UnitedHealth Group Incorporated (BVL:UNH)

UnitedHealth Group Statistics

Total Valuation

BVL:UNH has a market cap or net worth of PEN 880.27 billion. The enterprise value is 1.11 trillion.

Market Cap	880.27B
Enterprise Value	1.11T

Important Dates

The next estimated earnings date is Tuesday, April 14, 2026.

Earnings Date	Apr 14, 2026
Ex-Dividend Date	Mar 9, 2026

Share Statistics

Current Share Class	907.68M
Shares Outstanding	n/a
Shares Change (YoY)	-1.94%
Shares Change (QoQ)	+0.22%
Owned by Insiders (%)	0.17%
Owned by Institutions (%)	83.69%
Float	900.01M

Valuation Ratios

The trailing PE ratio is 21.70 and the forward PE ratio is 15.76.

PE Ratio	21.70
Forward PE	15.76
PS Ratio	0.58
PB Ratio	2.57
P/TBV Ratio	n/a
P/FCF Ratio	16.28
P/OCF Ratio	13.28
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.89, with an EV/FCF ratio of 20.48.

EV / Earnings	27.31
EV / Sales	0.72
EV / EBITDA	13.89
EV / EBIT	17.01
EV / FCF	20.48

Financial Position

The company has a current ratio of 0.79, with a Debt / Equity ratio of 0.82.

Current Ratio	0.79
Quick Ratio	0.70
Debt / Equity	0.82
Debt / EBITDA	3.57
Debt / FCF	5.16
Interest Coverage	4.74

Financial Efficiency

Return on equity (ROE) is 12.54% and return on invested capital (ROIC) is 8.92%.

Return on Equity (ROE)	12.54%
Return on Assets (ROA)	3.90%
Return on Invested Capital (ROIC)	8.92%
Return on Capital Employed (ROCE)	9.74%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	3.86M
Profits Per Employee	103,997
Employee Count	390,000
Asset Turnover	1.47
Inventory Turnover	102.72

Taxes

In the past 12 months, BVL:UNH has paid 6.36 billion in taxes.

Income Tax	6.36B
Effective Tax Rate	12.86%

Stock Price Statistics

The stock price has decreased by -43.27% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-43.27%
50-Day Moving Average	306.16
200-Day Moving Average	315.28
Relative Strength Index (RSI)	41.62
Average Volume (20 Days)	32

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.64

Income Statement

In the last 12 months, BVL:UNH had revenue of PEN 1.51 trillion and earned 40.56 billion in profits. Earnings per share was 44.51.

Revenue	1.51T
Gross Profit	278.95B
Operating Income	63.80B
Pretax Income	49.44B
Net Income	40.56B
EBITDA	72.75B
EBIT	63.80B
Earnings Per Share (EPS)	44.51

Balance Sheet

The company has 94.60 billion in cash and 279.24 billion in debt, with a net cash position of -197.27 billion.

Cash & Cash Equivalents	94.60B
Total Debt	279.24B
Net Cash	-197.27B
Net Cash Per Share	n/a
Equity (Book Value)	342.13B
Book Value Per Share	349.45
Working Capital	-81.80B

Cash Flow

In the last 12 months, operating cash flow was 66.26 billion and capital expenditures -12.19 billion, giving a free cash flow of 54.08 billion.

Operating Cash Flow	66.26B
Capital Expenditures	-12.19B
Free Cash Flow	54.08B
FCF Per Share	n/a

Margins

Gross margin is 18.53%, with operating and profit margins of 4.24% and 2.69%.

Gross Margin	18.53%
Operating Margin	4.24%
Pretax Margin	3.28%
Profit Margin	2.69%
EBITDA Margin	4.83%
EBIT Margin	4.24%
FCF Margin	3.59%

Dividends & Yields

This stock pays an annual dividend of 30.84, which amounts to a dividend yield of 10.89%.

Dividend Per Share	30.84
Dividend Yield	10.89%
Dividend Growth (YoY)	-1.72%
Years of Dividend Growth	6
Payout Ratio	65.66%
Buyback Yield	1.94%
Shareholder Yield	12.83%
Earnings Yield	4.61%
FCF Yield	6.14%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6