BVL:RIMSEGC1 Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	449.02	428.35	422.49	310.31	91.68
Depreciation & Amortization	174.16	75.01	71.64	67.8	50.52
Other Amortization	-	82.75	65.04	49.22	36.12
Gain (Loss) on Sale of Investments	551.46	-135.86	-215.98	-97.74	-258.72
Change in Accounts Receivable	172.12	48.85	5.73	279	-227.55
Reinsurance Recoverable	136.45	214.35	-219.16	51.02	-135.83
Change in Unearned Revenue	-	31.06	-18.95	-33.32	44.74
Change in Income Taxes	-	119.76	-149.43	-126.01	19.22
Change in Insurance Reserves / Liabilities	-787.63	-162.29	-115.27	144.13	231.38
Change in Other Net Operating Assets	-19.42	25.63	449.17	-54.2	-373.1
Other Operating Activities	1,118	943.43	419.63	548.67	585.55
Operating Cash Flow	1,611	1,470	731.34	984.87	268.78
Operating Cash Flow Growth	9.61%	100.99%	-25.74%	266.42%	-80.65%
Capital Expenditures	-243.37	-117.7	-45.53	-77.3	-395.93
Sale of Property, Plant & Equipment	52.32	-	-	-	-
Purchase / Sale of Intangible Assets	-141.77	-118.38	-97.14	-106.73	-91.73
Investment in Securities	-1,045	-13,115	-13,121	-2,109	-4,712
Other Investing Activities	16.27	12,290	12,446	1,345	5,059
Investing Cash Flow	-1,361	-1,060	-869.57	-958.41	-185.5
Long-Term Debt Issued	57.48	45.69	120.2	-	-
Total Debt Repaid	-	-121.02	-91.7	-30.47	-16.88
Net Debt Issued (Repaid)	57.48	-75.32	28.5	-30.47	-16.88
Common Dividends Paid	-142.5	-131.25	-76.12	-	-55.5
Other Financing Activities	-0.56	-	-	-	-
Financing Cash Flow	-85.58	-206.57	-47.62	-30.47	-72.38
Net Cash Flow	164.48	203.53	-185.85	-4.01	10.9
Free Cash Flow	1,368	1,352	685.81	907.56	-127.15
Free Cash Flow Growth	1.16%	97.17%	-24.43%	-	-
Free Cash Flow Margin	21.02%	23.75%	12.53%	18.13%	-2.61%
Free Cash Flow Per Share	0.63	0.62	0.31	0.41	-0.06
Levered Free Cash Flow	-41.84	519.14	-644.5	167.04	-467.59
Unlevered Free Cash Flow	-41.84	544.07	-614.19	187.33	-453.93
Change in Working Capital	-698.57	74.67	-48.12	87.68	-252.31

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.