Scotiabank Perú Income Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	5,006	5,894	5,989	4,894	3,741
Interest Paid on Deposits	1,580	1,985	2,360	1,406	560.49
Net Interest Income	3,426	3,909	3,628	3,488	3,180
Net Interest Income Growth (YoY)	-12.35%	7.74%	4.02%	9.68%	-22.98%
Gain (Loss) on Sale of Assets	-	46.08	7.65	5.27	3.55
Gain (Loss) on Sale of Investments	-	164.5	101.17	23.67	8.05
Gain (Loss) on Sale of Equity Investments	-	9.62	9.98	16.93	31.62
Other Non-Interest Income	1,128	888.44	759.3	1,059	978.74
Total Non-Interest Income	1,128	1,109	878.09	1,105	1,022
Non-Interest Income Growth (YoY)	1.77%	26.25%	-20.54%	8.13%	6.55%
Revenues Before Loan Losses	4,554	5,018	4,506	4,593	4,202
Provision for Loan Losses	809	1,925	1,650	818.04	1,013
Revenue	3,745	3,093	2,857	3,775	3,189
Revenue Growth (YoY)	21.10%	8.27%	-24.33%	18.37%	48.24%
Occupancy Expenses	-	33.17	37.46	29.13	43.13
Amortization of Goodwill & Intangibles	-	40.84	61.51	65.8	66.62
Selling, General & Administrative	1,789	1,748	1,716	1,642	1,680
Other Non-Interest Expense	-99.57	100.95	39.56	51.95	68.63
Total Non-Interest Expense	1,689	1,923	1,855	1,788	1,859
EBT Excluding Unusual Items	2,056	1,170	1,002	1,987	1,330
Asset Writedown	-176.03	-	-	-	-
Pretax Income	1,880	1,170	1,002	1,987	1,330
Income Tax Expense	398.23	215.66	222.43	570.71	298.29
Earnings From Continuing Operations	1,482	954.39	779.51	1,416	1,032
Minority Interest in Earnings	-4.68	5.11	9.93	-1.96	6.5
Net Income	1,478	959.5	789.44	1,414	1,039
Net Income to Common	1,478	959.5	789.44	1,414	1,039
Net Income Growth	53.99%	21.54%	-44.17%	36.14%	295.19%
Basic Shares Outstanding	820	827	823	823	823
Diluted Shares Outstanding	820	827	823	823	823
Shares Change (YoY)	-0.87%	0.54%	-	-	-
EPS (Basic)	1.80	1.16	0.96	1.72	1.26
EPS (Diluted)	1.80	1.16	0.96	1.72	1.26
EPS Growth	55.34%	20.88%	-44.17%	36.14%	295.19%
Dividend Per Share	-	-	0.806	-	-
Effective Tax Rate	21.18%	18.43%	22.20%	28.73%	22.42%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.