Quálitas Compañía de Seguros S.A. (BVL:QUALSGC1)

Peru · Delayed Price · Currency is PEN

0.1600

0.00 (0.00%)

At close: Nov 9, 2026

BVL:QUALSGC1 Financials Overview

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	133.87	114.18	97.97	79.69	72.98	59.32
Revenue Growth	18.24%	16.55%	22.94%	9.19%	23.03%	53.06%
Operating Income	-16.44	-14.31	-2.07	-10.82	-7.45	3.62
Net Income	-11.56	-10.97	0.03	-7.45	-5.51	3.12
Earnings Per Share	-0.04	-0.04	0.00	-0.03	-0.02	0.01
EPS Growth	-	-	-	-	-	-36.75%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Vehicles	127.36	108.48	92.9	74.33	70.04	58.93
Mandatory Traffic Accident Insurance	2.18	1.74	0.66	0.27	0.3	0.11
Total	129.54	110.22	93.56	74.61	70.34	59.03

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	16.98	11.17	25.53	32.9	63.06	50.64
Total Debt	-	-	-	-	-	3.29
Net Cash (Debt)	16.98	11.17	25.53	32.9	63.06	47.35
Net Cash Growth	36.60%	-56.25%	-22.40%	-47.83%	33.18%	17.96%
Net Cash Per Share	0.05	0.04	0.09	0.13	0.26	0.20

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-1.63	-9.07	-5.99	-10.83	3.45	8.37
Capital Expenditures	-1.37	-25.85	-2.38	-0.37	-0.34	-0.42
Free Cash Flow	-3	-34.91	-8.37	-11.2	3.11	7.95
Free Cash Flow Growth	-	-	-	-	-60.89%	-49.10%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	-12.28%	-12.53%	-2.11%	-13.58%	-10.20%	6.10%
Pretax Margin	-11.33%	-12.55%	-0.44%	-12.52%	-10.89%	7.36%
Profit Margin	-8.63%	-9.61%	0.03%	-9.35%	-7.56%	5.27%
FCF Margin	-2.24%	-30.58%	-8.55%	-14.06%	4.26%	13.41%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	1292.93	-	-	12.08
P/FCF Ratio	-	-	-	-	13.11	4.74
PS Ratio	0.38	0.44	0.45	0.53	0.56	0.64