BVL:RIMSEGC1 Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	386.98	428.35	422.49	310.31	91.68	235.08
Depreciation & Amortization	92.82	75.01	71.64	67.8	50.52	36.71
Other Amortization	82.75	82.75	65.04	49.22	36.12	35.11
Gain (Loss) on Sale of Investments	326.13	-135.86	-215.98	-97.74	-258.72	-212.39
Change in Accounts Receivable	345.6	48.85	5.73	279	-227.55	-54
Reinsurance Recoverable	353	214.35	-219.16	51.02	-135.83	-9.92
Change in Unearned Revenue	31.06	31.06	-18.95	-33.32	44.74	10.92
Change in Income Taxes	119.76	119.76	-149.43	-126.01	19.22	276.41
Change in Insurance Reserves / Liabilities	-842.01	-162.29	-115.27	144.13	231.38	-94.97
Change in Other Net Operating Assets	159.34	25.63	449.17	-54.2	-373.1	-232.01
Other Operating Activities	988.53	943.43	419.63	548.67	585.55	1,184
Operating Cash Flow	1,585	1,470	731.34	984.87	268.78	1,389
Operating Cash Flow Growth	39.64%	100.99%	-25.74%	266.42%	-80.65%	-3.20%
Capital Expenditures	-257.74	-117.7	-45.53	-77.3	-395.93	-48.25
Sale of Property, Plant & Equipment	9.28	-	-	-	-	-
Purchase / Sale of Intangible Assets	-134.66	-118.38	-97.14	-106.73	-91.73	-62.45
Investment in Securities	-13,156	-13,115	-13,121	-2,109	-4,712	-8,381
Other Investing Activities	12,259	12,290	12,446	1,345	5,059	7,268
Investing Cash Flow	-1,279	-1,060	-869.57	-958.41	-185.5	-1,223
Long-Term Debt Issued	-	45.69	120.2	-	-	96
Total Debt Repaid	-94.71	-121.02	-91.7	-30.47	-16.88	-84.21
Net Debt Issued (Repaid)	9.28	-75.32	28.5	-30.47	-16.88	11.79
Common Dividends Paid	-142.5	-131.25	-76.12	-	-55.5	-
Other Financing Activities	0.26	-	-	-	-	-
Financing Cash Flow	-132.95	-206.57	-47.62	-30.47	-72.38	11.79
Foreign Exchange Rate Adjustments	-	-	-	-	-	-25.5
Net Cash Flow	173.27	203.53	-185.85	-4.01	10.9	152.43
Free Cash Flow	1,327	1,352	685.81	907.56	-127.15	1,341
Free Cash Flow Growth	20.64%	97.17%	-24.43%	-	-	-3.67%
Free Cash Flow Margin	21.31%	23.75%	12.53%	18.13%	-2.61%	31.58%
Free Cash Flow Per Share	0.60	0.62	0.31	0.41	-0.06	0.61
Levered Free Cash Flow	208.7	519.14	-644.5	167.04	-467.59	502.92
Unlevered Free Cash Flow	233.63	544.07	-614.19	187.33	-453.93	508.56
Change in Working Capital	-268.34	74.67	-48.12	87.68	-252.31	66.68

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.