Scotiabank Perú S.A.A. (BVL:SCOTIAC1)

Scotiabank Perú Income Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	5,434	5,894	5,989	4,894	3,741	5,123
Interest Paid on Deposits	1,768	1,985	2,360	1,406	560.49	993.65
Net Interest Income	3,666	3,909	3,628	3,488	3,180	4,129
Net Interest Income Growth (YoY)	-2.42%	7.74%	4.02%	9.68%	-22.98%	-6.09%
Gain (Loss) on Sale of Assets	-38.84	46.08	7.65	5.27	3.55	0.41
Gain (Loss) on Sale of Investments	85.97	164.5	101.17	23.67	8.05	170.56
Gain (Loss) on Sale of Equity Investments	5.22	9.62	9.98	16.93	31.62	15.15
Other Non-Interest Income	1,242	888.44	759.3	1,059	978.74	773.01
Total Non-Interest Income	1,294	1,109	878.09	1,105	1,022	959.13
Non-Interest Income Growth (YoY)	54.95%	26.25%	-20.54%	8.13%	6.55%	-21.26%
Revenues Before Loan Losses	4,961	5,018	4,506	4,593	4,202	5,088
Provision for Loan Losses	1,352	1,925	1,650	818.04	1,013	2,937
Revenue	3,608	3,093	2,857	3,775	3,189	2,151
Revenue Growth (YoY)	38.25%	8.27%	-24.33%	18.37%	48.24%	-46.43%
Occupancy Expenses	33.17	33.17	37.46	29.13	43.13	52.82
Amortization of Goodwill & Intangibles	40.84	40.84	61.51	65.8	66.62	59.82
Selling, General & Administrative	1,740	1,748	1,716	1,642	1,680	1,729
Other Non-Interest Expense	-92.74	100.95	39.56	51.95	68.63	54.64
Total Non-Interest Expense	1,722	1,923	1,855	1,788	1,859	1,896
EBT Excluding Unusual Items	1,887	1,170	1,002	1,987	1,330	255.45
Pretax Income	1,995	1,170	1,002	1,987	1,330	255.45
Income Tax Expense	365.89	215.66	222.43	570.71	298.29	3
Earnings From Continuing Operations	1,629	954.39	779.51	1,416	1,032	252.44
Minority Interest in Earnings	-1.49	5.11	9.93	-1.96	6.5	10.36
Net Income	1,627	959.5	789.44	1,414	1,039	262.8
Net Income to Common	1,627	959.5	789.44	1,414	1,039	262.8
Net Income Growth	274.35%	21.54%	-44.17%	36.14%	295.19%	-82.04%
Basic Shares Outstanding	-	827	823	823	823	823
Diluted Shares Outstanding	-	827	823	823	823	823
Shares Change (YoY)	-	0.54%	-	-	-	-
EPS (Basic)	-	1.16	0.96	1.72	1.26	0.32
EPS (Diluted)	-	1.16	0.96	1.72	1.26	0.32
EPS Growth	-	20.88%	-44.17%	36.14%	295.19%	-82.04%
Dividend Per Share	-	-	0.806	-	-	-
Effective Tax Rate	18.34%	18.43%	22.20%	28.73%	22.42%	1.18%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.