BVL:QUALSGC1 Ratios and Metrics

Market cap in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	50	50	44	42	41	38
Market Cap Growth	14.76%	14.76%	3.55%	3.58%	8.10%	-
Enterprise Value	39	38	9	-4	-27	-8
PE Ratio	-	-	1292.93	-	-	12.08
PS Ratio	0.44	0.44	0.45	0.53	0.56	0.64
PB Ratio	0.56	0.56	0.73	0.85	0.86	1.10
P/FCF Ratio	-	-	-	-	13.11	4.74
P/OCF Ratio	-	-	-	-	11.82	4.51
EV/Sales Ratio	0.34	0.33	0.09	-	-	-
EV/FCF Ratio	-1.10	-	-	-	-	-
Debt / Equity Ratio	-	-	-	-	-	0.10
Debt / EBITDA Ratio	-	-	-	-	-	0.72
Debt / FCF Ratio	-	-	-	-	-	0.41
Net Debt / Equity Ratio	-0.12	-0.12	-0.43	-0.66	-1.33	-1.37
Net Debt / EBITDA Ratio	0.91	0.91	31.62	3.39	9.84	-10.39
Net Debt / FCF Ratio	0.32	0.32	3.05	2.94	-20.27	-5.95
Quick Ratio	2.96	2.96	2.91	2.70	3.39	3.19
Current Ratio	2.99	2.99	2.95	2.73	3.40	3.21
Asset Turnover	0.54	0.54	0.61	0.60	0.64	0.69
Return on Equity (ROE)	-14.71%	-14.71%	0.06%	-15.29%	-13.45%	9.45%
Return on Assets (ROA)	-4.09%	-4.09%	-0.80%	-5.06%	-4.07%	2.61%
Return on Invested Capital (ROIC)	-15.19%	-18.57%	-3.77%	-22.21%	-17.46%	7.12%
Earnings Yield	-21.85%	-21.85%	0.08%	-17.63%	-13.52%	8.28%
FCF Yield	-70.54%	-70.54%	-19.14%	-26.51%	7.63%	21.08%
Buyback Yield / Dilution	-12.72%	-12.72%	-3.73%	-5.96%	-4.29%	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.