UnitedHealth Group Incorporated (BVL:UNH)

UnitedHealth Group Statistics

Total Valuation

BVL:UNH has a market cap or net worth of PEN 1.10 trillion. The enterprise value is 1.31 trillion.

Market Cap	1.10T
Enterprise Value	1.31T

Important Dates

The next estimated earnings date is Monday, October 13, 2025.

Earnings Date	Oct 13, 2025
Ex-Dividend Date	Sep 15, 2025

Share Statistics

Current Share Class	905.67M
Shares Outstanding	n/a
Shares Change (YoY)	-1.07%
Shares Change (QoQ)	-0.87%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	897.82M

Valuation Ratios

The trailing PE ratio is 14.55 and the forward PE ratio is 21.90.

PE Ratio	14.55
Forward PE	21.90
PS Ratio	0.73
PB Ratio	2.96
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.68, with an EV/FCF ratio of 14.64.

EV / Earnings	17.37
EV / Sales	0.88
EV / EBITDA	10.68
EV / EBIT	12.15
EV / FCF	14.64

Financial Position

The company has a current ratio of 0.85, with a Debt / Equity ratio of 0.76.

Current Ratio	0.85
Quick Ratio	0.76
Debt / Equity	0.76
Debt / EBITDA	2.26
Debt / FCF	3.13
Interest Coverage	7.50

Financial Efficiency

Return on equity (ROE) is 21.65% and return on invested capital (ROIC) is 10.73%.

Return on Equity (ROE)	21.65%
Return on Assets (ROA)	6.46%
Return on Invested Capital (ROIC)	10.73%
Return on Capital Employed (ROCE)	15.55%
Revenue Per Employee	3.74M
Profits Per Employee	188,459
Employee Count	400,000
Asset Turnover	1.42
Inventory Turnover	n/a

Taxes

In the past 12 months, BVL:UNH has paid 15.95 billion in taxes.

Income Tax	15.95B
Effective Tax Rate	16.94%

Stock Price Statistics

The stock price has decreased by -43.05% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-43.05%
50-Day Moving Average	300.31
200-Day Moving Average	405.69
Relative Strength Index (RSI)	47.69
Average Volume (20 Days)	756

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	0.87

Income Statement

In the last 12 months, BVL:UNH had revenue of PEN 1.50 trillion and earned 75.38 billion in profits. Earnings per share was 81.82.

Revenue	1.50T
Gross Profit	311.94B
Operating Income	108.85B
Pretax Income	94.13B
Net Income	75.38B
EBITDA	118.86B
EBIT	108.85B
Earnings Per Share (EPS)	81.82

Balance Sheet

The company has 113.34 billion in cash and 280.33 billion in debt, giving a net cash position of -179.10 billion.

Cash & Cash Equivalents	113.34B
Total Debt	280.33B
Net Cash	-179.10B
Net Cash Per Share	n/a
Equity (Book Value)	370.91B
Book Value Per Share	370.50
Working Capital	-60.47B

Cash Flow

In the last 12 months, operating cash flow was 102.51 billion and capital expenditures -13.05 billion, giving a free cash flow of 89.45 billion.

Operating Cash Flow	102.51B
Capital Expenditures	-13.05B
Free Cash Flow	89.45B
FCF Per Share	n/a

Margins

Gross margin is 20.84%, with operating and profit margins of 7.27% and 5.04%.

Gross Margin	20.84%
Operating Margin	7.27%
Pretax Margin	6.29%
Profit Margin	5.04%
EBITDA Margin	7.94%
EBIT Margin	7.27%
FCF Margin	5.98%

Dividends & Yields

This stock pays an annual dividend of 31.20, which amounts to a dividend yield of 9.75%.

Dividend Per Share	31.20
Dividend Yield	9.75%
Dividend Growth (YoY)	4.64%
Years of Dividend Growth	5
Payout Ratio	36.54%
Buyback Yield	1.07%
Shareholder Yield	10.82%
Earnings Yield	6.87%
FCF Yield	8.16%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5