Truist Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	5,307	4,818	-1,091	6,260	6,440
Depreciation & Amortization	837	958	1,083	1,238	1,384
Gain (Loss) on Sale of Assets	-	-4,841	-	-	-
Gain (Loss) on Sale of Investments	19	6,651	-	71	-
Total Asset Writedown	-	-	6,078	-	-
Provision for Credit Losses	1,894	1,870	2,109	777	-813
Change in Trading Asset Securities	-1,477	-1,355	982	3,354	745
Change in Other Net Operating Assets	-1,373	-6,799	-711	1,631	-90
Other Operating Activities	532	841	49	-2,378	226
Net Cash from Discontinued Operations	-	21	132	128	-
Operating Cash Flow	5,739	2,164	8,631	11,081	7,892
Operating Cash Flow Growth	165.20%	-74.93%	-22.11%	40.41%	6.12%
Capital Expenditures	-	-	-17	-4,673	-1,638
Investment in Securities	8,449	1,583	9,734	8,376	-36,659
Net Decrease (Increase) in Loans Originated / Sold - Investing	-24,057	4,178	12,202	-32,840	9,787
Other Investing Activities	-2,155	12,837	939	-835	-3,546
Investing Cash Flow	-17,763	18,598	22,858	-29,972	-32,056
Short-Term Debt Issued	-	4,359	1,397	18,060	-
Long-Term Debt Issued	69,755	22,799	50,943	15,777	4,728
Total Debt Issued	69,755	27,158	52,340	33,837	4,728
Short-Term Debt Repaid	-1,345	-	-	-	-800
Long-Term Debt Repaid	-63,084	-26,797	-55,018	-7,297	-7,959
Total Debt Repaid	-64,429	-26,797	-55,018	-7,297	-8,759
Net Debt Issued (Repaid)	5,326	361	-2,678	26,540	-4,031
Repurchase of Common Stock	-2,500	-1,000	-	-250	-1,616
Preferred Share Repurchases	-1,000	-750	-	-	-1,415
Common Dividends Paid	-2,672	-2,770	-2,770	-2,656	-2,485
Preferred Dividends Paid	-324	-365	-361	-333	-367
Total Dividends Paid	-2,996	-3,135	-3,131	-2,989	-2,852
Net Increase (Decrease) in Deposit Accounts	9,874	-6,883	-17,630	-2,986	35,423
Other Financing Activities	-71	-231	1,173	-298	82
Financing Cash Flow	8,633	-11,638	-22,266	20,017	25,591
Net Cash Flow	-3,391	9,124	9,223	1,126	1,427
Free Cash Flow	5,739	2,164	8,614	6,408	6,254
Free Cash Flow Growth	165.20%	-74.88%	34.43%	2.46%	49.51%
Free Cash Flow Margin	31.15%	18.97%	48.09%	33.38%	27.06%
Free Cash Flow Per Share	4.41	1.63	6.47	4.79	4.63
Cash Income Tax Paid	192	830	780	479	792

Source: S&P Global Market Intelligence. Banks template. Financial Sources.