Banco da Amazônia S.A. (BVMF: BAZA3)

Banco da Amazônia Income Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	2,360	2,099	1,523	721.22	438.93	423.79
Interest Income on Investments	2,063	2,024	1,679	681.99	492.14	1,079
Total Interest Income	4,423	4,123	3,202	1,403	931.07	1,503
Interest Paid on Deposits	1,054	1,005	728.6	183.62	102.61	205.41
Interest Paid on Borrowings	1,812	1,540	1,024	528.72	368.55	525.94
Total Interest Expense	2,866	2,545	1,753	712.34	471.17	731.35
Net Interest Income	1,557	1,578	1,449	690.87	459.9	771.75
Net Interest Income Growth (YoY)	0.04%	8.95%	109.68%	50.22%	-40.41%	55.08%
Gain (Loss) on Sale of Assets	-	-	-	-	-	-63.46
Other Non-Interest Income	2,978	2,855	2,951	897.18	838.76	1,668
Total Non-Interest Income	2,978	2,855	2,951	897.18	838.76	1,604
Non-Interest Income Growth (YoY)	-3.94%	-3.26%	228.88%	6.97%	-47.71%	111.68%
Revenues Before Loan Losses	4,535	4,433	4,399	1,588	1,299	2,376
Provision for Loan Losses	784.67	510.87	387.55	181.93	118.65	256.41
Revenue	3,750	3,922	4,012	1,406	1,180	2,119
Revenue Growth (YoY)	-9.86%	-2.24%	185.30%	19.16%	-44.33%	89.73%
Salaries and Employee Benefits	837.43	802.54	738.65	635.63	597.33	588.16
Selling, General & Administrative	375.34	362.86	313.55	295.3	293.65	289.12
Other Non-Interest Expense	867.18	1,037	889.09	-835.73	-96.16	775.03
Total Non-Interest Expense	2,080	2,195	1,914	95.21	794.82	1,585
EBT Excluding Unusual Items	1,670	1,727	2,098	1,311	385.19	534.77
Legal Settlements	-141.87	-168.68	-195.4	-	-	-147.5
Other Unusual Items	-	-	-	-	-	-64.3
Pretax Income	1,528	1,558	1,903	1,311	385.19	322.97
Income Tax Expense	210.05	212.99	780.32	573.07	119.62	47.62
Net Income	1,318	1,345	1,122	737.84	265.57	275.35
Net Income to Common	1,318	1,345	1,122	737.84	265.57	275.35
Net Income Growth	5.55%	19.86%	52.11%	177.83%	-3.55%	152.43%
Basic Shares Outstanding	56	56	37	30	30	30
Diluted Shares Outstanding	56	56	37	30	30	30
Shares Change (YoY)	10.64%	49.64%	26.36%	-0.00%	0.00%	-
EPS (Basic)	23.52	24.00	29.96	24.89	8.96	9.29
EPS (Diluted)	23.52	24.00	29.96	24.89	8.96	9.29
EPS Growth	-4.60%	-19.91%	20.38%	177.83%	-3.55%	152.43%
Dividend Per Share	6.386	6.386	5.330	6.628	2.580	3.543
Dividend Growth	19.82%	19.82%	-19.58%	156.91%	-27.18%	151.43%
Effective Tax Rate	13.74%	13.67%	41.01%	43.72%	31.06%	14.74%

Source: S&P Capital IQ. Banks template. Financial Sources.