Quálitas Compañía de Seguros S.A. (BVL:QUALSGC1)

BVL:QUALSGC1 Statistics

Total Valuation

BVL:QUALSGC1 has a market cap or net worth of PEN 50.21 million. The enterprise value is -220.06 million.

Market Cap	50.21M
Enterprise Value	-220.06M

Important Dates

The next estimated earnings date is Monday, April 20, 2026.

Earnings Date	Apr 20, 2026
Ex-Dividend Date	n/a

Share Statistics

BVL:QUALSGC1 has 313.80 million shares outstanding.

Current Share Class	313.80M
Shares Outstanding	313.80M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+6.55%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	40.39M

Valuation Ratios

The trailing PE ratio is 0.05.

PE Ratio	0.05
Forward PE	n/a
PS Ratio	0.00
PB Ratio	0.02
P/TBV Ratio	0.02
P/FCF Ratio	0.07
P/OCF Ratio	0.06
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-0.22
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-0.29

Financial Position

The company has a current ratio of 17.67, with a Debt / Equity ratio of 0.04.

Current Ratio	17.67
Quick Ratio	16.30
Debt / Equity	0.04
Debt / EBITDA	0.08
Debt / FCF	0.15
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 39.06% and return on invested capital (ROIC) is 58.64%.

Return on Equity (ROE)	39.06%
Return on Assets (ROA)	4.87%
Return on Invested Capital (ROIC)	58.64%
Return on Capital Employed (ROCE)	7.42%
Weighted Average Cost of Capital (WACC)	1.29%
Revenue Per Employee	72.23M
Profits Per Employee	5.56M
Employee Count	177
Asset Turnover	0.73
Inventory Turnover	53.86

Taxes

In the past 12 months, BVL:QUALSGC1 has paid 401.97 million in taxes.

Income Tax	401.97M
Effective Tax Rate	28.42%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	0.16
200-Day Moving Average	0.16
Relative Strength Index (RSI)	n/a
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVL:QUALSGC1 had revenue of PEN 13.15 billion and earned 1.01 billion in profits. Earnings per share was 3.23.

Revenue	13.15B
Gross Profit	2.42B
Operating Income	1.41B
Pretax Income	1.41B
Net Income	1.01B
EBITDA	1.47B
EBIT	1.41B
Earnings Per Share (EPS)	3.23

Balance Sheet

The company has 656.36 million in cash and 115.14 million in debt, with a net cash position of 270.27 million or 0.86 per share.

Cash & Cash Equivalents	656.36M
Total Debt	115.14M
Net Cash	270.27M
Net Cash Per Share	0.86
Equity (Book Value)	2.79B
Book Value Per Share	8.90
Working Capital	9.78B

Cash Flow

In the last 12 months, operating cash flow was 890.28 million and capital expenditures -132.72 million, giving a free cash flow of 757.56 million.

Operating Cash Flow	890.28M
Capital Expenditures	-132.72M
Depreciation & Amortization	n/a
Net Borrowing	-33.87M
Free Cash Flow	757.56M
FCF Per Share	2.41

Margins

Gross margin is 18.37%, with operating and profit margins of 10.69% and 7.70%.

Gross Margin	18.37%
Operating Margin	10.69%
Pretax Margin	10.76%
Profit Margin	7.70%
EBITDA Margin	11.22%
EBIT Margin	10.69%
FCF Margin	5.76%

Dividends & Yields

BVL:QUALSGC1 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	74.76%
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	2,016.18%
FCF Yield	1,508.86%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4