSITIC1 has 773.00 million shares outstanding.

Current Share Class	773.00M
Shares Outstanding	773.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	8.73M

Valuation Ratios

The trailing PE ratio is 3.28.

PE Ratio	3.28
Forward PE	n/a
PS Ratio	0.22
PB Ratio	0.37
P/TBV Ratio	0.55
P/FCF Ratio	1.06
P/OCF Ratio	1.06
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.44, with an EV/FCF ratio of 1.47.

EV / Earnings	4.52
EV / Sales	0.31
EV / EBITDA	1.44
EV / EBIT	1.50
EV / FCF	1.47

Financial Position

The company has a current ratio of 0.73, with a Debt / Equity ratio of 0.00.

Current Ratio	0.73
Quick Ratio	0.44
Debt / Equity	0.00
Debt / EBITDA	0.00
Debt / FCF	0.00
Interest Coverage	2.59

Financial Efficiency

Return on equity (ROE) is 19.77% and return on invested capital (ROIC) is 33.21%.

Return on Equity (ROE)	19.77%
Return on Assets (ROA)	3.54%
Return on Invested Capital (ROIC)	33.21%
Return on Capital Employed (ROCE)	7.73%
Weighted Average Cost of Capital (WACC)	38.49%
Revenue Per Employee	2.53M
Profits Per Employee	171,397
Employee Count	1,072
Asset Turnover	0.28
Inventory Turnover	n/a

Taxes

In the past 12 months, BVL:POSITIC1 has paid 13.97 million in taxes.

Income Tax	13.97M
Effective Tax Rate	4.31%

Stock Price Statistics

The stock price has increased by +30.33% in the last 52 weeks. The beta is 0.06, so BVL:POSITIC1's price volatility has been lower than the market average.

Beta (5Y)	0.06
52-Week Price Change	+30.33%
50-Day Moving Average	0.78
200-Day Moving Average	0.64
Relative Strength Index (RSI)	99.98
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVL:POSITIC1 had revenue of PEN 2.71 billion and earned 183.74 million in profits. Earnings per share was 0.24.

Revenue	2.71B
Gross Profit	944.85M
Operating Income	554.36M
Pretax Income	323.84M
Net Income	183.74M
EBITDA	579.04M
EBIT	554.36M
Earnings Per Share (EPS)	0.24

Balance Sheet

The company has 447.97 million in cash and 1.00 million in debt, with a net cash position of 323.12 million or 0.42 per share.

Cash & Cash Equivalents	447.97M
Total Debt	1.00M
Net Cash	323.12M
Net Cash Per Share	0.42
Equity (Book Value)	1.65B
Book Value Per Share	1.42
Working Capital	-777.90M

Cash Flow

In the last 12 months, operating cash flow was 570.27 million and capital expenditures -4.07 million, giving a free cash flow of 566.20 million.

Operating Cash Flow	570.27M
Capital Expenditures	-4.07M
Free Cash Flow	566.20M
FCF Per Share	0.73

Margins

Gross margin is 34.84%, with operating and profit margins of 20.44% and 6.77%.

Gross Margin	34.84%
Operating Margin	20.44%
Pretax Margin	11.94%
Profit Margin	6.77%
EBITDA Margin	21.35%
EBIT Margin	20.44%
FCF Margin	20.88%

Dividends & Yields

This stock pays an annual dividend of 0.08, which amounts to a dividend yield of 9.86%.

Dividend Per Share	0.08
Dividend Yield	9.86%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	73.30%
Buyback Yield	n/a
Shareholder Yield	9.86%
Earnings Yield	30.47%
FCF Yield	93.91%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 13, 2025. It was a forward split with a ratio of 1.16964998.

Last Split Date	Jun 13, 2025
Split Type	Forward
Split Ratio	1.16964998

Scores

Altman Z-Score	n/a
Piotroski F-Score	6