RIMAC Seguros y Reaseguros S.A. (BVL:RIMSEGC1)
Peru flag Peru · Delayed Price · Currency is PEN
1.330
0.00 (0.00%)
Last updated: Aug 17, 2026, 9:30 AM PET

BVL:RIMSEGC1 Financials Overview

Millions PEN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,7026,6525,6945,4755,0074,869
Revenue Growth
24.69%16.83%3.99%9.35%2.84%14.67%
Operating Income
521.79599.72481.81532.85401.290.38
Net Income
424.53449.01428.35422.49310.3191.68
Earnings Per Share
0.190.200.190.190.140.04
EPS Growth
-11.04%4.81%1.39%36.15%238.48%-61.00%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
General Risks - Fire and Associated Hazards
288.61279.79287.69264.13248.87263.34
General Risks - Vehicles
644.42642.53614.81589.46556.61523.34
General Risks - Contractor ALL Risk Insurance
49.1956.3440.9531.0136.4433.89
General Risks - Civil Liability
55.3257.9560.4861.0857.549.26
General Risks - Theft and Robbery
70.0170.5967.8259.279.4963.43
General Risks - Damage to Machinery
25.3528.0728.5426.2227.0130.99
General Risks - Transport
21.6320.0822.1323.7260.1926.2
General Risks - Mandatory Traffic Accident Insurance (SOAT)
75.9477.1579.4982.4530.2575.07
General Risks - Dishonesty
18.2219.3424.6524.424.6227.16
General Risks - Maritime Insurance-Hull
18.3320.323.0624.1824.5427.22
General Risks - Other
50.1648.1950.6941.4541.4743.29
Health Risks - Medical Assistance
726.77726.47705.57674.19645.28609.54
Health Risks - Personal Accident
42.4149.5858.1648.4264.9357.4
Life Insurance - Payment Protection Insurance
497.9472.87390.75359.5184.47226.68
Life Insurance - Mandatory Life Insurance
93.36105.9582.9776.1640.9972.41
Life Insurance - Burial
29.7929.7129.7331.1129.3327.89
Life Insurance - Life Group
11.211.5415.3912.7131.3510.46
Life Insurance - Pension
120.14111.712.2855.91482.8236.55
Life Insurance - Individual Life Insurance
626.84586.86410.24324.42302.38388.18
Life Insurance - Annuity
212.17243.73190.31253.368.37132.49
Life Insurance - Hazardous Work Supplemental Insurance
-8.5532.47.54-22.47-91.84-31.66
Life Insurance - Annuities
142.16102.9798.9689.7378.12108.25
Health Risks - Health Plans - Health Service Provider
-1,1861,0871,022936.13879.95
Health Risks - Complementary Work Risk Insurance-Health Services Provider
-86.4774.6756.3451.0788.45
Health Risks - Optional-EPS
-141.02122.62114.06105.11105.18
Total
5,2245,2074,5764,3224,0163,875

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
816.18838.37657.4452.01643.05647.39
Total Debt
-108.5183.75142.5998.51181.01
Net Cash (Debt)
816.18729.86573.65309.42544.53466.39
Net Cash Growth
53.91%27.23%85.40%-43.18%16.75%-2.21%
Net Cash Per Share
0.360.320.250.140.240.20

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,5101,5721,466731.34984.87268.78
Capital Expenditures
-243.37-243.37-117.7-45.53-77.3-395.93
Free Cash Flow
1,2661,3291,349685.81907.56-127.15
Free Cash Flow Growth
-15.68%-1.47%96.63%-24.43%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
7.79%9.01%8.46%9.73%8.01%0.01%
Pretax Margin
6.42%6.83%7.99%8.17%6.71%1.92%
Profit Margin
6.33%6.75%7.52%7.72%6.20%1.88%
FCF Margin
18.89%19.97%23.68%12.53%18.13%-2.61%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
0.063-0.0630.0580.033
Dividend Per Share Growth
-70.53%-8.51%72.45%-
Dividend Yield
4.70%-8.02%9.65%7.19%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.154.934.553.804.0217.39
P/FCF Ratio
2.391.671.452.341.38-
PS Ratio
0.450.330.340.290.250.33