UnitedHealth Group Incorporated (BVL:UNH)

UnitedHealth Group Statistics

Total Valuation

BVL:UNH has a market cap or net worth of PEN 979.59 billion. The enterprise value is 1.19 trillion.

Market Cap	979.59B
Enterprise Value	1.19T

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	Sep 15, 2025

Share Statistics

Current Share Class	905.84M
Shares Outstanding	n/a
Shares Change (YoY)	-1.61%
Shares Change (QoQ)	-0.22%
Owned by Insiders (%)	0.18%
Owned by Institutions (%)	83.21%
Float	897.99M

Valuation Ratios

The trailing PE ratio is 16.06 and the forward PE ratio is 18.55.

PE Ratio	16.06
Forward PE	18.55
PS Ratio	0.65
PB Ratio	2.67
P/TBV Ratio	n/a
P/FCF Ratio	16.26
P/OCF Ratio	13.48
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.49, with an EV/FCF ratio of 19.81.

EV / Earnings	19.56
EV / Sales	0.81
EV / EBITDA	11.49
EV / EBIT	13.35
EV / FCF	19.81

Financial Position

The company has a current ratio of 0.82, with a Debt / Equity ratio of 0.76.

Current Ratio	0.82
Quick Ratio	0.74
Debt / Equity	0.76
Debt / EBITDA	2.62
Debt / FCF	4.61
Interest Coverage	6.54

Financial Efficiency

Return on equity (ROE) is 17.48% and return on invested capital (ROIC) is 8.94%.

Return on Equity (ROE)	17.48%
Return on Assets (ROA)	5.36%
Return on Invested Capital (ROIC)	8.94%
Return on Capital Employed (ROCE)	13.20%
Revenue Per Employee	3.77M
Profits Per Employee	152,457
Employee Count	400,000
Asset Turnover	1.42
Inventory Turnover	n/a

Taxes

In the past 12 months, BVL:UNH has paid 13.30 billion in taxes.

Income Tax	13.30B
Effective Tax Rate	17.27%

Stock Price Statistics

The stock price has decreased by -46.35% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-46.35%
50-Day Moving Average	343.96
200-Day Moving Average	369.88
Relative Strength Index (RSI)	41.56
Average Volume (20 Days)	50

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.21

Income Statement

In the last 12 months, BVL:UNH had revenue of PEN 1.51 trillion and earned 60.98 billion in profits. Earnings per share was 66.63.

Revenue	1.51T
Gross Profit	297.24B
Operating Income	91.38B
Pretax Income	77.00B
Net Income	60.98B
EBITDA	101.38B
EBIT	91.38B
Earnings Per Share (EPS)	66.63

Balance Sheet

The company has 106.14 billion in cash and 277.84 billion in debt, giving a net cash position of -183.50 billion.

Cash & Cash Equivalents	106.14B
Total Debt	277.84B
Net Cash	-183.50B
Net Cash Per Share	n/a
Equity (Book Value)	366.86B
Book Value Per Share	366.56
Working Capital	-70.93B

Cash Flow

In the last 12 months, operating cash flow was 72.66 billion and capital expenditures -12.43 billion, giving a free cash flow of 60.23 billion.

Operating Cash Flow	72.66B
Capital Expenditures	-12.43B
Free Cash Flow	60.23B
FCF Per Share	n/a

Margins

Gross margin is 19.70%, with operating and profit margins of 6.06% and 4.04%.

Gross Margin	19.70%
Operating Margin	6.06%
Pretax Margin	5.10%
Profit Margin	4.04%
EBITDA Margin	6.72%
EBIT Margin	6.06%
FCF Margin	3.99%

Dividends & Yields

This stock pays an annual dividend of 31.20, which amounts to a dividend yield of 9.75%.

Dividend Per Share	31.20
Dividend Yield	9.75%
Dividend Growth (YoY)	4.64%
Years of Dividend Growth	5
Payout Ratio	44.61%
Buyback Yield	1.61%
Shareholder Yield	11.36%
Earnings Yield	6.23%
FCF Yield	6.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6