Banco Santander-Chile Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	78,300	81,929	55,478	44,848	39,812	42,208
Market Cap Growth	28.45%	47.68%	23.70%	12.65%	-5.68%	-10.14%
Last Close Price	81.68	86.40	55.70	43.47	36.80	-
PE Ratio	12.53	13.12	10.45	13.99	8.07	7.66
PS Ratio	5.60	5.86	4.24	5.06	3.44	3.27
PB Ratio	2.23	2.34	1.66	1.80	1.51	1.46
P/FCF Ratio	16.01	16.75	-	-	-	-
P/OCF Ratio	14.48	15.15	-	-	-	-
Debt / Equity Ratio	4.78	4.78	5.20	7.40	7.79	6.41
Debt / FCF Ratio	34.30	34.30	-	-	-	-
Net Debt / Equity Ratio	2.17	2.17	2.22	4.31	4.32	3.47
Net Debt / FCF Ratio	15.54	15.54	-8.35	-15.87	-30.96	-4.74
Return on Equity (ROE)	18.71%	18.71%	17.46%	13.60%	18.64%	20.96%
Return on Assets (ROA)	1.52%	1.52%	1.23%	0.85%	1.22%	1.43%
Earnings Yield	7.98%	7.63%	9.57%	7.15%	12.38%	13.05%
FCF Yield	6.25%	5.97%	-15.99%	-15.06%	-9.25%	-50.28%
Dividend Yield	3.36%	-	0.04%	0.02%	0.04%	-
Payout Ratio	58.76%	58.76%	40.74%	83.74%	58.69%	36.85%
Total Shareholder Return	3.36%	-	0.04%	0.02%	0.04%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.