UnitedHealth Group Incorporated (BVL:UNH)

UnitedHealth Group Ratios and Metrics

Market cap in millions PEN. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 10, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	1,114,964	1,755,812	1,808,272	1,886,926	1,887,839	1,202,928
Market Cap Growth	-44.37%	-2.90%	-4.17%	-0.05%	56.94%	30.37%
Enterprise Value	1,321,732	1,965,249	1,934,308	1,955,859	2,008,524	1,314,872
PE Ratio	14.79	32.32	21.76	24.62	27.36	21.60
PS Ratio	0.74	1.16	1.31	1.53	1.64	1.29
PB Ratio	3.01	4.54	4.92	5.74	6.18	4.72
P/FCF Ratio	12.46	22.48	18.96	21.17	23.78	16.54
P/OCF Ratio	10.88	19.23	16.75	18.90	21.17	15.01
EV/Sales Ratio	0.92	1.30	1.40	1.58	1.75	1.41
EV/EBITDA Ratio	11.09	14.89	14.83	16.65	19.23	14.85
EV/EBIT Ratio	12.61	16.14	16.10	18.06	20.99	16.23
EV/FCF Ratio	14.78	25.17	20.28	21.94	25.30	18.07
Debt / Equity Ratio	0.76	0.80	0.63	0.67	0.60	0.62
Debt / EBITDA Ratio	2.26	2.25	1.78	1.87	1.76	1.77
Debt / FCF Ratio	3.13	3.95	2.44	2.46	2.31	2.16
Quick Ratio	0.77	0.75	0.69	0.65	0.66	0.62
Current Ratio	0.85	0.83	0.75	0.73	0.73	0.69
Asset Turnover	1.42	1.40	1.43	1.42	1.41	1.39
Return on Equity (ROE)	21.65%	15.13%	24.98%	25.35%	24.12%	23.77%
Return on Assets (ROA)	6.46%	7.06%	7.79%	7.76%	7.32%	7.54%
Return on Capital (ROIC)	10.73%	11.67%	13.24%	13.34%	12.67%	12.91%
Earnings Yield	6.76%	3.09%	4.60%	4.06%	3.65%	4.63%
FCF Yield	8.02%	4.45%	5.27%	4.72%	4.21%	6.05%
Dividend Yield	8.71%	1.64%	1.45%	1.24%	1.21%	-
Payout Ratio	36.54%	52.29%	30.21%	29.78%	30.55%	29.76%
Buyback Yield / Dilution	1.07%	0.96%	1.26%	0.63%	0.52%	0.52%
Total Shareholder Return	9.79%	2.60%	2.71%	1.86%	1.73%	0.52%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.